Xavier M. Ray
INDEPENDENT FINANCIAL GROUP
Los Angeles, CA 90036
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CRD#: 1991464
Professional summary
Xavier Marshall Ray, CFP®, who also goes by Xray Ray, is a registered financial advisor currently at INDEPENDENT FINANCIAL GROUP, LLC located in Los Angeles, California.
Xavier is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1990. Xavier has worked at 10 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.
Question & Answer
What are your service offerings?
Insurance Planning
Comprehensive Financial Planni...
Retirement Planning
Investment Planning
Are you a "fiduciary"?
Yes
Aliases
Xray Ray
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) INSURANCE POSITION: Agent/Representative NATURE: Insurance outside of IFG INVESTMENT RELATED: Yes NUMBER OF HOURS: 30 SECURITIES TRADING HOURS: 20 START DATE: 10/03/2011 ADDRESS: 5820 Wilshire Blvd, Suite 302, Los Angeles CA 90036, United States DESCRIPTION: CA INSURANCE AGENT OFFERING VARIOUS INSURANCE PRODUCTS (2) RETIREMENT STRATEGIES & INVESTMENTS, LLC POSITION: Officer/Director NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 120 SECURITIES TRADING HOURS: 100 START DATE: 10/03/2011 ADDRESS: 5820 Wilshire Blvd, Suite 302, Los Angeles CA 90036, United States DESCRIPTION: 100% OWNER OF DBA RETIREMENT STRATEGIES & INVESTMENTS, LLC USED FOR MARKETING PURPOSES
CRS (Client Relationship Summary) - RIA
Click below to view Xavier Marshall Ray's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Xavier Marshall Ray's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1994
Experience
Current
March 13, 2015 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 5820 Wilshire Blvd Suite 302, Los Angeles, CA 90036RIA
BD
CRD#: 7717
Los Angeles, CA
Current
March 13, 2015 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 5820 Wilshire Blvd Suite 302, Los Angeles, CA 90036RIA
BD
CRD#: 7717
Los Angeles, CA
Past
January 25, 2008 - March 31, 2015
QUESTAR ASSET MANAGEMENT, INC.
RIA
CRD#: 133358
LOS ANGELES, CA
Past
January 3, 2008 - March 31, 2015
QUESTAR CAPITAL CORPORATION
BD
CRD#: 43100
LOS ANGELES, CA
Past
April 30, 2007 - January 14, 2008
SECURITIES AMERICA ADVISORS, INC.
RIA
CRD#: 110518
LOS ANGELES, CA
Past
June 8, 2006 - January 14, 2008
SECURITIES AMERICA, INC.
BD
CRD#: 10205
LOS ANGELES, CA
Past
June 9, 2004 - June 9, 2006
LPL FINANCIAL LLC
RIA
CRD#: 6413
LOS ANGELES, CA
Past
June 9, 2004 - June 9, 2006
LPL FINANCIAL LLC
BD
CRD#: 6413
LOS ANGELES, CA
Past
October 9, 2001 - June 18, 2004
THE HOUSEHOLDER GROUP, ESTATE & RETIREMENT SPECIALISTS
RIA
CRD#: 107773
LOS ANGELES, CA
Past
September 25, 2001 - June 18, 2004
SUNAMERICA SECURITIES, INC.
BD
CRD#: 20068
PHOENIX, AZ
Past
January 25, 1990 - October 3, 2001
IDS LIFE INSURANCE COMPANY
BD
CRD#: 6321
MINNEAPOLIS, MN
Past
January 25, 1990 - October 3, 2001
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
MINNEAPOLIS, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(3/13/2015)
RR
California(3/13/2015)
IAR
California(3/13/2015)
RR
Florida(8/19/2025)
RR
Maryland(1/31/2024)
RR
Nevada(10/5/2021)
RR
Oregon(3/13/2015)
RR
Texas(3/13/2015)
IAR
Texas(3/13/2015)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
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Contact information
Main Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Mailing Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Phone number
(858) 436-3180
Established
Delaware since 07/09/2001
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
622
SEC notice filing (52 States and Territories)
FINRA licenses (53 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| INDEPENDENT FINANCIAL GROUP, INC. | OWNER | |
| DAVIS, SCOTT EARLE | CFO & FINOP | 7160800 |
| DENNEN, BRIAN | CCO BROKERAGE & ADVISORY | 3239786 |
| FISCHER, DAVID ALLEN | MANAGING DIRECTOR | 1634222 |
| HEISING, SCOTT ALLEN | CHIEF EXECUTIVE OFFICER/ MANAGING DIRECTOR | 2192259 |
| KEEFE, KEVIN MICHAEL | PRESIDENT, COO | 1869560 |
| KREISMAN, SARAH JILL | SVP & GENERAL COUNSEL | 2671706 |
| PEARSON, TROY DALE | ROSFP | 2413897 |
Regulatory assets under management
| Total Number of Accounts | 44,046 |
| AUM (Assets Under Management) | $ 11,322,059,063 |
Disclosures
| Regulatory Event | 15 |
| Arbitration | 2 |
| Bond | 1 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
