Kristina M. Regan

SCHWAB WEALTH ADVISORY

Boston, MA 02110

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CRD#: 2256102

Professional summary

Kristina Marianne Regan, who also goes by Kristina M Ramsager, Kristina Marianne Ramsager, Kristina Marianne Regan, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Boston, Massachusetts and CHARLES SCHWAB & CO., INC. located in Boston, Massachusetts.

Kristina is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1992. Kristina has worked at 6 firms and has passed the Series 63, Series 66, Series 7TO, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Kristina M Ramsager | Kristina Marianne Ramsager | Kristina Marianne Regan

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Envisioning Access/ Nonprofit Charitable Organization/ Member of finance committee/ meetings monthly to address overall finances of nonprofit, spending, nonprofit tax forms, donor activity / Boston, MA / On average, how many hours per month do you devote or expect to devote to this activity? less than 20 / Start date 04/01/2021/ My role is on the finance committee which involves monthly meetings.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kristina Marianne Regan's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

April 30, 2025 - Present

SCHWAB WEALTH ADVISORY, INC.

Office #1: One International Place Suite 2810, Boston, MA 02110

RIA

CRD#: 159035

Boston, MA

Current

August 14, 2025 - Present

CHARLES SCHWAB & CO., INC.

Office #1: One International Place, Boston, MA 02110-2600

RIA

CRD#: 5393

Boston, MA

Past

August 18, 2020 - March 10, 2025

FINARC INVESTMENTS, INC.

RIA

CRD#: 166571

NORWOOD, MA

Past

December 20, 2006 - April 2, 2020

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

BOSTON, MA

Past

October 11, 2000 - December 31, 2004

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

SMITHFIELD, RI

Past

July 17, 1992 - August 6, 1992

FORESTERS FINANCIAL SERVICES, INC.

CRD#: 305

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Connecticut
(10/27/2025)

Florida
(10/27/2025)

Maine
(10/24/2025)

IAR

Massachusetts
(4/30/2025)

Massachusetts
(8/15/2025)

New Hampshire
(10/28/2025)

New Jersey
(10/24/2025)

New York
(10/26/2025)

Rhode Island
(10/27/2025)

Vermont
(10/27/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 6/3/2025

Uniform Securities Agent State Law Examination

State Security Law Exam

IAR

Series 66

Date: 10/28/2000

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 8/13/2025

General Securities Representative Examination

General Industry/Product Exam

Series 7

Date: 10/10/2000

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 7/16/1992

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

211 Main Street, San Francisco, CA 94105-1901

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (9/23/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Kristina M. Regan

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kristina Marianne Regan's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

FINARC INVESTMENTS, INC.

STRATEGIC ADVISERS LLC

FIDELITY BROKERAGE SERVICES LLC

FORESTERS FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 6/3/2025

Series 66

Date: 10/28/2000

Series 7TO

Date: 8/13/2025

Series 7

Date: 10/10/2000

Series 6

Date: 7/16/1992

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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