Brad W. Young

OSAIC WEALTH

FREDERICK, MD 21702

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CRD#: 1662036

Professional summary

Brad William Young, CFP® is a registered financial advisor currently at OSAIC WEALTH, INC. located in Frederick, Maryland.

Brad is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1987. Brad has worked at 7 firms and has passed the Series 65, Series 63, Series 7TO, SIE, Series 6 and Series 7 exams.

Question & Answer

What are your service offerings?

Investment Planning

Insurance Planning

Employee and Employer Plan Ben...

Business Succession Planning

Estate Planning

Tax Planning

Comprehensive Financial Planni...

What is your minimum asset requirement?

100K

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) BRAD W. YOUNG 225 SANDSTONE DRIVE WALKERSVILLE, MD CATEGORY: REAL ESTATE RENTAL INVESTMENT-RELATED: YES TITLE: OWNER DUTIES: COLLECT RENT. START DATE: 05/01/2010 HOURS PER MONTH: 1 HOURS PER MONTH DURING TRADING HOURS: 0. 2) BRAD W. YOUNG WALKERSVILLE, MD CATEGORY: NOTARY PUBLIC INVESTMENT-RELATED: NO TITLE: NOTARY PUBLIC DUTIES:NOTARIZE DOCUMENTS FOR CLIENTS OF OTHER RRS (NOT HIS OWN CLIENTS). START DATE: 01/01/2003 HOURS PER MONTH: 1 HOURS PER MONTH DURING TRADING HOURS: 1. 3) BRAD W. YOUNG 201 THOMAS JOHNSON DRIVE, SUITE 200 FREDERICK, MD 21702 CATEGORY: INSURANCE INVESTMENT-RELATED: YES TITLE: AGENT DUTIES: OFFERING DISABILITY INSURANCE, FIXED ANNUITIES, FIXED LIFE SETTLEMENTS, LONG TERM CARE AND TRADITIONAL LIFE INSURANCE. START DATE: 01/01/2005 HOURS PER MONTH: 3 HOURS PER MONTH DURING TRADING HOURS: 1. 4) BRAD YOUNG WALKERSVILLE, MD CATEGORY: TAX PREPARATION INVESTMENT-RELATED: NO TITLE: TAX PREPARER DUTIES: PREPARE TAX RETURNS. START DATE: 01/01/2004 HOURS PER MONTH: 10 HOURS PER MONTH DURING TRADING HOURS: 0. 5) MT. ST. MARY'S UNIVERSITY WALKERSVILLE, MD CATEGORY: INSTRUCTOR INVESTMENT RELATED: NO TITLE: PROFESSOR DUTIES: TEACH CLASSES IN FINANCE, ECONOMICS AND MARKETS. START DATE: 01/2003 HOURS PER MONTH: 15 HOURS PER MONTH DURING TRADING HOURS: 1. 6) MARYLAND FINANCIAL PLANNERS, LTD. 201 THOMAS JOHNSON DRIVE, SUITE 200 FREDERICK, MD 21702 CATEGORY: INSURANCE INVESTMENT RELATED: YES TITLE: OWNER DUTIES: OFFERS DISABILITY INSURANCE, FIXED ANNUITIES, INDEXED ANNUITIES, LONG-TERM CARE INSURANCE, TRADITIONAL LIFE INSURANCE; ENTITY CREATED TO PAY BUSINESS EXPENSES. START DATE: 01/2001 HOURS PER MONTH: 20 HOURS PER MONTH DURING TRADING HOURS: 15. 7) BRAD W. YOUNG 206 WEST ALBANY AVENUE WALKERSVILLE, MD CATEGORY: REAL ESTATE RENTAL INVESTMENT RELATED: YES TITLE: OWNER DUTIES: OWNS RENTAL PROPERTY AND COLLECTS MONTHLY RENT. START DATE: 06/2010 HOURS PER MONTH: 1 HOURS PER MONTH DURING TRADING HOURS: 0. 8)FREDERICK COUNTY COUNCIL 12 EAST CHURCH STREET FREDERICK MD CATEGORY: PUBLIC OFFICE SERVICE INVESTMENT RELATED: NO TITLE: ELECTED BOARD MEMBER DUTIES: PERFORM DUTIES OF COUNCIL MEMBER START DATE: 12/2022 HOURS PER MONTH: 40 HOURS PER MONTH DURING TRADING HOURS: 10 9)FRIENDS OF BRAD YOUNG POSITION: Self NATURE: Running for Reelection to the County Council in Frederick County. INVESTMENT RELATED: No NUMBER OF HOURS: 25 SECURITIES TRADING HOURS: 1 START DATE: 08/04/2025 ADDRESS: 205 Braeburn Drive, Walkersville MD 21793, United States DESCRIPTION: Campaigning for County Council in Frederick County, MD. Primary in June of 2026 and General Election in November 2026 10) I BELIEVE IN ME BOARD POSITION: Board Member NATURE: Non-Profit INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 01/01/2021 ADDRESS: 8420 Gas House Pike, Suite G, Frederick MD 21701, United States DESCRIPTION: Quarterly Board Meetings

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Brad William Young's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Brad William Young's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1991

Experience

Current

January 24, 2025 - Present

OSAIC WEALTH, INC.

Office #1: 201 Thomas Johnson Drive Suite 200, Frederick, MD 21702

RIA

CRD#: 23131

FREDERICK, MD

Current

January 24, 2025 - Present

OSAIC WEALTH, INC.

Office #1: 201 Thomas Johnson Drive Suite 200, Frederick, MD 21702

RIA

CRD#: 23131

FREDERICK, MD

Past

September 3, 2002 - January 24, 2025

OSAIC FA, INC.

RIA

CRD#: 3978

FREDERICK, MD

Past

August 13, 2002 - April 21, 2006

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CRD#: 2580

FORT WAYNE, IN

Past

August 13, 2002 - January 24, 2025

OSAIC FA, INC.

CRD#: 3978

FREDERICK, MD

Past

June 26, 2002 - August 16, 2002

UVEST FINANCIAL SERVICES GROUP, INC.

RIA

CRD#: 13787

FREDERICK, MD

Past

December 15, 1998 - August 16, 2002

UVEST FINANCIAL SERVICES GROUP, INC.

CRD#: 13787

CHARLOTTE, NC

Past

March 13, 1998 - December 21, 1998

CONSECO SECURITIES, INC.

CRD#: 29367

CARMEL, IN

Past

October 9, 1987 - January 2, 1990

INVEST FINANCIAL CORPORATION

CRD#: 12984

APPLETON, WI

Past

May 21, 1987 - October 22, 1987

SOUTHMARK FINANCIAL SERVICES, INC.

CRD#: 6518

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(1/24/2025)

Connecticut
(1/24/2025)

Delaware
(1/24/2025)

District of Columbia
(1/24/2025)

Florida
(1/24/2025)

Georgia
(1/24/2025)

Iowa
(1/24/2025)

Maine
(1/24/2025)

Maryland
(1/24/2025)

IAR

Maryland
(1/24/2025)

New Jersey
(1/24/2025)

North Carolina
(1/24/2025)

Pennsylvania
(1/24/2025)

South Carolina
(1/24/2025)

Texas
(1/24/2025)

IAR

Texas
(1/24/2025)

Virginia
(1/24/2025)

West Virginia
(1/24/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/6/2000

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 9/9/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7TO

Date: 1/2/2023

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 3/12/1998

Investment Company Products/Variable Contracts Representative Examination

General Industry/Product Exam

Series 7

Date: 5/16/1987

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

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Brad W. Young

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Brad William Young's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Brad William Young's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

OSAIC FA, INC.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

OSAIC FA, INC.

UVEST FINANCIAL SERVICES GROUP, INC.

UVEST FINANCIAL SERVICES GROUP, INC.

CONSECO SECURITIES, INC.

INVEST FINANCIAL CORPORATION

SOUTHMARK FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 9/6/2000

Series 63

Date: 9/9/1998

Series 7TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 6

Date: 3/12/1998

Series 7

Date: 5/16/1987

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

TRUST BUT VERIFY

Contact information

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