Michael B. Moloney

VESTGEN ADVISORS

Kirkwood, MO 63122

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CRD#: 1581154

Professional summary

Michael Benedict Moloney, CFP®, who also goes by Mike Moloney, is a registered financial advisor currently at VESTGEN ADVISORS, LLC located in Kirkwood, Missouri and PRIVATE CLIENT SERVICES, LLC located in Kirkwood, Missouri.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Michael has worked at 12 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Mike Moloney

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) The E. Walter Hausstette Charitable Foundation. 142 W Monroe Ave. Hausstette Foundation is a small charitable foundation that gives $5,000 grants to eligible organizations primarily in the St. Louis area. I have help guide the grant making process with a group of board members of which I am one. 10 hrs/mo; 0 during trading hrs. Not investment related. 2) VestGen Advisors, LLC. 206 North Main Street, Wheaton, IL 60187. RIA. 175 hrs/mo; 100 during trading hrs. 3) Fixed Insurance Product Sales, VestGen Insurance Partners, LLC. 142 West Monroe Ave, Kirkwood, MO 63122. As part of my role as a financial advisor, I offer fixed insurance products such as Term Life, Univeral Life & Fixed Annuities. I present and sell these products to customers after assessing their overall financial needs. 3 hrs/mo; 1 during trading hrs. Investment related.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Benedict Moloney's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1995

Experience

Current

September 11, 2025 - Present

VESTGEN ADVISORS, LLC

Office #1: 142 West Monroe, Kirkwood, MO 63122

RIA

CRD#: 318657

Kirkwood, MO

Current

September 11, 2025 - Present

PRIVATE CLIENT SERVICES, LLC

Office #1: 142 West Monroe Ave, Kirkwood, MO 63122

RIA

CRD#: 120222

Kirkwood, MO

Past

September 30, 2015 - September 17, 2025

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA

CRD#: 134139

Kirkwood, MO

Past

September 30, 2015 - September 17, 2025

CAMBRIDGE INVESTMENT RESEARCH, INC.

CRD#: 39543

Kirkwood, MO

Past

June 27, 2011 - December 31, 2015

UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.

RIA

CRD#: 116386

KIRKWOOD, MO

Past

September 8, 2009 - January 11, 2012

LPL FINANCIAL LLC

RIA

CRD#: 6413

KIRKWOOD, MO

Past

September 8, 2009 - October 13, 2015

LPL FINANCIAL LLC

CRD#: 6413

KIRKWOOD, MO

Past

February 27, 2003 - September 8, 2009

MUTUAL SERVICE CORPORATION

RIA

CRD#: 4806

ST. CHARLES, MO

Past

January 2, 2003 - September 8, 2009

MUTUAL SERVICE CORPORATION

CRD#: 4806

ST. CHARLES, MO

Past

November 24, 1997 - January 16, 2003

WALNUT STREET ADVISERS INC

RIA

CRD#: 109903

ST. CHARLES, MO

Past

January 10, 1994 - January 3, 2003

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

Past

August 29, 1988 - November 24, 1993

MML INVESTORS SERVICES, LLC

CRD#: 10409

SPRINGFIELD, MA

Past

December 16, 1986 - August 15, 1988

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES

CRD#: 4039

Past

December 16, 1986 - August 15, 1988

EQUITABLE ADVISORS, LLC

CRD#: 6627

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

VESTGEN ADVISORS, LLC

CRD#: 318657 / SEC#: 801-123390

RIA

Registered Investment Advisory firm - (3/4/2022 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(9/11/2025)

California
(9/11/2025)

Florida
(9/12/2025)

Illinois
(9/11/2025)

Indiana
(9/11/2025)

Maryland
(9/11/2025)

Michigan
(9/11/2025)

Missouri
(9/11/2025)

IAR

Missouri
(9/11/2025)

Nevada
(9/11/2025)

North Carolina
(9/11/2025)

South Carolina
(9/11/2025)

Tennessee
(9/11/2025)

Texas
(9/11/2025)

IAR

Texas
(9/11/2025)

Virginia
(9/11/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/2/2005

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 11/17/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/14/1993

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 11/1/1986

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 8/9/2000

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

VESTGEN ADVISORS, LLC

CRD#: 318657 / SEC#: 801-123390

RIA

Registered Investment Advisory firm - (3/4/2022 Approved)

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Contact information

Main Address

1605 West Colonial Parkway, Inverness, IL 60067

Mailing Address

Phone number

(312) 237-4446

Established

Firm type

Fiscal year end

# of Employees

115

SEC notice filing (23 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

VESTGEN ADVISORS - WRAP FEE BROCHURE (3/31/2025)

VGA - ADV FORM 2A (3/31/2025)

Regulatory assets under management

Total Number of Accounts	9,800
AUM (Assets Under Management)	$ 3,470,310,102

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael B. Moloney

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Benedict Moloney's CRS (Customer Relationship Summary).

Certified licenses

Experience

PRIVATE CLIENT SERVICES, LLC

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

MUTUAL SERVICE CORPORATION

MUTUAL SERVICE CORPORATION

WALNUT STREET ADVISERS INC

WALNUT STREET SECURITIES, INC.

MML INVESTORS SERVICES, LLC

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES

EQUITABLE ADVISORS, LLC

Primary Firm SEC Registration

VESTGEN ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 11/2/2005

Series 63

Date: 11/17/1986

SIE

Date: 10/1/2018

Series 7

Date: 6/14/1993

Series 6

Date: 11/1/1986

Series 24

Date: 8/9/2000

FINRA

Current Firm

VESTGEN ADVISORS, LLC

Contact information

SEC notice filing (23 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

VESTGEN ADVISORS, LLC

TRUST BUT VERIFY

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