Richard B. Schultz
PACIFIC INVESTMENT RESEARCH
Orange, CA 92866
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CRD#: 2122190
Professional summary
Richard Bryon Schultz, CFP® is a registered financial advisor currently at PACIFIC INVESTMENT RESEARCH located in Orange, California.
Richard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1991. Richard has worked at 4 firms and has passed the Series 63 and Series 7 exams.
Biography
Richard has been providing investment advice and financial planning services to individuals and families for over 25 years. As Chief Investment Officer, he oversees research and investment processes of Pacific Investment Research (PIR).
Prior to becoming an investment professional, Richard worked as a software engineer in Orange County, CA for over 10 years. While an engineer, he developed a deep interest and passion for investing.
In 1995, Richard earned his CERTIFIED FINANCIAL PLANNER™ certification and launched Schultz Financial Management, an independent fee-based investment advisory firm (the predecessor of Pacific Investment Research).
Early in his career, Richard followed a common investing approach, creating diversified portfolios of mutual funds across a broad array of asset classes. Disappointed with portfolio declines during the 2000-2002 bear market, Richard decided to take a more active hands-on approach to investment management going forward. This proved to be a smart decision as he helped clients successfully navigate through the great recession of 2008-2009, significantly limiting their investment losses, so their portfolios quickly recovered to pre-recession levels.
To this day, Richard continues to develop and refine the firm’s money management capabilities and risk management techniques in order to enhance PIR clients’ investing experience.
Question & Answer
What are your service offerings?
Comprehensive Financial Planni...
Retirement Income Management
Retirement Planning
Investment Planning
Do you have an area of expertise or specialization?
Corporate Executives
Estate & Generational Planning...
Investment Advice with Ongoing...
Retirement Plan Investment Adv...
Retirement Planning & Distribu...
What is your minimum asset requirement?
250K
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Richard Bryon Schultz's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1995
Experience
Current
September 10, 2004 - Present
PACIFIC INVESTMENT RESEARCH
Office #1: 942 E. Chapman Ave., Orange, CA 92866RIA
CRD#: 132063
Orange, CA
Past
November 23, 1999 - August 27, 2001
LIGHTHOUSE CAPITAL CORPORATION
BD
CRD#: 41812
MONTEREY, CA
Past
October 3, 1991 - December 23, 1997
NEWPORT COAST SECURITIES, INC.
BD
CRD#: 16944
NEW YORK, NY
Past
April 15, 1991 - September 18, 1991
DIVERSIFIED SECURITIES, INCORPORATED
BD
CRD#: 222
SEAL BEACH, CA
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(9/10/2004)
Exams
State Security Law Exam
General Industry/Product Exam
Current Firm
PACIFIC INVESTMENT RESEARCH
PACIFIC INVESTMENT RESEARCH | SCHULTZ FINANCIAL MANAGEMENT CORPORATION | SCHULTZ FIANNCIAL MANAGEMENT CORPORATION
CRD#: 132063 / SEC#: 801-64529
RIA
Registered Investment Advisory firm - (9/10/2012 Terminated)California
Registered Investment Advisory firm - (9/6/2012 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
942 E. Chapman Ave., Orange, CA 92866
Mailing Address
Phone number
(714) 731-0848
Established
Firm type
Fiscal year end
# of Employees
1
Regulatory assets under management
| Total Number of Accounts | 90 |
| AUM (Assets Under Management) | $ 120,331,853 |
Red Flags
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