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Brenda Sue Friedlander

Brenda S. Friedlander

SPECTRUM FINANCIAL MANAGEMENT | Principal
San Rafael, CA 94903
Some features on this profile are disabled
CRD#: 2351292
Brenda Sue Friedlander

Professional summary

Brenda Sue Friedlander, CFP®, who also goes by Brenda Sue Kosowski, is a registered financial advisor currently at SPECTRUM FINANCIAL MANAGEMENT located in San Rafael, California.

Brenda is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1993. Brenda has worked at 3 firms and has passed the Series 63, Series 7 and Series 24 exams.

Biography

Brenda heads our investment and financial planning services. Brenda joined Spectrum in 1992 and is now the current owner of the firm. She holds a master of science degree in finance from Golden Gate University and a bachelor's degree in accounting from Sonoma State University. Brenda is a Certified Financial Planner® and an Enrolled Agent. A native of Sonoma County, Brenda enjoys gardening, soccer, and spending time outdoors with her family.
top-8-questions

Question & Answer

What are your service offerings?
Tax Planning
Retirement Planning
Investment Planning
Comprehensive Financial Planni...
Do you have an area of expertise or specialization?
Attending College
Comprehensive Financial Planni...
Estate Planning
Investment Management
Mutual Funds
Real Estate
Retirement
Stocks & Bonds
Are you a "fiduciary"?
Yes

Aliases

Brenda Sue Kosowski

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Brenda Sue Friedlander's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Certified Financial Planner

Start date: 1999

Experience

Current

December 9, 2016 - Present

SPECTRUM FINANCIAL MANAGEMENT

Office #1: 899 Northgate Drive Suite 305, San Rafael, CA 94903
RIA
CRD#: 127746
San Rafael, CA
Past

November 18, 2003 - February 28, 2007

UNITED SECURITIES ALLIANCE, INC.

RIA
CRD#: 36487
SAN RAFAEL, CA
Past

July 24, 2003 - February 28, 2007

UNITED SECURITIES ALLIANCE, INC.

BD
CRD#: 36487
SAN RAFAEL, CA
Past

May 14, 1993 - August 1, 2003

ASSOCIATED SECURITIES CORP.

BD
CRD#: 12969
BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SF
SPECTRUM FINANCIAL MANAGEMENT
FRIEDLANDER, BRENDA S | SPECTRUM FINANCIAL MANAGEMENT

CRD#: 127746 / SEC#: 801-62255

RIA
Registered Investment Advisory firm - (7/1/2003 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
California
(12/9/2016)

Exams

State Security Law Exam
RR
Series 63
Date: 6/3/1993
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 7
Date: 5/13/1993
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 10/5/2000
General Securities Principal Examination

Current Firm

SF
SPECTRUM FINANCIAL MANAGEMENT
FRIEDLANDER, BRENDA S | SPECTRUM FINANCIAL MANAGEMENT

CRD#: 127746 / SEC#: 801-62255

RIA
Registered Investment Advisory firm - (7/1/2003 Approved)
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Contact information

Main Address
899 Northgate Drive Suite 305, San Rafael, CA 94903
Mailing Address
Phone number
(415) 472-7300
Established
Firm type
Fiscal year end
# of Employees
4

SEC notice filing (1 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

SPECTRUM FINANCIAL MANAGEMENT ADV PART 2A - APRIL 2025 (4/24/2025)

Regulatory assets under management

Total Number of Accounts150
AUM (Assets Under Management)$ 255,982,176

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

SPECTRUM FINANCIAL MANAGEMENT

PrincipalCRD#: 127746San Rafael, CA 94903

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