Nancy J. Howard
SPECTRUM ASSET MANAGEMENT
Newport Beach, CA 92660-2453
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CRD#: 1786676
Professional summary
Nancy Jane Howard, CFP® is a registered financial advisor currently at SPECTRUM ASSET MANAGEMENT INC located in Newport Beach, California.
Nancy is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1988. Nancy has worked at 4 firms and has passed the Series 7 exam.
Biography
With over 40 years experience as a finance professional, Nancy joined Spectrum in 2012 as an Executive Vice President. Her responsibilities include financial planning, investment counseling and working with clients to safeguard their financial future.
Prior to merging her firm with Spectrum, Nancy co-founded the registered investment advisory firm of Harrigan & Howard Financial Advisors in 1997. Before founding Harrigan & Howard, she worked as a credentialed CFP® with a regional financial planning firm. Nancy entered the advisory business to help people with planning for and maintaining their financial independence. She began her financial career as a Certified Public Accountant with a large national public accounting firm in Los Angeles. After several years, Nancy expanded her financial expertise by transitioning to the corporate world where she held positions as a Controller, Vice President of Finance and Chief Financial Officer of both private and publically held companies.
Some of her interests include snow & water skiing, travel, hiking and tennis. Born in Wisconsin, Nancy grew up in Southern California and currently resides with her husband in Huntington Beach.
Question & Answer
What are your service offerings?
Estate Planning
Budgeting
Employee and Employer Plan Ben...
Comprehensive Financial Planni...
Do you have an area of expertise or specialization?
Budget & Debt Management
Comprehensive Financial Planni...
Attending College
Estate Planning
Investment Management
Insurance
Retirement
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Nancy Jane Howard's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1987
Experience
Current
March 14, 2012 - Present
SPECTRUM ASSET MANAGEMENT INC
Office #1: 1301 Dove Street Suite 720, Newport Beach, CA 92660-2453RIA
CRD#: 111007
Newport Beach, CA
Past
March 29, 1993 - December 7, 1994
QUEST CAPITAL STRATEGIES, INC.
BD
CRD#: 16783
Past
December 16, 1989 - March 18, 1993
LPL FINANCIAL LLC
BD
CRD#: 6413
Past
January 19, 1988 - December 16, 1989
LINSCO FINANCIAL GROUP, INC.
BD
CRD#: 524
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SA
SPECTRUM ASSET MANAGEMENT INC
SPECTRUM ASSET MANAGEMENT INC
CRD#: 111007 / SEC#: 801-30377
RIA
Registered Investment Advisory firm - (9/4/1987 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(3/14/2012)
Exams
General Industry/Product Exam
Current Firm
SA
SPECTRUM ASSET MANAGEMENT INC
SPECTRUM ASSET MANAGEMENT INC
CRD#: 111007 / SEC#: 801-30377
RIA
Registered Investment Advisory firm - (9/4/1987 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1301 Dove Street Suite 720, Newport Beach, CA 92660-2453
Mailing Address
Phone number
(949) 717-3400
Established
Firm type
Fiscal year end
# of Employees
11
SEC notice filing (10 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 941 |
| AUM (Assets Under Management) | $ 640,063,728 |
Red Flags
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Company Information
SPECTRUM ASSET MANAGEMENT INC
CRD#: 111007Newport Beach, CA 92660-2453TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
