Joel M. Budd

SUMMIT INVESTMENT ADVISORY SERVICES

ROSEVILLE, MN 55113

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CRD#: 2020409

Professional summary

Joel Michael Budd is a registered financial advisor currently at SUMMIT INVESTMENT ADVISORY SERVICES located in Roseville, Minnesota and LPL FINANCIAL LLC located in Roseville, Minnesota.

Joel is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1990. Joel has worked at 6 firms and has passed the Series 63, SIE and Series 7 exams.

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Michael Budd's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

May 28, 2014 - Present

SUMMIT INVESTMENT ADVISORY SERVICES

Office #1: 3065 Center Pointe Drive Suite 2, Roseville, MN 55113

RIA

CRD#: 168594

ROSEVILLE, MN

Current

May 16, 2002 - Present

LPL FINANCIAL LLC

Office #1: 3065 Centre Pointe Dr Ste 2, Roseville, MN 55113-1118

RIA

CRD#: 6413

ROSEVILLE, MN

Past

June 25, 2025 - July 10, 2026

LPL FINANCIAL LLC

RIA

CRD#: 6413

ST PAUL, MN

Past

January 21, 2014 - October 29, 2015

LPL FINANCIAL LLC

RIA

CRD#: 6413

ST PAUL, MN

Past

September 29, 2000 - June 14, 2002

LIFEMARK SECURITIES CORP.

CRD#: 16204

ROCHESTER, NY

Past

December 23, 1993 - September 22, 2000

TCF INVESTMENTS, INC.

CRD#: 34954

MINNEAPOLIS, MN

Past

January 23, 1990 - January 29, 1993

IDS LIFE INSURANCE COMPANY

CRD#: 6321

MINNEAPOLIS, MN

Past

January 23, 1990 - January 29, 1993

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

MINNEAPOLIS, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SUMMIT INVESTMENT ADVISORY SERVICES

MCDERMOTT, SEAN P | SUMMIT INVESTMENT ADVISORY SERVICES, LLC | SUMMIT INVESTMENT ADVISORY SERVICES, INC. | SUMMIT INVESTMENT ADVISORY SERVICES | SUMMIT INVESTMENT ADVISORS

CRD#: 168594 / SEC#: 801-110650

RIA

Registered Investment Advisory firm - (6/9/2017 Approved)

Florida

Registered Investment Advisory firm - (12/21/2017 Terminated)

Minnesota

Registered Investment Advisory firm - (12/21/2017 Terminated)

Wisconsin

Registered Investment Advisory firm - (12/21/2017 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(2/25/2013)

Colorado
(6/1/2015)

Florida
(7/10/2017)

Illinois
(8/3/2015)

Minnesota
(5/16/2002)

IAR

Minnesota
(5/28/2014)

Nebraska
(1/25/2021)

Nevada
(8/7/2018)

New York
(5/26/2011)

North Carolina
(1/30/2023)

Oregon
(8/7/2018)

South Carolina
(10/31/2019)

Texas
(10/5/2016)

Wisconsin
(7/18/2006)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 1/25/1990

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 1/20/1990

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

SUMMIT INVESTMENT ADVISORY SERVICES

MCDERMOTT, SEAN P | SUMMIT INVESTMENT ADVISORY SERVICES, LLC | SUMMIT INVESTMENT ADVISORY SERVICES, INC. | SUMMIT INVESTMENT ADVISORY SERVICES | SUMMIT INVESTMENT ADVISORS

CRD#: 168594 / SEC#: 801-110650

RIA

Registered Investment Advisory firm - (6/9/2017 Approved)

Florida

Registered Investment Advisory firm - (12/21/2017 Terminated)

Minnesota

Registered Investment Advisory firm - (12/21/2017 Terminated)

Wisconsin

Registered Investment Advisory firm - (12/21/2017 Terminated)

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Contact information

Main Address

3065 Center Pointe Drive Suite 2, Roseville, MN 55113

Mailing Address

Phone number

(651) 490-2939

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (12 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV APPENDIX - WRAP FEE BROCHURE (2/17/2026)

ADV PART 2A - SUMMIT INVESTMENT ADVISORS (2/17/2026)

Regulatory assets under management

Total Number of Accounts	2,466
AUM (Assets Under Management)	$ 745,821,237

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Joel M. Budd

Professional summary

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Michael Budd's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

LPL FINANCIAL LLC

LIFEMARK SECURITIES CORP.

TCF INVESTMENTS, INC.

IDS LIFE INSURANCE COMPANY

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

SUMMIT INVESTMENT ADVISORY SERVICES

State Registrations and Notice Filings

Exams

Series 63

Date: 1/25/1990

SIE

Date: 10/1/2018

Series 7

Date: 1/20/1990

FINRA

Current Firm

SUMMIT INVESTMENT ADVISORY SERVICES

Contact information

SEC notice filing (12 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SUMMIT INVESTMENT ADVISORY SERVICES

TRUST BUT VERIFY

Contact information

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