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JOHN ELSON HOWARD

John Elson Howard

CFP®
Sr. Wealth Advisor·FOCUS ADVISORY, LTD.
GAINESVILLE, GA
·CRD# 2110089·36 years experience

Professional Summary

JOHN ELSON HOWARD, CFP® is a registered financial advisor currently at FOCUS ADVISORY, LTD. located in Gainesville, Georgia. JOHN is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1990. JOHN has worked at 4 firms and has passed the Series 63 and Series 6 exams.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Biography

John has been helping affluent families grow, protect, and pass on their wealth for more than 40 years. He began his career as an auditor for Arthur Andersen & Company. After becoming a CPA, he attended Emory University School of Law, graduating in 1980. He then founded and subsequently sold a CPA firm to establish Resource Planning Group, one of the first fee-only® financial planning practices in Georgia. That firm was acquired by Mercer on...

Other Aliases

There are no additional aliases reported.

Blog Corner

More Resources

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

Email

xxxxx@xxxx.xxx

Website

xxxxxxxxxx.xxx

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial Planner

Years of Experience

36 years in the financial services industry

Current & Past Employments

Current

FOCUS ADVISORY, LTD.Current·CRD# 336259
RIA
Gainesville, GA
July 28, 2025 - Present

Past

MERCER GLOBAL ADVISORS INC.Past·CRD# 147363
RIA
Atlanta, GA
December 19, 2022 - July 25, 2025
RESOURCE PLANNING GROUP, LTD.Past·CRD# 111524
RIA
Atlanta, GA
November 24, 2003 - September 20, 2023
AVANTAX INVESTMENT SERVICES, INC.Past·CRD# 13686
BD
December 7, 1990 - April 23, 1993

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Current Firm

FA
FOCUS ADVISORY, LTD.

FOCUS ADVISORY, LTD. | FOCUS TRUSTEE

CRD#: 336259
Georgia
Registered Investment Advisory firm - Georgia (7/28/2025 Approved)

Contact Information

Main Address

Gainesville, GA

Phone Number

(404) 931-9546

# of Employees

2

Documents

Latest Form ADV

Regulatory Assets Under Management

Total Number of Accounts

1

AUM (Assets Under Management)

$402,000

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

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State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
IAR
Georgia
(7/28/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Nov 1990About the Series 63 exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Nov 1990About the Series 6 exam

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CRS (Client Relationship Summary) - RIA

Click below to view JOHN ELSON HOWARD's CRS (Customer Relationship Summary).

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