RL
Ralph P. Loffredo
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CRD#: 1615459
RL
Professional summary
Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.
That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.
Ralph Picon Loffredo JR, ChFC®, CLU® was a registered financial professional .
Ralph is a previously registered financial professional and started their career in finance in 1987. Ralph had worked at 7 firms and has passed the Series 65, Series 63, SIE, Series 62, Series 6, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
No
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1.) Name of Business: Center for Retirement Security, Inc. Investment related. Address: 10483 Heley Street, Spring Hill, FL 34608. Nature of Business: Sales of Insurance Products such as life insurance, long term care insurance, health insurance, disability insurance, and tradition fixed (non-index) annuities. Position/Title/Relationship: Owner and Agent. Start Date: 02/1995. Hours per month: 160. Hours per month during Securities trading hours: 90%. Duties/Responsibilities: Sales of non-securities products such as life insurance, long term care insurance, health insurance, disability insurance and tradition fixed annuities. Non-securities related financial consulting, tax consulting, estate planning, retirement planning, etc. 2.) Name of Business: Alpine Vista Group, Inc. Investment related. Address: 10483 Heley Street, Spring Hill, FL 34608. Nature of Business: Investment real estate. Position/Title/Relationship: Owner. Start Date: 06/2003. Hours per month: 10. Hours per month during Securities trading hours: 5. Duties/Responsibilities: Buy, own, manage, lease, and sell investment real estate I own in the name of my corporation. 3.) Name of Business: Alpine Summit Group, Inc. Investment related. Address: 10483 Heley Street, Spring Hill, FL 34608. Nature of Business: Investment Real Estate. Position/Title/Relationship: Owner. Start Date: 02/2008. Hours per month: 10. Hours per month during Securities trading hours: 5. Duties/Responsibilities: Buy, own, manage, lease, and sell investment real estate I own in the name of my corporation. 4.) Name of Business: HeirPlan. Investment related. Address: 10483 Heley Street, Spring Hill, FL 34608. Nature of Business: Coordination and verification of such items as the ownership and beneficiary designations on one's assets with their estate planning documents and wishes. Position/Title/Relationship: Owner. Start Date: 07/2014. Hours per month: 10. Hours per month during Securities trading hours: 10. Duties/Responsibilities: An HeirPlan may help with the smooth and efficient transfer of assets to one's heirs at death. Provide HeirPlans for both clients and non-clients, and receive compensation for doing so. 5.) Name of Business: Oil Paintings - there is no legal name. Non-Investment related. Address: 10483 Heley Street, Spring Hill, FL 34608. Nature of Business: Art Sales. Position/Title/Relationship: Artist. Start Date: 04/2008. Hours per month: 5. Hours per month during Securities trading hours: 0. Duties/Responsibilities: Paint, market, and sell paintings and other works of art that I create. Also have a gallery and website. 6.) Name of Business: Ralph P. Loffredo, Jr. (Author). Non-Investment Related. Address: 10455 Ramble Ridge Court, Weeki Wachee, FL 34613. Nature of Business: I have written a book, and will be making it available for sale to the general public on Amazon, and other sources. I may be making additional books that I may write in future available for sale as well. These are not related to the sale of securities. Position/Title/Relationship: Owner. Start Date: 07/2022. Hours per month: 2. Hours per month during Securities trading hours: 1. Duties/Responsibilities: I have written a book and am making it available for sale to the general public. 7.) Five Minutes To More. Non-investment related. 10455 Ramble Ridge Ct, Weeki Wachee, FL 34613. I plan on producing personal development and improvement videos based on the content of the approved books and their research. There is no mention of any securities products or any company, and no promotion as a Registered Rep. Owner/Sole Proprietor. Start date: 04/10/2024. Hours/month: 15. Hours/month during securities trading hours: 0. I will produce the videos based on my books, notes and previous research over the last 40 years, then show them on YouTube.
CRS (Client Relationship Summary)
The CRS(Customer Relationship Summary) document is not provided.
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Past
January 31, 2007 - June 24, 2025
CALTON & ASSOCIATES, INC.
RIA
CRD#: 20999
SPRING HILL, FL
Past
January 24, 2007 - June 24, 2025
CALTON & ASSOCIATES, INC.
BD
CRD#: 20999
SPRING HILL, FL
Past
September 18, 2001 - January 24, 2007
GUNNALLEN FINANCIAL, INC
RIA
CRD#: 17609
SPRINGHILL, FL
Past
September 17, 2001 - January 24, 2007
GUNNALLEN FINANCIAL, INC
BD
CRD#: 17609
SPRINGHILL, FL
Past
February 17, 1995 - September 24, 2001
FAS WEALTH MANAGEMENT SERVICES, INC.
BD
CRD#: 10164
SARASOTA, FL
Past
June 22, 1994 - February 13, 1995
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
NEW YORK, NY
Past
June 22, 1994 - February 13, 1995
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
SPRINGFIELD, MA
Past
October 25, 1988 - April 25, 1989
EASTER KRAMER GROUP SECURITIES, INC.
BD
CRD#: 15318
Past
January 21, 1987 - November 14, 1988
INVESTORS CENTER, INC.
BD
CRD#: 14670
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
C&
CALTON & ASSOCIATES, INC.
CALTON | IEP FINANCIAL | CALTON & ASSOCIATES, INC.
CRD#: 20999 / SEC#: 801-70036, 8-38635
RIA
Registered Investment Advisory firm - SEC (4/7/2009 Approved)California
Registered Investment Advisory firm - SEC (4/13/2009 Terminated)Colorado
Registered Investment Advisory firm - SEC (4/20/2009 Terminated)Delaware
Registered Investment Advisory firm - SEC (4/23/2009 Terminated)Florida
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Georgia
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Kansas
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Kentucky
Registered Investment Advisory firm - SEC (4/14/2009 Terminated)Michigan
Registered Investment Advisory firm - SEC (5/7/2009 Terminated)Mississippi
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Missouri
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Montana
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Nebraska
Registered Investment Advisory firm - SEC (4/17/2009 Terminated)Nevada
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)New Jersey
Registered Investment Advisory firm - SEC (4/14/2009 Terminated)North Carolina
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Rhode Island
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Tennessee
Registered Investment Advisory firm - SEC (5/9/2009 Terminated)Texas
Registered Investment Advisory firm - SEC (4/7/2009 Terminated)Wisconsin
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Florida district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Visual representation of state registrations
This advisor is not registered in any state.
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
RR
Series 62
Date: 7/29/2010
Corporate Securities Limited Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Current Firm
C&
CALTON & ASSOCIATES, INC.
CALTON | IEP FINANCIAL | CALTON & ASSOCIATES, INC.
CRD#: 20999 / SEC#: 801-70036, 8-38635
RIA
Registered Investment Advisory firm - SEC (4/7/2009 Approved)California
Registered Investment Advisory firm - SEC (4/13/2009 Terminated)Colorado
Registered Investment Advisory firm - SEC (4/20/2009 Terminated)Delaware
Registered Investment Advisory firm - SEC (4/23/2009 Terminated)Florida
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Georgia
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Kansas
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Kentucky
Registered Investment Advisory firm - SEC (4/14/2009 Terminated)Michigan
Registered Investment Advisory firm - SEC (5/7/2009 Terminated)Mississippi
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Missouri
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Montana
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Nebraska
Registered Investment Advisory firm - SEC (4/17/2009 Terminated)Nevada
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)New Jersey
Registered Investment Advisory firm - SEC (4/14/2009 Terminated)North Carolina
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Rhode Island
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)Tennessee
Registered Investment Advisory firm - SEC (5/9/2009 Terminated)Texas
Registered Investment Advisory firm - SEC (4/7/2009 Terminated)Wisconsin
Registered Investment Advisory firm - SEC (4/9/2009 Terminated)BD
Broker-Dealer Firm Regulated by FINRA (Florida district office)
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Contact information
Main Address
2701 N Rocky Point Drive Suite 1000, Tampa, FL 33607
Mailing Address
2701 N Rocky Point Drive Suite 1000, Tampa, FL 33607
Phone number
(813) 264-0440
Established
Florida since 09/17/1987
Firm type
Corporation
Fiscal year end
September
Firm Size
Medium
# of Employees
515
SEC notice filing (51 States and Territories)
FINRA licenses (53 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| CICCATI, RANDALL LEE | SHAREHOLDER | 1569353 |
| CICCATI, RANDALL LEE | CEO / DIRECTOR | 1569353 |
| SINGH, RAMESHWAR | DIRECTOR / SECRETARY /PRESIDENT OF ADVISORY SERVICES | 4660047 |
| SINGH, RAMESHWAR | SHAREHOLDER | 4660047 |
| CICCATI, JILL MARIE | SHAREHOLDER | |
| THE LOUIS CICCATI AND ADELINE CARMELA CICCATI REVOCABLE TRUST | SHAREHOLDER, LOUIS CICCATI AND ADELINE CARMELA CICCATI, TTEE | |
| CALTON, DEREK JAY | VICE PRESIDENT - DIRECTOR | 1192608 |
| CALTON, DWAYNE KENT | PRESIDENT - DIRECTOR | |
| CICCATI, ADELINE CARMELA | TRUSTEE OF THE LOUIS CICCATI AND ADELINE CARMELA CICCATI REVOCABLE TRUST | |
| CICCATI, AUSTIN LOUIS | SHAREHOLDER | 6351650 |
| CICCATI, CARLY MARIE | SHAREHOLDER | 6351667 |
| COLE, DAVID SCOTT | CHIEF FINANCIAL OFFICER/FINOP | 4181156 |
| RAHMOUNI IDRISSI, SAAD | CHIEF COMPLIANCE OFFICER | 4071743 |
| RICHARDSON, PAUL REID | CHIEF OPERATIONS OFFICER | 1006146 |
Regulatory assets under management
| Total Number of Accounts | 7,559 |
| AUM (Assets Under Management) | $ 1,216,021,701 |
Disclosures
| Regulatory Event | 13 |
| Arbitration | 6 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
