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Cynthia Hull Betsher

CFP®
CRD# 1693428·Registered 1987 - 2023
Previously Registered: Being a previously registered professional could mean that Cynthia is no longer operating under the supervision of the SEC or FINRA. That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Professional Summary

Cynthia Hull Betsher, CFP®, who also goes by Cynthia Hull Benton, Cindy Betsher, Cynthia Benton Betsher, Cynthia H Betsher, was a registered financial advisor. Cynthia was a previously registered financial professional and started their career in finance 1987 - 2023. Cynthia had worked at 10 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6, Series 51, Series 24 and Series 26 exams.

At a Glance

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Fiduciary Standard

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Fee Structure

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Account Minimum

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Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Cynthia Hull Benton, Cindy Betsher, Cynthia Benton Betsher, Cynthia H Betsher

Blog Corner

More Resources

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

No current employment

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial PlannerSince 2000

Years of Experience

34 years in the financial services industry

Current & Past Employments

Past

KESTRA ADVISORY SERVICES, LLCPast·CRD# 283330
RIA
Towson, MD
February 15, 2017 - November 8, 2023
KESTRA INVESTMENT SERVICES, LLCPast·CRD# 42046
BD
Towson, MD
February 15, 2017 - November 8, 2023
NEXT FINANCIAL GROUP, INC.Past·CRD# 46214
RIA
Hunt Valley, MD
July 25, 2003 - February 16, 2017
NEXT FINANCIAL GROUP, INC.Past·CRD# 46214
BD
Hunt Valley, MD
July 25, 2003 - February 16, 2017
RAYMOND JAMES FINANCIAL SERVICES, INC.Past·CRD# 6694
RIA
Hunt Valley, MD
January 21, 2003 - July 28, 2003
RAYMOND JAMES FINANCIAL SERVICES, INC.Past·CRD# 6694
BD
St. Petersburg, FL
December 17, 2002 - July 28, 2003
NATHAN & LEWIS SECURITIES, INC.Past·CRD# 8503
BD
New York, NY
April 15, 1999 - December 18, 2002
NATHAN & LEWIS SECURITIES, INC.Past·CRD# 8503
RIA
Hunt Valley, MD
January 1, 1999 - December 18, 2002
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATESPast·CRD# 4039
BD
New York, NY
January 20, 1997 - April 20, 1999
EQUITABLE ADVISORS, LLCPast·CRD# 6627
BD
New York, NY
January 20, 1997 - April 20, 1999
SECURIAN FINANCIAL SERVICES, INC.Past·CRD# 15296
BD
St. Paul, MN
June 16, 1995 - December 4, 1996
COMPREHENSIVE FINANCIAL SERVICES, INC.Past·CRD# 22710
BD
March 3, 1995 - May 3, 1995
T. ROWE PRICE INVESTMENT SERVICES, INC.Past·CRD# 8348
BD
August 12, 1987 - November 28, 1989

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Current Firm

KA
KESTRA ADVISORY SERVICES, LLC

KESTRA ADVISORY SERVICES, LLC | NFP ADVISOR SERVICES LLC

CRD#: 283330 / SEC#: 801-56126
RIA
Registered Investment Advisory firm - SEC (12/31/1998 Approved)

Contact Information

Main Address

5707 Southwest Parkway Building 2, Suite 400, Austin, TX 78735

Phone Number

(844) 553-7872

# of Employees

1,359

SEC notice filing (53 States and Territories)

Registered to provide investment advisory services in 53 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

KESTRA ADVISORY SERVICES, LLC BROCHURE (RETAIL CLIENTS) (9/22/2026)

Regulatory Assets Under Management

Total Number of Accounts

192,439

AUM (Assets Under Management)

$79,798,091,767

Accountant Surprise Examination Report

Filing DateForm ADV-E CoverForm ADV-E Report
12/01/2025Cover PageReport
12/23/2024Cover PageReport
10/20/2023Cover PageReport

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Business Name: Kestra Advisory Services, LLC Investment Related: Yes Address: 5707 Southwest Parkway Building 2, Suite 400 Austin TX 78735 Nature of Business: Investment Advisory services through Kestra Advisory Services, LLC Position, Title or Relationship: Advisor; CFP Start Date: 2/15/2017 Hours per month: 61% - 70% (97 - 112 hours) Hours per month during trading hours: 71% - 80% (99 - 112 hours) Duties: Investment Advisor Representative to do fee-based consulting or service 401(k) Plans. Business Name: Towson Wealth Management Investment Related: Yes Address: One North Park Drive, Suite 201 Hunt Valley MD 21030 Nature of Business: Registered Rep Activities through Kestra Investment Services, LLC using a DBA name; Insurance; Investment Advisory services through Kestra Advisory Services, LLC Position, Title or Relationship: RR or IAR Start Date: 2/15/2017 Hours per month: 61% - 70% (97 - 112 hours) Hours per month during trading hours: 71% - 80% (99 - 112 hours) Duties: Financial planning services Business Name: CYNTHIA H BETSHER - INSURANCE POSITION: insurance broker NATURE: Insurance INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 07/01/2021 ADDRESS: 24 Prospect Bay Drive W, Grasonville MD 21638, United States DESCRIPTION: I researched alternative benefit companies and assisted in moving their benefits from The Hartford (where they had been for many years) to Mutual of Omaha [MOO]. I receive commissions from MOO. Business Name: PROSPECT BAY GARDEN CLUB MEMBER POSITION: 50/50 table member NATURE: 50/50 table INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 09/14/2022 ADDRESS: Prospect Bay Country Club, Grasonville MD 21638 DESCRIPTION: See above.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
KA
KESTRA ADVISORY SERVICES, LLC

KESTRA ADVISORY SERVICES, LLC | NFP ADVISOR SERVICES LLC

CRD#: 283330 / SEC#: 801-56126
RIA
Registered Investment Advisory firm - SEC (12/31/1998 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Mar 1998About the Series 65 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Nov 1995About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Jun 1999About the Series 7 exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Mar 1995About the Series 6 exam

Series 51 — Municipal Fund Securities Principal Examination

Passed May 2003About the Series 51 exam

Series 24 — General Securities Principal Examination

Passed Nov 1999About the Series 24 exam

Series 26 — Investment Company Products/Variable Contracts Principal Examination

Passed Aug 1997About the Series 26 exam

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CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

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