Xavier J. Urpi

EMERGENT FINANCIAL SERVICES.

Charlottesville, VA 22903

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CRD#: 1729302

Professional summary

Xavier Jose Urpi is a registered financial advisor currently at EMERGENT FINANCIAL SERVICES, LLC. located in Charlottesville, Virginia.

Xavier is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1992. Xavier has worked at 4 firms and has passed the Series 65, Series 63 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

PRESIDENT CYPRESS ASSET MANAGEMENT 9/1/1995 TO THE PRESENT THE BUSINESS ONLY ENGAGES IN CONSULTANT WORK AND IS IN PROCESS OF BEING ACQUIRED. NUMBER OF HOURS PER MONTH IS NOW AT 0 HOURS PER MONTH. DUTIES AT THIS POINT ARE ONLY BASIC BOOKKEEPING (ALREADY COMPLETED) AND FINALIZING SALE (DONE BY LAWYER).

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Xavier Jose Urpi's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

February 16, 2018 - Present

EMERGENT FINANCIAL SERVICES, LLC.

Office #1: 310 Old Ivy Way Ste 302 Suite 302, Charlottesville, VA 22903

RIA

CRD#: 288434

Charlottesville, VA

Past

January 25, 2013 - January 18, 2018

CUTLER INVESTMENT GROUP

RIA

CRD#: 128483

CHARLOTTESVILLE, VA

Past

October 1, 1996 - December 31, 2012

CYPRESS ASSET MANAGEMENT

RIA

CRD#: 109925

CARMEL, CA

Past

September 10, 1992 - September 22, 1995

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EMERGENT FINANCIAL SERVICES, LLC.

CRD#: 288434 / SEC#: 801-114160

RIA

Registered Investment Advisory firm - (10/22/2018 Approved)

Virginia

Registered Investment Advisory firm - (11/15/2018 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Virginia
(2/16/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/8/1995

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/26/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 9/8/1992

General Securities Representative Examination

Current Firm

EMERGENT FINANCIAL SERVICES, LLC.

CRD#: 288434 / SEC#: 801-114160

RIA

Registered Investment Advisory firm - (10/22/2018 Approved)

Virginia

Registered Investment Advisory firm - (11/15/2018 Terminated)

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Contact information

Main Address

310 Old Ivy Way Ste 302 Suite 302, Charlottesville, VA 22903

Mailing Address

Phone number

(434) 260-1690

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART II (1/29/2025)

Regulatory assets under management

Total Number of Accounts	176
AUM (Assets Under Management)	$ 110,401,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Xavier J. Urpi

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Xavier Jose Urpi's CRS (Customer Relationship Summary).

Certified licenses

Experience

CUTLER INVESTMENT GROUP

CYPRESS ASSET MANAGEMENT

CITIGROUP GLOBAL MARKETS INC.

Primary Firm SEC Registration

EMERGENT FINANCIAL SERVICES, LLC.

State Registrations and Notice Filings

Exams

Series 65

Date: 2/8/1995

Series 63

Date: 2/26/1993

Series 7

Date: 9/8/1992

Current Firm

EMERGENT FINANCIAL SERVICES, LLC.

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

EMERGENT FINANCIAL SERVICES, LLC.

TRUST BUT VERIFY

Contact information

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