Margaret A. Kephart
Professional summary
Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.
That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.
Margaret Ann Kephart, who also goes by Margaret Ann Howes, Peggy Howes, Margaret Ann Shepley, Peggy Shepley, was a registered financial professional .
Margaret is a previously registered financial professional and started their career in finance in 1993. Margaret had worked at 3 firms and has passed the Series 65, Series 63, Series 7, Series 6 and Series 24 exams.
Question & Answer
Aliases
Other business activities
CRS (Client Relationship Summary)
The CRS(Customer Relationship Summary) document is not provided.
Certified licenses
Experience
August 3, 2012 - January 5, 2018
RETIREMENT INCOME SOLUTIONS, INC.
January 26, 2009 - June 22, 2012
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
October 21, 1994 - December 31, 1995
TEACHERS PERSONAL INVESTORS SERVICES, INC.
May 28, 1993 - May 22, 2007
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Primary Firm SEC Registration
RETIREMENT INCOME SOLUTIONS, INC.
CRD#: 110145 / SEC#: 801-71319
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Visual representation of state registrations
Exams
Current Firm
RETIREMENT INCOME SOLUTIONS, INC.
CRD#: 110145 / SEC#: 801-71319
Contact information
SEC notice filing (20 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 1,268 |
| AUM (Assets Under Management) | $ 2,656,768,805 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 11/07/2025 | ||
| 10/09/2024 | ||
| 10/10/2023 | ||
| 12/03/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
