Dean Ritz

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CRD#: 1920858

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Dean Ritz was a registered financial professional .

Dean is a previously registered financial professional and started their career in finance in 1993. Dean had worked at 17 firms and has passed the Series 65, Series 63, Series 7TO, SIE, Series 31 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

August 28, 2019 - December 31, 2020

CITIZENS SECURITIES, INC.

RIA

CRD#: 39550

PARMA, OH

Past

August 28, 2019 - December 31, 2020

CITIZENS SECURITIES, INC.

CRD#: 39550

PARMA, OH

Past

February 3, 2016 - August 28, 2019

VALIC FINANCIAL ADVISORS, INC.

RIA

CRD#: 42803

INDEPENDENCE, OH

Past

February 2, 2016 - August 28, 2019

VALIC FINANCIAL ADVISORS, INC.

CRD#: 42803

INDEPENDENCE, OH

Past

April 29, 2010 - February 22, 2016

FIFTH THIRD SECURITIES, INC.

RIA

CRD#: 628

PARMA HEIGHTS, OH

Past

April 19, 2010 - February 22, 2016

FIFTH THIRD SECURITIES, INC.

CRD#: 628

PARMA HEIGHTS, OH

Past

March 18, 2010 - April 30, 2010

LPL FINANCIAL LLC

RIA

CRD#: 6413

GARFIELD HEIGHTS, OH

Past

March 10, 2010 - April 30, 2010

LPL FINANCIAL LLC

CRD#: 6413

GARFIELD HEIGHTS, OH

Past

January 4, 2007 - March 11, 2010

AMFIN INVESTMENT SERVICES, INC.

RIA

CRD#: 13945

RICHMOND HEIGHTS, OH

Past

January 3, 2007 - March 11, 2010

AMFIN INVESTMENT SERVICES, INC.

CRD#: 13945

RICHMOND HEIGHTS, OH

Past

January 3, 2006 - January 4, 2007

KEY INVESTMENT SERVICES LLC

RIA

CRD#: 136300

STRONGSVILLE, OH

Past

January 3, 2006 - January 4, 2007

KEY INVESTMENT SERVICES LLC

CRD#: 136300

STRONGSVILLE, OH

Past

October 20, 2005 - December 31, 2005

KEYBANC CAPITAL MARKETS INC.

RIA

CRD#: 566

CLEVELAND, OH

Past

October 18, 2005 - December 31, 2005

KEYBANC CAPITAL MARKETS INC.

CRD#: 566

CLEVELAND, OH

Past

July 7, 2005 - October 3, 2005

INVEST FINANCIAL CORPORATION

RIA

CRD#: 12984

AKRON, OH

Past

July 1, 2005 - October 3, 2005

INVEST FINANCIAL CORPORATION

CRD#: 12984

APPLETON, WI

Past

October 4, 2004 - December 20, 2005

FIRSTMERIT ADVISORS, INC.

RIA

CRD#: 125249

AKRON, OH

Past

March 11, 2003 - July 1, 2005

FIRSTMERIT SECURITIES, INC.

CRD#: 35057

AKRON, OH

Past

March 15, 1999 - February 18, 2003

CHARTER ONE SECURITIES, INC.

CRD#: 13373

CLEVELAND, OH

Past

September 25, 1997 - March 15, 1999

LOCUST STREET SECURITIES, INC.

CRD#: 1703

DES MOINES, IA

Past

March 11, 1997 - September 24, 1997

GUARANTY BROKERAGE SERVICES, INC.

CRD#: 23302

ST. CLOUD, MN

Past

January 2, 1997 - February 26, 1997

FISERV INVESTOR SERVICES, INC.

CRD#: 34637

HOUSTON, TX

Past

August 8, 1995 - January 2, 1997

TRADESTAR INVESTMENTS,INC.

CRD#: 14565

HOUSTON, TX

Past

April 11, 1995 - August 8, 1995

MUTUAL SERVICE CORPORATION

CRD#: 4806

BOSTON, MA

Past

September 9, 1993 - April 18, 1995

MORGAN STANLEY DW INC.

CRD#: 7556

PURCHASE, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CITIZENS SECURITIES, INC.

CRD#: 39550 / SEC#: 801-61902, 8-48744

RIA

Registered Investment Advisory firm - SEC (3/27/2003 Approved)

Connecticut

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Florida

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Maine

Registered Investment Advisory firm - SEC (4/14/2003 Terminated)

New Hampshire

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

New York

Registered Investment Advisory firm - SEC (3/31/2002 Terminated)

Rhode Island

Registered Investment Advisory firm - SEC (5/8/2003 Terminated)

Vermont

Registered Investment Advisory firm - SEC (4/28/2003 Terminated)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 10/2/2004

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 10/18/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7TO

Date: 3/22/2024

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 9/13/1993

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 9/8/1993

General Securities Representative Examination

Current Firm

CITIZENS SECURITIES, INC.

CRD#: 39550 / SEC#: 801-61902, 8-48744

RIA

Registered Investment Advisory firm - SEC (3/27/2003 Approved)

Connecticut

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Florida

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

Maine

Registered Investment Advisory firm - SEC (4/14/2003 Terminated)

New Hampshire

Registered Investment Advisory firm - SEC (4/10/2003 Terminated)

New York

Registered Investment Advisory firm - SEC (3/31/2002 Terminated)

Rhode Island

Registered Investment Advisory firm - SEC (5/8/2003 Terminated)

Vermont

Registered Investment Advisory firm - SEC (4/28/2003 Terminated)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

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Contact information

Main Address

One Citizens Bank Way Jcb135, Johnston, RI 02043

Mailing Address

200 Station Drive Mws414, Westwood, MA 02090

Phone number

(781) 364-1641

Established

Rhode Island since 09/21/1995

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

418

SEC notice filing (52 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

CSI ADVISORY SOLUTIONS MANAGED ACCOUNT PROGRAM BROCHURE 6242025 (6/23/2025)

CSI FORM ADV DIGITAL ADVISORY PROGRAM BROCHURE 2142025 (2/13/2025)

Direct owners and executive officers

Name	Position	CRD#
CITIZENS BANK, N.A.	DIRECT OWNERSHIP
ARNOLD, CHAD	COO WEALTH, EXECUTIVE VICE PRESIDENT	3076401
CARVALHO, KEVIN JOHN	CHIEF FINANCIAL OFFICER	6115556
CHERNY, MICHAEL	PRESIDENT	4864410
SHORE, DAVID HOWARD	CHIEF COMPLIANCE OFFICER	2106767

Regulatory assets under management

Total Number of Accounts	53,044
AUM (Assets Under Management)	$ 9,188,004,183

Disclosures

Regulatory Event	16
Arbitration	6

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Dean Ritz

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

CITIZENS SECURITIES, INC.

VALIC FINANCIAL ADVISORS, INC.

VALIC FINANCIAL ADVISORS, INC.

FIFTH THIRD SECURITIES, INC.

FIFTH THIRD SECURITIES, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

AMFIN INVESTMENT SERVICES, INC.

AMFIN INVESTMENT SERVICES, INC.

KEY INVESTMENT SERVICES LLC

KEY INVESTMENT SERVICES LLC

KEYBANC CAPITAL MARKETS INC.

KEYBANC CAPITAL MARKETS INC.

INVEST FINANCIAL CORPORATION

INVEST FINANCIAL CORPORATION

FIRSTMERIT ADVISORS, INC.

FIRSTMERIT SECURITIES, INC.

CHARTER ONE SECURITIES, INC.

LOCUST STREET SECURITIES, INC.

GUARANTY BROKERAGE SERVICES, INC.

FISERV INVESTOR SERVICES, INC.

TRADESTAR INVESTMENTS,INC.

MUTUAL SERVICE CORPORATION

MORGAN STANLEY DW INC.

Primary Firm SEC Registration

CITIZENS SECURITIES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 10/2/2004

Series 63

Date: 10/18/1993

Series 7TO

Date: 3/22/2024

SIE

Date: 10/1/2018

Series 31

Date: 9/13/1993

Series 7

Date: 9/8/1993

Current Firm

CITIZENS SECURITIES, INC.

Contact information

SEC notice filing (52 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Red Flags

Company Information

CITIZENS SECURITIES, INC.

TRUST BUT VERIFY

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