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SV

Stephen J. Vettorel

FIRST DOWN FINANCIAL
Oviedo, FL 32766
Some features on this profile are disabled
CRD#: 2305440
SV

Professional summary


Stephen John Vettorel, who also goes by Steve Vettorel, is a registered financial advisor currently at FIRST DOWN FINANCIAL located in Oviedo, Florida.

Stephen is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1993. Stephen has worked at 9 firms and has passed the Series 65, Series 66, Series 63 and Series 7 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Steve Vettorel

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Riptide Financial, LLC 2690 Running Springs Loop, Oviedo FL 32766 100% single member LLC owner IMO Agency Insurance is the business line Yes, investment related, but not IAR or RIA Founder, President LLC was formed 6/16/2023 as an agency for insurance upline contracting with the carrierrs 50 hours a month spent on the business First Down Financial, LLC 1942 W CR 419 STE 1030 Oviedo FL 32765 25% owner, S corp IMO Agency Insurance another business line Yes, investment related,I am an IAR of this RIA Co-Founder, Portfolio Manager LLC was formed in 2020 100 hours a month spent on the business

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Stephen John Vettorel's CRS (Customer Relationship Summary).

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

September 17, 2021 - Present

FIRST DOWN FINANCIAL

Office #1: 1942 W Cr 419 Suite #1030, Oviedo, FL 32766
RIA
CRD#: 313133
Oviedo, FL
Past

November 19, 2019 - April 9, 2021

BROOKSTONE CAPITAL MANAGEMENT LLC

RIA
CRD#: 141413
Temecula, CA
Past

January 31, 2018 - January 22, 2020

BENCHMARK WEALTH ADVISORS, LLC

RIA
CRD#: 282104
Temecula, CA
Past

March 8, 2016 - December 31, 2017

BENCHMARK WEALTH ADVISORS, LLC

RIA
CRD#: 282104
TEMECULA, CA
Past

November 25, 2014 - August 25, 2015

MERCER GLOBAL ADVISORS INC.

RIA
CRD#: 147363
NEWPORT BEACH, CA
Past

May 10, 2006 - December 31, 2011

AUMENTI CAPITAL MANAGEMENT, LLC

RIA
CRD#: 139765
CHESTER SPRINGS, PA
Past

April 9, 2002 - February 10, 2006

FISHER INVESTMENTS

RIA
CRD#: 107342
CHESTER SPRINGS, PA
Past

July 31, 1996 - January 8, 2002

FIDELITY BROKERAGE SERVICES LLC

BD
CRD#: 7784
SMITHFIELD, RI
Past

September 29, 1994 - November 3, 1994

H.J. MEYERS & CO., INC.

BD
CRD#: 15609
ROCHESTER, NY
Past

March 12, 1993 - September 15, 1994

HIBBARD BROWN & CO., INC.

BD
CRD#: 18246
NEW YORK, NY

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
California
(5/6/2025)
IAR
Florida
(9/17/2021)

Exams


State Security Law Exam
IAR
Series 65
Date: 11/25/2014
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
IAR
Series 66
Date: 7/10/2000
Uniform Combined State Law Examination
State Security Law Exam
General Industry/Product Exam

Current Firm


FD
FIRST DOWN FINANCIAL
FIRST DOWN FINANCIAL | FIRST DOWN FINANCIAL, INC.

CRD#: 313133 / SEC#:

California
Registered Investment Advisory firm - (5/6/2025 Approved)
Florida
Registered Investment Advisory firm - (9/17/2021 Approved)
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Contact information


Main Address
1942 West Cr 419 Suite 1030, Oviedo, FL 32766
Mailing Address
Phone number
(407) 542-7232
Established
Firm type
Fiscal year end
# of Employees
10

Documents


Latest Form ADV

Regulatory assets under management


Total Number of Accounts52
AUM (Assets Under Management)$ 17,200,000

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


FIRST DOWN FINANCIAL

CRD#: 313133Oviedo, FL 32766

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