John W. Garrard

OPTIMUM FINANCIAL SERVICES

Jackson, MS 39216-4902

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CRD#: 2042646

Professional summary

John Walter Garrard II is a registered financial advisor currently at OPTIMUM FINANCIAL SERVICES, LLC located in Jackson, Mississippi.

John is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1990. John has worked at 5 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1 - OPTIMUM FINANCIAL SERVICES, INC; INVESTMENT RELATED; 1817 CRANE RIDGE DR, STE 200 JACKSON MS 39216; REG. INV. ADVISORY; EXEC. VICE PRES; APRIL 2007; 160 HRS/MONTH; YES ADVISORY FEES; REGISTERED INVESTMENT ADVISOR

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view John Walter Garrard II's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 28, 2007 - Present

OPTIMUM FINANCIAL SERVICES, LLC

Office #1: 1817 Crane Ridge Drive Suite 200, Jackson, MS 39216-4902

RIA

CRD#: 105878

Jackson, MS

Past

April 6, 2009 - July 23, 2015

TRIAD ADVISORS LLC

CRD#: 25803

JACKSON, MS

Past

February 21, 2006 - April 2, 2007

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

JACKSON, MS

Past

January 5, 2001 - February 21, 2006

LEGG MASON WOOD WALKER, INCORPORATED

CRD#: 6555

BALTIMORE, MD

Past

March 20, 1990 - January 11, 2001

A. G. EDWARDS & SONS, INC.

CRD#: 4

ST. LOUIS, MO

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OPTIMUM FINANCIAL SERVICES, LLC

OPTIMUM FINANCIAL SERVICES INC | OPTIMUM FINANCIAL SERVICES, LLC

CRD#: 105878 / SEC#: 801-38310

RIA

Registered Investment Advisory firm - (2/22/1991 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Mississippi
(3/28/2007)

IAR

Texas
(9/12/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/10/2007

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/28/1990

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 7/23/2015

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/17/1990

General Securities Representative Examination

Current Firm

OPTIMUM FINANCIAL SERVICES, LLC

OPTIMUM FINANCIAL SERVICES INC | OPTIMUM FINANCIAL SERVICES, LLC

CRD#: 105878 / SEC#: 801-38310

RIA

Registered Investment Advisory firm - (2/22/1991 Approved)

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Contact information

Main Address

1817 Crane Ridge Drive Suite 200, Jackson, MS 39216-4902

Mailing Address

Phone number

(601) 981-5900

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (4 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

DISCLOSURE BROCHURE - FORM ADV, PART 2A (2/3/2025)

Regulatory assets under management

Total Number of Accounts	469
AUM (Assets Under Management)	$ 269,319,188

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
08/20/2025	Cover Page	Report
10/10/2024	Cover Page	Report
01/23/2024	Cover Page	Report
04/10/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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John W. Garrard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view John Walter Garrard II's CRS (Customer Relationship Summary).

Certified licenses

Experience

TRIAD ADVISORS LLC

CITIGROUP GLOBAL MARKETS INC.

LEGG MASON WOOD WALKER, INCORPORATED

A. G. EDWARDS & SONS, INC.

Primary Firm SEC Registration

OPTIMUM FINANCIAL SERVICES, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 3/10/2007

Series 63

Date: 3/28/1990

SIE

Date: 7/23/2015

Series 7

Date: 3/17/1990

Current Firm

OPTIMUM FINANCIAL SERVICES, LLC

Contact information

SEC notice filing (4 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

OPTIMUM FINANCIAL SERVICES, LLC

TRUST BUT VERIFY

Contact information

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