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Carol A. Mulcahy

DESTINY WEALTH PARTNERS
Tavares, FL 32778
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CRD#: 1468012
CM

Professional summary


Carol Ann Mulcahy is a registered financial advisor currently at DESTINY WEALTH PARTNERS, LLC located in Tavares, Florida.

Carol is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1986. Carol has worked at 19 firms and has passed the Series 65, Series 66, Series 63, Series 7, Series 6, Series 9, Series 10, Series 24 and Series 8 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


None

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Independent insurance agent, since 2003,0 hours/month; non-investment related

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Carol Ann Mulcahy's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

May 13, 2020 - Present

DESTINY WEALTH PARTNERS, LLC

Office #1: 2100 Lake Eustis Dr., Tavares, FL 32778
RIA
CRD#: 171346
Tavares, FL
Past

May 2, 2019 - July 1, 2020

CWM, LLC

RIA
CRD#: 155344
Tavares, FL
Past

May 2, 2019 - January 7, 2021

RUGGIE WEALTH MANAGEMENT

RIA
CRD#: 145595
TAVARES, FL
Past

July 23, 2014 - December 8, 2017

THE INVESTMENT COUNSEL COMPANY OF NEVADA

RIA
CRD#: 19608
LAS VEGAS, NV
Past

May 28, 2014 - August 20, 2014

FIRST COMMAND BROKERAGE SERVICES, INC.

BD
CRD#: 3641
FORT WORTH, TX
Past

October 4, 2010 - October 11, 2012

BARCLAYS CAPITAL INC.

RIA
CRD#: 19714
PALM BEACH, FL
Past

October 4, 2010 - October 11, 2012

BARCLAYS CAPITAL INC.

BD
CRD#: 19714
PALM BEACH, FL
Past

March 16, 2010 - September 30, 2010

CHASE INVESTMENT SERVICES CORP.

RIA
CRD#: 25574
WEST PALM BEACH, FL
Past

February 1, 2010 - September 30, 2010

CHASE INVESTMENT SERVICES CORP.

BD
CRD#: 25574
WEST PALM BEACH, FL
Past

February 25, 2008 - August 6, 2008

CUMBERLAND BROKERAGE CORPORATION

BD
CRD#: 13409
ARDMORE, PA
Past

June 21, 2006 - January 16, 2009

CUMBERLAND ADVISORS

RIA
CRD#: 107964
SARASOTA, FL
Past

October 1, 2004 - May 23, 2006

INDEPENDENT PORTFOLIO CONSULTANTS, INC.

RIA
CRD#: 120420
BOCA RATON, FL
Past

May 21, 2004 - March 6, 2006

ADVEST, INC.

RIA
CRD#: 10
BOCA RATON, FL
Past

April 5, 2004 - March 6, 2006

ADVEST, INC.

BD
CRD#: 10
HARTFORD, CT
Past

April 6, 2000 - November 29, 2001

FIDELITY BROKERAGE SERVICES LLC

BD
CRD#: 7784
SMITHFIELD, RI
Past

September 18, 1996 - November 28, 2001

NATIONAL FINANCIAL SERVICES LLC

BD
CRD#: 13041
BOSTON, MA
Past

April 14, 1994 - October 17, 1995

BAYBANKS BROKERAGE SERVICES, INC.

BD
CRD#: 17536
Past

May 24, 1993 - April 14, 1994

SEI INVESTMENTS DISTRIBUTION CO.

BD
CRD#: 10690
OAKS, PA
Past

May 10, 1991 - May 28, 1993

DEAM INVESTOR SERVICES, INC.

BD
CRD#: 754
NEW YORK, NY
Past

November 29, 1990 - April 30, 1991

COLUMBIA FINANCIAL CENTER INCORPORATED

BD
CRD#: 23562
PORTLAND, OR
Past

February 27, 1987 - April 24, 1987

STATE STREET RESEARCH INVESTMENT SERVICES, INC.

BD
CRD#: 17580
Past

May 16, 1986 - February 23, 1987

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

BD
CRD#: 7325

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
DW
DESTINY WEALTH PARTNERS, LLC
DESTINY 401(K) | SMART ASSETS OPTIMIZER | SMART ASSET OPTIMIZER | RWM ASSET MANAGEMENT, LLC | RUGGIE WEALTH MANAGEMENT | NICHOLS WEALTH PARTNERS | KCG INVESTMENT ADVISORY SERVICES | EDGE SOLUTIONS | EDGE 401K SOLUTIONS | EDGE 401K FUNDS | DESTINY WEALTH PARTNERS, LLC | DESTINY WEALTH PARTNERS | DESTINY WEALTH MANAGEMENT | DESTINY FAMILY OFFICE | DESTINY 401K

CRD#: 171346 / SEC#: 801-79789

RIA
Registered Investment Advisory firm - (5/28/2014 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
Florida
(5/13/2020)

Exams


State Security Law Exam
IAR
Series 65
Date: 6/8/2006
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
IAR
Series 66
Date: 5/15/2004
Uniform Combined State Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
RR
Series 8
Date: 11/3/1998
General Securities Sales Supervisor Examination (Options Module & General Module)

Current Firm


DW
DESTINY WEALTH PARTNERS, LLC
DESTINY 401(K) | SMART ASSETS OPTIMIZER | SMART ASSET OPTIMIZER | RWM ASSET MANAGEMENT, LLC | RUGGIE WEALTH MANAGEMENT | NICHOLS WEALTH PARTNERS | KCG INVESTMENT ADVISORY SERVICES | EDGE SOLUTIONS | EDGE 401K SOLUTIONS | EDGE 401K FUNDS | DESTINY WEALTH PARTNERS, LLC | DESTINY WEALTH PARTNERS | DESTINY WEALTH MANAGEMENT | DESTINY FAMILY OFFICE | DESTINY 401K

CRD#: 171346 / SEC#: 801-79789

RIA
Registered Investment Advisory firm - (5/28/2014 Approved)
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Contact information


Main Address
2100 Lake Eustis Dr., Tavares, FL 32778
Mailing Address
Phone number
(352) 343-2700
Established
Firm type
Fiscal year end
# of Employees
26

SEC notice filing (21 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

DESTINY WEALTH PARTNERS WRAP BROCHURE (8/28/2025)

Regulatory assets under management


Total Number of Accounts3,030
AUM (Assets Under Management)$ 1,125,679,810

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


DESTINY WEALTH PARTNERS, LLC

CRD#: 171346Tavares, FL 32778

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