Joseph F. Darpel

SMART STEPS WEALTH MANAGEMENT LLC

St. Louis, MO 63127

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CRD#: 2271298

Professional summary

Joseph Frank Darpel III, CFP® is a registered financial advisor currently at SMART STEPS WEALTH MANAGEMENT LLC located in St. Louis, Missouri.

Joseph is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1993. Joseph has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 53 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Jos F Darpel Investment Co - St. Louis, MO Nature of the Business: Support Company/DBA (Owner) Position/Title: Support Company/DBA (Owner) Investment Related:No Start Date: 07/17/2008 Hours per month devoted to this business: 0 Hours per month devoted to this business during trading hours: 0 Description of duties: President

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph Frank Darpel III's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2021

Experience

Current

April 19, 2024 - Present

SMART STEPS WEALTH MANAGEMENT LLC

Office #1: 3636 S Geyer Road Suite 100, St. Louis, MO 63127

RIA

CRD#: 330411

St. Louis, MO

Past

September 11, 2021 - May 16, 2024

OLIVER WEALTH MANAGEMENT

RIA

CRD#: 314867

St. Louis, MO

Past

October 1, 2019 - December 6, 2021

HAYDEN ROYAL

RIA

CRD#: 170037

ST. LOUIS, MO

Past

January 2, 2009 - October 4, 2019

RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC

RIA

CRD#: 149018

ST LOUIS, MO

Past

November 1, 2005 - January 2, 2009

RAYMOND JAMES FINANCIAL SERVICES, INC.

RIA

CRD#: 6694

ST. LOUIS, MO

Past

December 9, 1993 - October 4, 2019

RAYMOND JAMES FINANCIAL SERVICES, INC.

CRD#: 6694

ST. LOUIS, MO

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Missouri
(4/19/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 10/25/2005

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 12/17/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 11/5/1993

General Securities Representative Examination

Principal/Supervisory Exam

Series 53

Date: 5/15/2009

Municipal Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 5/25/1994

General Securities Principal Examination

Current Firm

SMART STEPS WEALTH MANAGEMENT LLC

CRD#: 330411 / SEC#: 801-129880

RIA

Registered Investment Advisory firm - (7/14/2025 Terminated)

Missouri

Registered Investment Advisory firm - (7/2/2025 Approved)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

3636 S Geyer Road Suite 100, St. Louis, MO 63127

Mailing Address

Phone number

(314) 970-2377

Established

Firm type

Fiscal year end

# of Employees

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - FIRM BROCHURE (6/27/2025)

FORM ADV PART 2B - BROCHURE SUPPLEMENT (1/31/2025)

Regulatory assets under management

Total Number of Accounts	139
AUM (Assets Under Management)	$ 60,912,324

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joseph F. Darpel

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph Frank Darpel III's CRS (Customer Relationship Summary).

Certified licenses

Experience

OLIVER WEALTH MANAGEMENT

HAYDEN ROYAL

RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC

RAYMOND JAMES FINANCIAL SERVICES, INC.

RAYMOND JAMES FINANCIAL SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 10/25/2005

Series 63

Date: 12/17/1993

SIE

Date: 10/1/2018

Series 7

Date: 11/5/1993

Series 53

Date: 5/15/2009

Series 24

Date: 5/25/1994

Current Firm

SMART STEPS WEALTH MANAGEMENT LLC

Contact information

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SMART STEPS WEALTH MANAGEMENT LLC

TRUST BUT VERIFY

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