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Suzanne D. Stepan

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CRD#: 1963830
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Professional summary


Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Suzanne Dale Stepan, CFP®, who also goes by Suzanne Dale Krihak, was a registered financial professional .

Suzanne is a previously registered financial professional and started their career in finance in 1990. Suzanne had worked at 5 firms and has passed the Series 65, Series 63, Series 7, Series 6 and Series 24 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
No

Aliases


Suzanne Dale Krihak

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary)


The CRS(Customer Relationship Summary) document is not provided.

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Experience


Past

July 12, 2019 - August 17, 2020

HEMMING& WEALTH MANAGEMENT, INC.

RIA
CRD#: 300918
TRAVERSE CITY, MI
Past

January 25, 2019 - June 25, 2019

MERCER GLOBAL ADVISORS INC.

RIA
CRD#: 147363
Traverse City, MI
Past

October 19, 2010 - May 22, 2019

FIM GROUP

RIA
CRD#: 109811
TRAVERSE CITY, MI
Past

October 18, 2001 - December 20, 2002

CONNING & COMPANY

BD
CRD#: 1512
OAKBROOK TERRACE, IL
Past

August 1, 1999 - January 10, 2000

CONNING & COMPANY

BD
CRD#: 1512
OAKBROOK TERRACE, IL
Past

January 8, 1990 - September 10, 1999

NODDINGS AND ASSOCIATES, INC.

BD
CRD#: 7411
OAKBROOK TERRACE, IL

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
HW
HEMMING& WEALTH MANAGEMENT, INC.
HEMMING & WEALTH MANAGEMENT | HEMMING& WEALTH MANAGEMENT, INC.

CRD#: 300918 / SEC#: 801-114962

RIA
Registered Investment Advisory firm - (4/10/2019 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams


State Security Law Exam
IAR
Series 65
Date: 1/12/1998
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam

Current Firm


HW
HEMMING& WEALTH MANAGEMENT, INC.
HEMMING & WEALTH MANAGEMENT | HEMMING& WEALTH MANAGEMENT, INC.

CRD#: 300918 / SEC#: 801-114962

RIA
Registered Investment Advisory firm - (4/10/2019 Approved)
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Contact information


Main Address
600 E. Front Street Suite 201, Traverse City, MI 49686
Mailing Address
Phone number
(231) 922-2900
Established
Firm type
Fiscal year end
# of Employees
9

SEC notice filing (3 States and Territories)


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Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

HEMMING DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT (7/16/2025)

Regulatory assets under management


Total Number of Accounts1,525
AUM (Assets Under Management)$ 253,122,835

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


HEMMING& WEALTH MANAGEMENT, INC.

CRD#: 300918

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