SS
Susan R. Sommer
UNIVERSAL FINANCIAL ADVISORS
St. Peters, MO 63376
Some features on this profile are disabled
CRD#: 2202276
SS
Professional summary
Susan Rene Sommer, CFP®, who also goes by Susan Rene Effinger, Susan R Sommer, is a registered financial advisor currently at UNIVERSAL FINANCIAL ADVISORS, LLC located in St. Peters, Missouri and OSAIC WEALTH, INC. located in Saint Peters, Missouri.
Susan is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1992. Susan has worked at 9 firms and has passed the Series 63, SIE, Series 7, Series 6 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Susan Rene Effinger | Susan R Sommer
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
***SOMMER INVESTMENTS LLC INVESTMENT RELATED; ST. PETERS; MO; INSURANCE; AGENT; 12/1994; 4 hrs/mo; 4 hrs/mo during securities trading hours; Duties are insurance sales. ***SOMMER ENTERPRISES LLC POSITION: Member NATURE: Landlord INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 01/21/2013 ADDRESS: P.O. Box 1132, St. Peters MO 63376 DESCRIPTION: Own the building. Lease & maintain building. ***THE ADVISOR AUTHORITY POSITION: student NATURE: Training INVESTMENT RELATED: No NUMBER OF HOURS: 9 SECURITIES TRADING HOURS: 1 START DATE: 07/28/2021 ADDRESS: 513 Creekside Dr, McKinney TX 75071 DESCRIPTION: Student ***UNIVERSAL FINANCIAL ADVISORS LLC POSITION: RIA Representative NATURE: Universal Financial Advisors, LLC --Investment Advisor Representative--Investment related INVESTMENT RELATED: Yes NUMBER OF HOURS: 25 SECURITIES TRADING HOURS: 70 START DATE: 08/01/2022 ADDRESS: 1395 Triad Center Drive, Suite 4, St Peters MO 63376 DESCRIPTION: Provide Advisory services ***SUSAN SOMMER POSITION: member NATURE: Women's Networking Group INVESTMENT RELATED: Yes NUMBER OF HOURS: 6 SECURITIES TRADING HOURS: 6 START DATE: 10/01/2020 ADDRESS: 1395 TRIAD CENTER DR, STE 4, Saint Peters MO 63376 DESCRIPTION: A group of women, from different broker dealers, meet regularly to collaborate on marketing ideas to grow our individual business practices ***ST CHARLES REGIONAL CHAMBER POSITION: member NATURE: Chamber Member INVESTMENT RELATED: No NUMBER OF HOURS: 6 SECURITIES TRADING HOURS: 2 START DATE: 06/01/2022 ADDRESS: 5988 Mid Rivers Mall Drive, Suite 4, St Peters MO 63376 DESCRIPTION: go to lunches and networking events and special events
CRS (Client Relationship Summary) - RIA
Click below to view Susan Rene Sommer's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
August 10, 2022 - Present
UNIVERSAL FINANCIAL ADVISORS, LLC
Office #1: 1395 Triad Center Drive Suite 4, St. Peters, MO 63376RIA
CRD#: 318392
St. Peters, MO
Current
June 14, 2024 - Present
OSAIC WEALTH, INC.
Office #1: 1395 Triad Center Dr Ste 4, Saint Peters, MO 63376RIA
BD
CRD#: 23131
SAINT PETERS, MO
Past
January 3, 2022 - August 16, 2022
PFG ADVISORS
RIA
CRD#: 173344
St. Peters, MO
Past
July 9, 2015 - June 14, 2024
SECURITIES AMERICA, INC.
BD
CRD#: 10205
SAINT PETERS, MO
Past
April 20, 2015 - December 15, 2021
BEAM WEALTH ADVISORS, INC.
RIA
CRD#: 109867
ST. PETERS, MO
Past
September 8, 2009 - July 21, 2015
LPL FINANCIAL LLC
RIA
CRD#: 6413
ST. PETERS, MO
Past
September 8, 2009 - July 21, 2015
LPL FINANCIAL LLC
BD
CRD#: 6413
ST. PETERS, MO
Past
February 17, 2004 - September 8, 2009
MUTUAL SERVICE CORPORATION
RIA
CRD#: 4806
ST.CHARLES, MO
Past
September 14, 1999 - July 30, 2004
SOMMER INVESTMENTS, L.L.C.
RIA
CRD#: 115590
ST. CHARLES, MO
Past
August 10, 1995 - September 8, 2009
MUTUAL SERVICE CORPORATION
BD
CRD#: 4806
ST.CHARLES, MO
Past
February 10, 1992 - August 11, 1995
VERAVEST INVESTMENTS, INC.
BD
CRD#: 3960
WORCESTER, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
UF
UNIVERSAL FINANCIAL ADVISORS, LLC
UNIVERSAL FINANCIAL ADVISORS, LLC | UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.
CRD#: 318392 / SEC#: 801-124991
RIA
Registered Investment Advisory firm - (5/11/2022 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(6/14/2024)
RR
California(6/14/2024)
RR
Florida(6/14/2024)
RR
Illinois(6/14/2024)
RR
Indiana(6/14/2024)
RR
Iowa(6/14/2024)
RR
Kansas(6/14/2024)
RR
Mississippi(6/14/2024)
IAR
Missouri(8/10/2022)
RR
Missouri(6/14/2024)
RR
Oregon(6/14/2024)
RR
Texas(6/14/2024)
RR
Virginia(6/14/2024)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
UF
UNIVERSAL FINANCIAL ADVISORS, LLC
UNIVERSAL FINANCIAL ADVISORS, LLC | UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.
CRD#: 318392 / SEC#: 801-124991
RIA
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Contact information
Main Address
333 S. Kirkwood Road Suite 301, St. Louis, MO 63122
Mailing Address
Phone number
(314) 721-5522
Established
Firm type
Fiscal year end
# of Employees
6
SEC notice filing (4 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 647 |
| AUM (Assets Under Management) | $ 251,062,299 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
UNIVERSAL FINANCIAL ADVISORS, LLC
CRD#: 318392St. Peters, MO 63376TRUST BUT VERIFY
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