JV
John A. Varao
CETERA INVESTMENT ADVISERS LLC
FALL RIVER, MA 02721
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CRD#: 1773979
JV
Professional summary
John A Varao, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Fall River, Massachusetts and CETERA WEALTH SERVICES, LLC located in Fall River, Massachusetts.
John is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1989. John has worked at 8 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) RENTAL PROPERTY POSITION: OWNER NATURE: REAL ESTATE RENTAL INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 06/01/2013 ADDRESS: Fall River MA 02720, United States DESCRIPTION: LANDLORD 2) THE TAX CONSULTANTS INC; OTHER - SELF EMPLOYED TAX PREPARER/ACC; NIR; 11/01/1982; 3) THE ROBERT F. STOICO / FIRSTFED CHARITABLE FOUNDATION POSITION: Director NATURE: The Robert F. Stoico / FIRSTFED Charitable Foundation supports non-profit organizations primarily in Southeastern Massachusetts and Rhode Island. Our mission is to strengthen the community by enhancing opportunities for Education, Job Development, Affordable Housing, Accessibility to Healthcare and the Arts. Through offering financial support, we impact local individuals, families and non-profits for the ultimate benefit of our community as a whole INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 03/01/2025 ADDRESS: 435 Columbia Street, Fall River MA 02721, United States DESCRIPTION: Local non-profit organizations submit requests for funding. The board consists of four members. Requests are reviewed and a decision is made whether or not to make contributions to said organizations. The organization does have investment accounts that are used to fund the requests. Periodically the board reviews the managed investment accounts. I have no direct involvement in choosing the investments. I have no direct contact with the outside account managers.
CRS (Client Relationship Summary) - RIA
Click below to view John A Varao's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2002
Experience
Current
September 5, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 435 Columbia Street, Fall River, MA 02721RIA
CRD#: 105644
FALL RIVER, MA
Current
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 435 Columbia Street, Fall River, MA 02721BD
CRD#: 13572
FALL RIVER, MA
Past
October 25, 2019 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
FALL RIVER, MA
Past
October 25, 2019 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
FALL RIVER, MA
Past
November 12, 1998 - October 25, 2019
1ST GLOBAL ADVISORS INC
RIA
CRD#: 111133
FALL RIVER, MA
Past
July 18, 1994 - October 25, 2019
1ST GLOBAL CAPITAL CORP.
BD
CRD#: 30349
FALL RIVER, MA
Past
January 25, 1993 - July 18, 1994
FIVE STAR RESOURCES, INC.
BD
CRD#: 30414
Past
September 15, 1992 - January 13, 1993
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
DALLAS, TX
Past
January 10, 1989 - October 6, 1992
TRIPLE CHECK FINANCIAL SERVICES, INC.
BD
CRD#: 13344
BURBANK, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Florida(9/5/2025)
RR
Massachusetts(9/5/2025)
IAR
Massachusetts(9/5/2025)
RR
Rhode Island(9/5/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Fall River, MA 02721TRUST BUT VERIFY
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