Charles C. Zhang
ZHANG FINANCIAL | Founder and President
Portage, MI 49024
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CRD#: 2149094
Professional summary
Charles Cheng Zhang, CFP®, ChFC®, CLU®, who also goes by Cheng Zhang, is a registered financial advisor currently at ZHANG FINANCIAL located in Portage, Michigan.
Charles is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1991. Charles has worked at 4 firms and has passed the Series 63 and Series 7 exams.
Core Areas of Focus
Corporate Executives
Divorce Planning
High Net Worth Client Needs
Investment Advice with Ongoing Management
LGBT Couples and Families
Retirement Planning & Distribution Rules
Biography
Charles Zhang, Founder and CEO of Zhang Financial, a Fee-Only Wealth Management firm, has been ranked #1 on Barron’s list of the Top 100 Independent Advisors in the nation and #6 on Forbes’ list of America’s Top Wealth Advisors for 2021. On both lists, Charles is the highest ranked NAPFA-Registered Fee-Only Financial Advisor**. Barron’s has also recognized Charles as Michigan’s #1 Financial Advisor for the past 9 years and Forbes has ranked Charles the #1 Financial Advisor in Michigan since the inception of the list***.
Charles believes it is important to take a holistic approach to financial planning. We aim to manage all aspects of our clients' financial situation. We provide our clients with in-house experts for matters of tax planning, investment planning, retirement planning, insurance planning, education planning, and estate planning. We offer exceptional personal service and each client works directly with Charles when making important investment decisions.
With more than $4.5 billion in assets under management*, we take pride in working without conflicts of interest from proprietary products and other questionable business practices. We are committed to upholding a fiduciary standard, providing our clients with customized and unbiased financial advice, and first class service for a competitive price.
Our clients are intelligent, kind, diligent and often times leaders within their industry. A Zhang Financial client is seeking a long term professional relationship built on trust and on-going unbiased investment counsel.
Question & Answer
What are your service offerings?
Executive services/Equity comp...
Financial planning
Trust & estate planning
Insurance
Trading individual securities
Institutional consulting
Philanthropic services
Retirement planning
What is your current number of clients?
Greater than 100
What is your minimum asset requirement?
1M
Are you a "fiduciary"?
Yes
Aliases
Cheng Zhang
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Charles Cheng Zhang's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1995
Experience
Current
March 2, 2012 - Present
ZHANG FINANCIAL
Office #1: 5931 Oakland Dr., Portage, MI 49024RIA
CRD#: 159257
Portage, MI
Past
March 2, 2012 - December 31, 2014
ZHANG FINANCIAL
RIA
CRD#: 159257
PORTAGE, MI
Past
January 2, 2008 - November 13, 2012
LPL FINANCIAL LLC
RIA
CRD#: 6413
PORTAGE, MI
Past
January 2, 2008 - November 13, 2012
LPL FINANCIAL LLC
BD
CRD#: 6413
PORTAGE, MI
Past
October 6, 2006 - January 2, 2008
AMERIPRISE FINANCIAL SERVICES, LLC
RIA
CRD#: 6363
PORTAGE, MI
Past
July 3, 1991 - July 3, 2006
IDS LIFE INSURANCE COMPANY
BD
CRD#: 6321
MINNEAPOLIS, MN
Past
July 3, 1991 - January 2, 2008
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
PORTAGE, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
ZHANG FINANCIAL
ZHANG FINANCIAL | ZHANG FINANCIAL LLC
CRD#: 159257 / SEC#: 801-72987
RIA
Registered Investment Advisory firm - (1/12/2012 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Arizona(3/22/2012)
IAR
California(1/6/2015)
IAR
Florida(1/26/2015)
IAR
Georgia(2/17/2015)
IAR
Illinois(3/2/2012)
IAR
Indiana(1/6/2015)
IAR
Michigan(1/5/2015)
IAR
New Jersey(1/6/2015)
IAR
North Carolina(1/5/2015)
IAR
Ohio(1/7/2015)
IAR
Texas(1/5/2015)
IAR
Virginia(1/5/2015)
Exams
State Security Law Exam
General Industry/Product Exam
Current Firm
ZHANG FINANCIAL
ZHANG FINANCIAL | ZHANG FINANCIAL LLC
CRD#: 159257 / SEC#: 801-72987
RIA
Registered Investment Advisory firm - (1/12/2012 Approved)PREMIUM
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Contact information
Main Address
5931 Oakland Dr., Portage, MI 49024
Mailing Address
Phone number
(269) 385-5888
Established
Firm type
Fiscal year end
# of Employees
50
SEC notice filing (24 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 7,270 |
| AUM (Assets Under Management) | $ 7,176,436,236 |
Red Flags
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Company Information
ZHANG FINANCIAL
Founder and PresidentCRD#: 159257Portage, MI 49024TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
