Christopher M. Ruspi
APPLIED FINANCIAL WISDOM
New Market, MD
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CRD#: 1934561
Professional summary
Christopher Michael Ruspi, CFP®, who also goes by Chris Ruspi, is a registered financial advisor currently at APPLIED FINANCIAL WISDOM located in New Market, Maryland and LPL FINANCIAL LLC located in Rapid City, South Dakota.
Christopher is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1989. Christopher has worked at 9 firms and has passed the Series 65, Series 63, Series 52TO, SIE, Series 3, Series 7, Series 53, Series 4 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Chris Ruspi
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. 12/13/2011: APPLIED FINANCIAL WISDOM - INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS). 2. 6/21/2012: THE ALLIANCE OF WEALTH ADVISORS, LLC - DBA: APPLIED FINANCIAL WISDOM (HYBRID) - INVESTMENT RELATED - AT REPORTED BUSINESS LOCATION(S) - Registered Investment Advisor Hybrid - Time Spent 50% OF TIME SPENT - ASSET MANAGEMENT, FINANCIAL PLANNING. 3. 06/05/2024 - Other - travel blog - Owner - Not Investment Related - Virtual - Start Date 06/03/2024 - 8 Hours Per Month/ 0 Hours During Trading 4. 06/28/2024 - Real Estate Rental - Owner - Gaithersburg, MD - Start Date 06/07/2011 - 1 Hour Per Month/ 0 Hours During Trading
CRS (Client Relationship Summary) - RIA
Click below to view Christopher Michael Ruspi's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2006
Experience
Current
June 20, 2012 - Present
APPLIED FINANCIAL WISDOM
RIA
CRD#: 164428
New Market, MD
Current
December 13, 2011 - Present
LPL FINANCIAL LLC
Office #1: 529 Kansas City St Ste 203, Rapid City, SD 57701RIA
BD
CRD#: 6413
RAPID CITY, SD
Past
December 16, 2011 - August 3, 2012
RESEARCH FINANCIAL STRATEGIES
RIA
CRD#: 153247
HIGHLAND, MD
Past
January 2, 2009 - December 13, 2011
RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC
RIA
CRD#: 149018
HIGHLAND, MD
Past
March 11, 1999 - January 2, 2009
RAYMOND JAMES FINANCIAL SERVICES, INC.
RIA
CRD#: 6694
HIGHLAND, MD
Past
January 4, 1999 - December 13, 2011
RAYMOND JAMES FINANCIAL SERVICES, INC.
BD
CRD#: 6694
HIGHLAND, MD
Past
September 27, 1995 - January 4, 1999
ROBERT THOMAS SECURITIES, INC
BD
CRD#: 10147
ST. PETERSBURG, FL
Past
October 7, 1994 - October 2, 1995
INTERFIRST CAPITAL CORPORATION
BD
CRD#: 7659
LOS ANGELES, CA
Past
June 29, 1992 - October 7, 1994
TAMARON INVESTMENTS, INC.
BD
CRD#: 14929
ENGLEWOOD, CO
Past
March 21, 1989 - August 17, 1992
J. W. GANT & ASSOCIATES, INC.
BD
CRD#: 7963
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(12/13/2011)
RR
Colorado(7/2/2013)
RR
District of Columbia(2/14/2012)
RR
Florida(1/3/2012)
IAR
Florida(5/11/2023)
RR
Georgia(1/3/2012)
RR
Illinois(7/2/2013)
RR
Kansas(2/18/2020)
IAR
Kansas(8/24/2023)
RR
Maryland(12/13/2011)
IAR
Maryland(6/20/2012)
RR
Massachusetts(7/2/2013)
RR
Michigan(11/9/2023)
RR
Nevada(9/15/2023)
RR
New Hampshire(11/9/2023)
RR
New Jersey(1/5/2012)
RR
North Carolina(1/3/2012)
RR
Oregon(11/1/2022)
RR
Pennsylvania(1/3/2012)
IAR
Pennsylvania(10/13/2023)
RR
Puerto Rico(2/15/2024)
RR
South Carolina(1/5/2012)
RR
South Dakota(7/23/2018)
RR
Tennessee(1/22/2014)
RR
Texas(1/3/2012)
IAR
Texas(7/8/2019)
RR
Virginia(12/13/2011)
IAR
Virginia(8/3/2012)
RR
Washington(4/16/2018)
RR
West Virginia(7/2/2013)
IAR
West Virginia(1/10/2024)
RR
Wisconsin(1/22/2014)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 9/25/2025
Municipal Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
AF
APPLIED FINANCIAL WISDOM
APPLIED FINANCIAL WISDOM | WEALTH PLANNING CONCEPTS | THE CAPITAL GROUP OF VIRGINIA | THE ALLIANCE OF WEALTH ADVISORS, LLC | PA FINANCIAL SERVICES | MORGAN INVESTMENT SERVICES | LANDIS FINANCIAL SERVICES | INDEPENDENT WEALTH CONSULTANTS, LLC | D'ANDREA FINANCIAL
CRD#: 164428 / SEC#: 801-88167
RIA
Registered Investment Advisory firm - (12/15/2017 Terminated)California
Registered Investment Advisory firm - (5/9/2015 Terminated)District of Columbia
Registered Investment Advisory firm - (4/9/2015 Terminated)Florida
Registered Investment Advisory firm - (5/11/2023 Approved)Georgia
Registered Investment Advisory firm - (6/25/2015 Terminated)Kansas
Registered Investment Advisory firm - (8/24/2023 Approved)Maryland
Registered Investment Advisory firm - (8/15/2017 Approved)New Hampshire
Registered Investment Advisory firm - (12/18/2015 Terminated)Pennsylvania
Registered Investment Advisory firm - (10/13/2023 Approved)Texas
Registered Investment Advisory firm - (6/26/2019 Conditional Restricted)Virginia
Registered Investment Advisory firm - (12/13/2017 Approved)West Virginia
Registered Investment Advisory firm - (1/3/2024 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
New Market, MD
Mailing Address
Phone number
(301) 570-8006
Established
Firm type
Fiscal year end
# of Employees
1
Regulatory assets under management
| Total Number of Accounts | 282 |
| AUM (Assets Under Management) | $ 75,178,876 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
