Jyoti Gujral

OSAIC WEALTH

Reston, VA 20191

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CRD#: 2252136

Professional summary

Jyoti Gujral, CFP® is a registered financial advisor currently at OSAIC WEALTH, INC. located in Reston, Virginia.

Jyoti is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Jyoti has worked at 7 firms and has passed the Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) UPI REALTY POSITION: Officer NATURE: This is an LLC and my husband and I are 50% partners. The company holds our real estate properties. It is a LLC. INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 06/01/2006 ADDRESS: 12040 South Lakes Drive, Suite 103, Reston VA 20191, United States DESCRIPTION: I do not perform any tasks for the company. My husband takes care of it 100% I do not take care of any administration 2) FINANCIAL SOLUTIONS GROUP LLC POSITION: CFP NATURE: LLC INVESTMENT RELATED: No NUMBER OF HOURS: 60 SECURITIES TRADING HOURS: 140 START DATE: 09/01/2006 ADDRESS: 12040 South Lakes Drive, Suite 103, Reston VA 20191, United States DESCRIPTION: Health Insurance/Life insurance and Disability 3) BLOSSOMS FOR PINK 12121 Thoroughbred Road, Herndon VA 20171 POSITION: I am an officer and we have another office as well as a CPA that has volunteered his time to audit the books and file the return. NATURE: This is a 501C where plants are auctioned off to raise money for breast cancer. I make the plants and then offer it to friends or through other forums to raise awareness to GO Green For Pink INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 04/05/2019

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Jyoti Gujral's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Jyoti Gujral's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2003

Experience

Current

November 3, 2023 - Present

OSAIC WEALTH, INC.

Office #1: 12040 South Lakes Dr. Suite 103, Reston, VA 20191

RIA

CRD#: 23131

Reston, VA

Current

November 3, 2023 - Present

OSAIC WEALTH, INC.

Office #1: 12040 South Lakes Dr. Suite 103, Reston, VA 20191

RIA

CRD#: 23131

Reston, VA

Past

April 26, 2016 - November 3, 2023

FSC SECURITIES CORPORATION

RIA

CRD#: 7461

RESTON, VA

Past

January 28, 2005 - April 1, 2005

FSC SECURITIES CORPORATION

RIA

CRD#: 7461

RESTON, VA

Past

January 28, 2005 - November 3, 2023

FSC SECURITIES CORPORATION

CRD#: 7461

RESTON, VA

Past

February 14, 2003 - October 31, 2007

CAPITOL WEALTH MANAGEMENT, INC.

RIA

CRD#: 114994

MCLEAN, VA

Past

December 7, 1999 - December 17, 2001

AMERICAN UNITED LIFE INSURANCE COMPANY

CRD#: 1075

INDIANAPOLIS, IN

Past

December 7, 1999 - February 3, 2005

ONEAMERICA SECURITIES, INC.

CRD#: 4173

INDIANAPOLIS, IN

Past

May 3, 1999 - November 30, 1999

PARK AVENUE SECURITIES LLC

CRD#: 46173

NEW YORK, NY

Past

July 13, 1994 - May 3, 1999

GUARDIAN INVESTOR SERVICES LLC

CRD#: 6635

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(11/3/2023)

California
(11/3/2023)

Connecticut
(11/3/2023)

Delaware
(11/3/2023)

District of Columbia
(11/3/2023)

IAR

District of Columbia
(11/3/2023)

Florida
(11/3/2023)

Georgia
(11/3/2023)

Illinois
(2/5/2025)

Kentucky
(11/3/2023)

Maryland
(11/3/2023)

IAR

Maryland
(11/3/2023)

Massachusetts
(11/3/2023)

Michigan
(11/3/2023)

Nevada
(11/3/2023)

New Jersey
(11/3/2023)

New York
(11/3/2023)

North Carolina
(11/3/2023)

Ohio
(11/3/2023)

Oregon
(11/3/2023)

Pennsylvania
(11/3/2023)

Texas
(11/3/2023)

Virginia
(11/3/2023)

IAR

Virginia
(11/3/2023)

Washington
(11/3/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 9/14/1992

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 7/12/1994

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Jyoti Gujral

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Jyoti Gujral's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Jyoti Gujral's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

FSC SECURITIES CORPORATION

FSC SECURITIES CORPORATION

FSC SECURITIES CORPORATION

CAPITOL WEALTH MANAGEMENT, INC.

AMERICAN UNITED LIFE INSURANCE COMPANY

ONEAMERICA SECURITIES, INC.

PARK AVENUE SECURITIES LLC

GUARDIAN INVESTOR SERVICES LLC

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 9/14/1992

SIE

Date: 10/1/2018

Series 6

Date: 7/12/1994

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

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