Kenneth S. Spitzbard

BARD FINANCIAL SERVICES

BRANFORD, CT 06405

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CRD#: 1474784

Professional summary

Kenneth Steven Spitzbard is a registered financial advisor currently at BARD FINANCIAL SERVICES, INC. located in Branford, Connecticut and OSAIC WEALTH, INC. located in Branford, Connecticut.

Kenneth is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Kenneth has worked at 7 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 51 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. KENNETH SPITZBARD-INSURANCE; POS Owner/salesman; NATURE: Sole Prop; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 01/01/1986; 388 East Main St. Branford, CT 06405; Sell an occasional term policy. No cash value insurance. 2. BUDDERFLY; POSITION: passive investor; NATURE: C- Corp; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 10/31/2018; 2 Trap Falls Rd., Shelton CT 06484; None. 3. 2019 TRUST FBO MELISSA GOLDBERG; POS Successor Trustee; NATURE: Sole Prop; INV RELATED: No; HRS: 0; SEC HRS: 0; 05/01/2019; ADDRESS: 388 East Main St, Branford CT 06405; Serve as Succ TTEE in the future, if needed, assuming I am not affiliated with Osaic or its successors. 3. MILTON SPITZBARD FAMILY TRUST; POS: Co-Trustee; NATURE: Trust; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 01/02/1999; 316 Goose Lane, Orange CT 06407; I serve as co-trustee and manage the Osaic account registered in its name. 4. BARD FINANCIAL SERVICES; POSITION: President; NATURE: S-Corp - Independent RIA; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 01/01/1986; 388 East Main St. Branford, CT 06405; I occasionally charge a fixed fee for one time help or advice. 5. JEWISH FOUNDATION OF GREATER NEW HAVEN INVESTMENT OVERSIGHT COMMITTEE; POSITION: member; NATURE: Not for profit foundation; INV RELATED: No; HRS: 1; SEC HRS: 0; 04/28/2014; 360 Amity Rd, Woodbridge CT 06525; Member of the investment oversight committee. Meet and review quarterly the performance of the Foundation's endowment with the consultant to the portfolio. 6. REVERENCE CAPITAL PARTNERS II; POSITION: passive investor; NATURE: LP (see Reverence Capital Partners 1, approved in 2014); INV RELATED: Yes; HRS: 0; SEC HRS: 0; 12/01/2017; 477 Madison Ave., New York NY 10022; Passive investor in a private equity fund. Similar to Rev. Cap Partners 1, which was approved in 2014. This was also approved by Osaic. 7. RJW DEVELOPMENT; POSITION: owner; NATURE: LLC; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 06/02/2017; 388 East Main St., Branford CT 06405; Rented the property to in-laws since Sept/Oct Single family rental home located at 6 Frederick St. New Haven, CT. I am the single member 2017. 8. REVERENCE CAPITAL PARTNERS FUND 3; POSITION: passive investor; NATURE: LLC; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 07/01/2020; 10 East 53rd St. 14th Fl., NY 10022; None. 9. REVERENCE CAPITAL PARTNERS; POSITION: passive investor; NATURE: partnership; INV RELATED: Yes; HRS: 0; SEC HRS: 0; 04/01/2014; 477 Madison Ave. 23rd floor, NY 10022; I am a very small passive investor in a friend's private equity fund

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kenneth Steven Spitzbard's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

February 2, 1989 - Present

BARD FINANCIAL SERVICES, INC.

Office #1: 388 East Main St, Branford, CT 06405

RIA

CRD#: 110017

BRANFORD, CT

Current

September 1, 2023 - Present

OSAIC WEALTH, INC.

Office #1: 388 E Main Street, Branford, CT 06405

RIA

CRD#: 23131

Branford, CT

Past

October 31, 2005 - September 1, 2023

OSAIC SERVICES, INC.

CRD#: 133763

BRANFORD, CT

Past

June 18, 1989 - October 31, 2005

SUNAMERICA SECURITIES, INC.

CRD#: 20068

PHOENIX, AZ

Past

April 20, 1988 - June 18, 1989

SOUTHMARK FINANCIAL SERVICES, INC.

CRD#: 6518

Past

April 13, 1988 - April 13, 1988

GARY GOLDBERG & CO., INC.

CRD#: 6482

Past

June 18, 1986 - March 23, 1988

SOUTHMARK FINANCIAL SERVICES, INC.

CRD#: 6518

Past

March 19, 1986 - June 18, 1986

BUTTONWOOD SECURITIES CORPORATION OF MASSACHUSETTS

CRD#: 7303

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BARD FINANCIAL SERVICES, INC.

CRD#: 110017 / SEC#: 801-80696

RIA

Registered Investment Advisory firm - (1/2/2015 Approved)

Connecticut

Registered Investment Advisory firm - (1/14/2015 Terminated)

Florida

Registered Investment Advisory firm - (1/8/2015 Terminated)

New Jersey

Registered Investment Advisory firm - (9/29/2006 Terminated)

New York

Registered Investment Advisory firm - (1/8/2015 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alaska
(9/1/2023)

Arizona
(9/1/2023)

California
(9/1/2023)

Colorado
(9/1/2023)

IAR

Connecticut
(2/2/1989)

Connecticut
(9/1/2023)

District of Columbia
(9/1/2023)

IAR

Florida
(3/26/2001)

Florida
(9/1/2023)

Georgia
(9/1/2023)

Illinois
(9/1/2023)

Iowa
(9/1/2023)

Kentucky
(4/23/2024)

Louisiana
(9/1/2023)

Maine
(9/1/2023)

Maryland
(9/1/2023)

Massachusetts
(9/1/2023)

Michigan
(9/1/2023)

Minnesota
(9/1/2023)

Montana
(9/1/2023)

New Hampshire
(9/1/2023)

New Jersey
(9/1/2023)

New Mexico
(9/1/2023)

New York
(9/1/2023)

North Carolina
(9/1/2023)

Ohio
(9/1/2023)

Pennsylvania
(9/1/2023)

Rhode Island
(9/1/2023)

South Carolina
(9/1/2023)

Tennessee
(9/1/2023)

Texas
(9/1/2023)

Vermont
(9/1/2023)

Virginia
(9/1/2023)

West Virginia
(9/1/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/28/1998

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 10/3/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/15/1986

General Securities Representative Examination

Principal/Supervisory Exam

Series 51

Date: 3/31/2003

Municipal Fund Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 7/28/1989

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

BARD FINANCIAL SERVICES, INC.

CRD#: 110017 / SEC#: 801-80696

RIA

Registered Investment Advisory firm - (1/2/2015 Approved)

Connecticut

Registered Investment Advisory firm - (1/14/2015 Terminated)

Florida

Registered Investment Advisory firm - (1/8/2015 Terminated)

New Jersey

Registered Investment Advisory firm - (9/29/2006 Terminated)

New York

Registered Investment Advisory firm - (1/8/2015 Terminated)

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Contact information

Main Address

388 East Main Street, Branford, CT 06405

Mailing Address

Phone number

(203) 481-7676

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (11 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A - MAR 2025 (3/31/2025)

Regulatory assets under management

Total Number of Accounts	1,101
AUM (Assets Under Management)	$ 639,374,448

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Kenneth S. Spitzbard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kenneth Steven Spitzbard's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

OSAIC SERVICES, INC.

SUNAMERICA SECURITIES, INC.

SOUTHMARK FINANCIAL SERVICES, INC.

GARY GOLDBERG & CO., INC.

SOUTHMARK FINANCIAL SERVICES, INC.

BUTTONWOOD SECURITIES CORPORATION OF MASSACHUSETTS

Primary Firm SEC Registration

BARD FINANCIAL SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 9/28/1998

Series 63

Date: 10/3/1986

SIE

Date: 10/1/2018

Series 7

Date: 3/15/1986

Series 51

Date: 3/31/2003

Series 24

Date: 7/28/1989

FINRA

Current Firm

BARD FINANCIAL SERVICES, INC.

Contact information

SEC notice filing (11 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BARD FINANCIAL SERVICES, INC.

TRUST BUT VERIFY

Contact information

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