Scott E. Wiard

HORIZONS PLANNING

Ann Arbor, MI 48103

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CRD#: 1509365

Professional summary

Scott Emil Wiard was barred by the FINRA from acting as a broker or investment advisor or otherwise associating with a broker-dealer firm.

Scott is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1986. Prior to being barred, Scott has worked at 3 firms, which includes OSAIC WEALTH INC., INTEGRATED RESOURCES EQUITY CORPORATION.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) COMMERCIAL PROPERTY MANAGEMENT - BRAYTON PARTNERSHIP/PROFESSIONAL PLANNING CONSULTANTS, INC.-NOT INVESTMENT RELATED, 250 W. EISENHOWER, STE 110, ANN ARBOR, MI 48103-OWNER/PARTNER-ONGOING SINCE JANUARY 1994-APPROXIMATELY 5% OF TIME-NO COMPENSATION DERIVED AT PRESENT. 2) INSURANCE - LIFE, HEALTH AND LTC LICENSED IN MICHIGAN.- SAME ADDRESS- I ONGOING SINCE 1987, APPROX. 25% OF MY TIME USUALLY DURING TRADING HOURS I RECOMMEND THE PURCHASE OF THESE PRODUCTS FROM TIME TO TIME. 3) HORIZON PLANNING CORPORATION, PRESIDENT, REGISTERED INVESTMENT ADVISOR IN MICHIGAN, ONGOING SINCE 1988, 100% OWNER AND PRESIDENT. 70% OF TIME USUALLY DURING TRADING HOURS. FINANCIAL, INVESTMENT, INSURANCE, TAX AND ESTATE PLANNING AS WELL AS INVESTMENT ADVICE OFFERED TO CLIENTS, ALSO RESPONSIBLE FOR OPERATIONS AND COMPLIANCE.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Scott Emil Wiard's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

November 1, 2010 - Present

HORIZONS PLANNING CORPORATION

Office #1: 250 W. Eisenhower Pkwy. Suite 140, Ann Arbor, MI 48103

RIA

CRD#: 115179

Ann Arbor, MI

Past

November 19, 1989 - April 22, 2002

OSAIC WEALTH, INC.

CRD#: 23131

SCOTTSDALE, AZ

Past

June 4, 1986 - November 19, 1989

INTEGRATED RESOURCES EQUITY CORPORATION

CRD#: 6403

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Michigan
(11/1/2010)

IAR

Texas
(4/25/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/13/2007

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/3/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 5/17/1986

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 7/14/1993

General Securities Principal Examination

Current Firm

HORIZONS PLANNING CORPORATION

CRD#: 115179 / SEC#:

Illinois

Registered Investment Advisory firm - (11/5/2007 Terminated)

Michigan

Registered Investment Advisory firm - (6/9/1986 Approved)

Texas

Registered Investment Advisory firm - (4/25/2023 Conditional Restricted)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

250 W. Eisenhower Pkwy. Suite 140, Ann Arbor, MI 48103

Mailing Address

Phone number

(734) 761-3155

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	357
AUM (Assets Under Management)	$ 70,012,228

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Scott E. Wiard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Scott Emil Wiard's CRS (Customer Relationship Summary).

Certified licenses

Experience

HORIZONS PLANNING CORPORATION

OSAIC WEALTH, INC.

INTEGRATED RESOURCES EQUITY CORPORATION

State Registrations and Notice Filings

Exams

Series 65

Date: 6/13/2007

Series 63

Date: 6/3/1986

Series 7

Date: 5/17/1986

Series 24

Date: 7/14/1993

Current Firm

HORIZONS PLANNING CORPORATION

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

HORIZONS PLANNING CORPORATION

TRUST BUT VERIFY

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