Howard L. Mcelfresh

AMERISERV WEALTH ADVISORS

Pittsburgh, PA 15235

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CRD#: 1458665

Professional summary

Howard Lawrence Mcelfresh, who also goes by Howard L Mcelfresh, Howard Lawrence Mcelfresh, is a registered financial advisor currently at AMERISERV WEALTH ADVISORS INC located in Pittsburgh, Pennsylvania.

Howard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1986. Howard has worked at 12 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Howard L Mcelfresh | Howard Lawrence Mcelfresh

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Howard Lawrence Mcelfresh's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 6, 2025 - Present

AMERISERV WEALTH ADVISORS INC

Office #1: 201 Penn Center Blvd Suite 400, Pittsburgh, PA 15235

RIA

CRD#: 105846

Pittsburgh, PA

Past

January 26, 2022 - February 23, 2022

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

Birmingham, MI

Past

January 26, 2022 - February 23, 2022

CHARLES SCHWAB & CO., INC.

CRD#: 5393

Birmingham, MI

Past

March 6, 2019 - February 23, 2022

TD AMERITRADE, INC.

RIA

CRD#: 7870

Murrysville, PA

Past

March 6, 2019 - February 23, 2022

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

RIA

CRD#: 111514

Murrysville, PA

Past

February 14, 2019 - February 23, 2022

TD AMERITRADE, INC.

CRD#: 7870

BIRMINGHAM, MI

Past

May 14, 2018 - November 27, 2018

EDWARD JONES

CRD#: 250

PITTSBURGH, PA

Past

March 5, 2018 - May 14, 2018

NYLIFE SECURITIES LLC

CRD#: 5167

PITTSBURGH, PA

Past

June 25, 2008 - October 2, 2009

REGIONS INVESTMENT MANAGEMENT, INC.

RIA

CRD#: 111715

ORLANDO, FL

Past

December 19, 2003 - January 28, 2008

AMSOUTH ASSET MANAGEMENT, INC.

RIA

CRD#: 111554

ORLANDO, FL

Past

December 4, 2002 - October 21, 2003

AMSOUTH INVESTMENT MANAGEMENT COMPANY LLC

RIA

CRD#: 111757

ORLANDO, FL

Past

October 26, 1989 - July 23, 1998

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

SMITHFIELD, RI

Past

August 24, 1987 - April 4, 1988

HEFREN-TILLOTSON, INC.

CRD#: 53

Past

February 19, 1986 - August 15, 1987

FIRST JERSEY SECURITIES, INC.

CRD#: 6621

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

AMERISERV WEALTH ADVISORS INC

AMERISERV WEALTH ADVISORS INC | WEST CHESTER CAPITAL ADVISORS, INC. | WEST CHESTER CAPITAL ADVISORS INC

CRD#: 105846 / SEC#: 801-47835

RIA

Registered Investment Advisory firm - (11/14/1994 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Pennsylvania
(3/6/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/5/2019

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/30/2018

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/5/2018

General Securities Representative Examination

Current Firm

AMERISERV WEALTH ADVISORS INC

AMERISERV WEALTH ADVISORS INC | WEST CHESTER CAPITAL ADVISORS, INC. | WEST CHESTER CAPITAL ADVISORS INC

CRD#: 105846 / SEC#: 801-47835

RIA

Registered Investment Advisory firm - (11/14/1994 Approved)

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Contact information

Main Address

216 Franklin Street, Johnstown, PA 15901-1911

Mailing Address

Phone number

(814) 533-5338

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (1 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

2025.03 AMERISERV WEALTH ADVISORS BROCHURE (3/28/2025)

Regulatory assets under management

Total Number of Accounts	1,124
AUM (Assets Under Management)	$ 1,056,593,704

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/10/2025	Cover Page	Report
11/18/2024	Cover Page	Report
10/18/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Howard L. Mcelfresh

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Howard Lawrence Mcelfresh's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

TD AMERITRADE, INC.

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

TD AMERITRADE, INC.

EDWARD JONES

NYLIFE SECURITIES LLC

REGIONS INVESTMENT MANAGEMENT, INC.

AMSOUTH ASSET MANAGEMENT, INC.

AMSOUTH INVESTMENT MANAGEMENT COMPANY LLC

FIDELITY BROKERAGE SERVICES LLC

HEFREN-TILLOTSON, INC.

FIRST JERSEY SECURITIES, INC.

Primary Firm SEC Registration

AMERISERV WEALTH ADVISORS INC

State Registrations and Notice Filings

Exams

Series 65

Date: 3/5/2019

Series 63

Date: 3/30/2018

SIE

Date: 10/1/2018

Series 7

Date: 3/5/2018

Current Firm

AMERISERV WEALTH ADVISORS INC

Contact information

SEC notice filing (1 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

AMERISERV WEALTH ADVISORS INC

TRUST BUT VERIFY

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