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CA

Charles W. Apodaca

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CRD#: 1604427
CA

Professional summary


Charles William Apodaca was barred by the FINRA from acting as a broker or investment advisor or otherwise associating with a broker-dealer firm.

Charles is a previously registered financial advisor and started their career in finance in 1987. Prior to being barred, Charles had worked at 7 firms, which includes CAPITAL FINANCIAL SERVICES INC., UNITED HERITAGE FINANCIAL SERVICES INC., EQUITABLE ADVISORS LLC, KMS FINANCIAL SERVICES INC., WMA SECURITIES INC., PRINCIPAL SECURITIES INC., THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES.

top-8-questions

Question & Answer


Are you a "fiduciary"?
No

Aliases


Chuck Apodaca

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary)


The CRS(Customer Relationship Summary) document is not provided.

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Past

March 7, 2007 - May 11, 2012

CAPITAL FINANCIAL SERVICES, INC.

RIA
CRD#: 8408
EAGLE, ID
Past

March 7, 2007 - May 11, 2012

CAPITAL FINANCIAL SERVICES, INC.

BD
CRD#: 8408
EAGLE, ID
Past

July 8, 2004 - March 7, 2007

UNITED HERITAGE FINANCIAL SERVICES, INC.

RIA
CRD#: 35316
EAGLE, ID
Past

July 8, 2004 - March 7, 2007

UNITED HERITAGE FINANCIAL SERVICES, INC.

BD
CRD#: 35316
EAGLE, ID
Past

June 4, 2002 - July 27, 2004

EQUITABLE ADVISORS, LLC

RIA
CRD#: 6627
EAGLE, ID
Past

December 22, 1999 - July 27, 2004

EQUITABLE ADVISORS, LLC

BD
CRD#: 6627
NEW YORK, NY
Past

April 18, 1995 - November 19, 1999

KMS FINANCIAL SERVICES, INC.

BD
CRD#: 3866
SEATTLE, WA
Past

May 2, 1994 - June 29, 1995

WMA SECURITIES, INC.

BD
CRD#: 32625
DULUTH, GA
Past

April 23, 1991 - April 27, 1992

PRINCIPAL SECURITIES, INC.

BD
CRD#: 1137
DES MOINES, IA
Past

April 3, 1987 - April 16, 1991

EQUITABLE ADVISORS, LLC

BD
CRD#: 6627
NEW YORK, NY
Past

January 23, 1987 - April 16, 1991

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES

BD
CRD#: 4039
NEW YORK, NY

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams


State Security Law Exam
IAR
Series 65
Date: 9/10/1994
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam

Current Firm


CF
CAPITAL FINANCIAL SERVICES, INC.
CAPITAL FINANCIAL SERVICES, INC. | CAPITOL CITY INVESTMENTS, INC.

CRD#: 8408 / SEC#: 801-24253, 8-25203

BD
Cancelled by SEC on 04/08/2025
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Contact information


Main Address
1821 West Burdick Expressway, Minot, ND 58701
Mailing Address
Phone number
Established
Wisconsin since 08/11/1980
Firm type
Corporation
Fiscal year end
December
# of Employees

Documents


Latest Form ADV

Part 2 Brochures

CFS ADV PART 2 (3/28/2019)

Direct owners and executive officers


NamePositionCRD#
CAPITAL FINANCIAL HOLDINGS, INC.OWNER
CHRISTIANSON, JOANNE MARIETREASURER5341634
KAPPOTIS, ERNEST DPRINCIPAL OPERATIONS OFFICER4871251
KAPPOTIS, ERNEST DPRINCIPAL FINANCIAL OFFICER4871251
KAPPOTIS, ERNEST DFINOP4871251
POLLARD, DONALD ROBERTPRESIDENT2181631
POLLARD, DONALD ROBERTCHIEF COMPLIANCE OFFICER2181631

Disclosures


Regulatory Event4
Arbitration5

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


CAPITAL FINANCIAL SERVICES, INC.

CRD#: 8408

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