Craig R. Townsend

Some features on this profile are disabled

CRD#: 2238938

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Craig Robert Townsend, CFP®, ChFC®, CLU® was a registered financial professional .

Craig is a previously registered financial professional and started their career in finance in 1992. Craig had worked at 5 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

What are your service offerings?

Investment Planning

Comprehensive Financial Planni...

Estate Planning

Insurance Planning

Retirement Planning

What is your minimum asset requirement?

Are you a "fiduciary"?

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) 12/4/19- Synergy Wealth Alliance- DBA for LPL Business (entity for LPL business) and Synergy Investment Management, LLC - Inv. Related- Altamonte Springs, FL- 100% 2) 12/4/19- ENTERPRISE HOME RENTALS- Real Estate Rental- co-owner- Inv. Related- Eustis, FL- start date 4/1/2017- 4hrs/mth- 1% 3) 05/07/2024 - Synergy Investment Strategies LLC - Inv Related - At Reported Business Location(s) - Registered Investment Advisor - IAR - Started: 2/10/2024 - 20 Hrs/Mo; 0 Hrs During Trading - I provide investment advisory services through Synergy Investment Strategies LLC, an independent investment advisor firm. I started this business activity in 5/2024. I expect to spend approximately 20 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2007

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Past

February 15, 2024 - December 11, 2024

SYNERGY INVESTMENT MANAGEMENT LLC

RIA

CRD#: 305961

ALTAMONTE SPRINGS, FL

Past

December 4, 2019 - December 17, 2024

LPL FINANCIAL LLC

RIA

CRD#: 6413

ALTAMONTE SPRINGS, FL

Past

December 4, 2019 - December 17, 2024

LPL FINANCIAL LLC

CRD#: 6413

ALTAMONTE SPRINGS, FL

Past

April 1, 2014 - December 11, 2019

CETERA ADVISORS LLC

RIA

CRD#: 10299

MAITLAND, FL

Past

March 31, 2014 - December 11, 2019

CETERA ADVISORS LLC

CRD#: 10299

MAITLAND, FL

Past

September 29, 1992 - April 8, 2014

MSI FINANCIAL SERVICES, INC.

RIA

CRD#: 14251

ORLANDO, FL

Past

September 22, 1992 - July 9, 2007

METROPOLITAN LIFE INSURANCE COMPANY

CRD#: 4095

ORLANDO, FL

Past

September 22, 1992 - April 8, 2014

MSI FINANCIAL SERVICES, INC.

CRD#: 14251

ORLANDO, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SYNERGY INVESTMENT MANAGEMENT LLC

MERIT WEALTH ADVISORS | SYNERGY WEALTH ALLIANCE, LLC | SYNERGY INVESTMENT MANAGEMENT LLC | NEXT STAGE CONSULTING

CRD#: 305961 / SEC#: 801-129970

RIA

Registered Investment Advisory firm - (4/19/2024 Approved)

Florida

Registered Investment Advisory firm - (4/29/2024 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 3/28/2006

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 2/15/2000

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 9/21/1992

Investment Company Products/Variable Contracts Representative Examination

Current Firm

SYNERGY INVESTMENT MANAGEMENT LLC

MERIT WEALTH ADVISORS | SYNERGY WEALTH ALLIANCE, LLC | SYNERGY INVESTMENT MANAGEMENT LLC | NEXT STAGE CONSULTING

CRD#: 305961 / SEC#: 801-129970

RIA

Registered Investment Advisory firm - (4/19/2024 Approved)

Florida

Registered Investment Advisory firm - (4/29/2024 Terminated)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

215 North Westmonte Drive, Altamonte Springs, FL 32714

Mailing Address

Phone number

(321) 203-4458

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (16 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SYNERGY DISCLOSURE BROCHURE, WRAP FEE PROGRAM BROCHURE, AND PRIVACY POLICY (4/21/2025)

Regulatory assets under management

Total Number of Accounts	2,070
AUM (Assets Under Management)	$ 461,195,028

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

Similar Advisors

Stephen Zahka

EDWARD JONES

IAR

Marlborough, MA

Frank Moore

UBS FINANCIAL SERVICES INC.

IAR

Greenwich, CT

Marshall Rosen

OSAIC WEALTH, INC.

IAR

Fort Lauderdale, FL

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Craig R. Townsend

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

CETERA ADVISORS LLC

CETERA ADVISORS LLC

MSI FINANCIAL SERVICES, INC.

METROPOLITAN LIFE INSURANCE COMPANY

MSI FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

SYNERGY INVESTMENT MANAGEMENT LLC

State Registrations and Notice Filings

Exams

Series 63

Date: 3/28/2006

SIE

Date: 10/1/2018

Series 7

Date: 2/15/2000

Series 6

Date: 9/21/1992

Current Firm

SYNERGY INVESTMENT MANAGEMENT LLC

Contact information

SEC notice filing (16 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SYNERGY INVESTMENT MANAGEMENT LLC

TRUST BUT VERIFY

Contact information

Similar Advisors