Cynthia M. Couyoumjian
INDEPENDENT FINANCIAL GROUP
Tustin, CA 92780
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CRD#: 1456630
Professional summary
Cynthia Mary Couyoumjian, CFP®, who also goes by Cynthia Mary Koczkodan, is a registered financial advisor currently at INDEPENDENT FINANCIAL GROUP, LLC located in Tustin, California.
Cynthia is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Cynthia has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 31, Series 7, Series 22, Series 6, Series 24 and Series 26 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Cynthia Mary Koczkodan
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) COUYOUMJIAN PROPERTIES LLC POSITION: Officer/Director NATURE: Real Estate Sales/Rental Properties/Property Management INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 04/01/2004 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: 50% OWNER OF COUYOUMJIAN PROPERTIES LLC FOR REAL ESTATE HOLDINGS (2) INSURANCE POSITION: Agent/Representative NATURE: Insurance outside of IFG INVESTMENT RELATED: Yes NUMBER OF HOURS: 6 SECURITIES TRADING HOURS: 6 START DATE: 07/01/2004 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: INSURANCE AGENT OFFERING VARIOUS TYPES OF INSURANCE PRODUCTS (3) CINERGY FINANCIAL, INC. POSITION: Agent/Representative NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 01/01/2012 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: 100% OWNER OF DBA USED FOR MARKETING PURPOSES (4) CINERGY FINANCIAL PUBLICATION POSITION: Cindy Couyoumjian is 100% owner of Cinergy Financial NATURE: Other: INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 2 START DATE: 03/02/2020 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Publication for sale (5) CINERGY FINANCIAL MEDIA INTERVIEWS POSITION: Agent/Representative NATURE: Public Speaking INVESTMENT RELATED: Yes NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 6 START DATE: 08/27/2020 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Media Interviews to promote new publication (6) BOOKS POSITION: Author NATURE: Other: INVESTMENT RELATED: Yes NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 10/01/2020 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Author of investment-related book. (7) THE SOCIETY FOR FINANCIAL AWARENESS POSITION: Educator NATURE: Public Speaking INVESTMENT RELATED: Yes NUMBER OF HOURS: 8 SECURITIES TRADING HOURS: 0 START DATE: 07/01/2021 ADDRESS: 3914 Murphy Canyon Rd, Suite A125, San Diego CA 92123, United States DESCRIPTION: Educating the employees of companies on Financial Literacy (8) CINERGY FINANCIAL EDUCATION MODULES POSITION: Training Coordinator NATURE: Other: INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 5 START DATE: 08/30/2022 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Online educational. (9) WOMEN IN NEED OF KNOWLEDGE (WINK) POSITION: Host/Educator NATURE: Other: INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 5 START DATE: 08/30/2022 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Zoom meetings and educating women about financial topics. (10) THE HISTORY AND INTRODUCTION FOR ALTERNATIVE INVESTMENTS FOR ADVISORS POSITION: Officer/Director NATURE: Other: INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 5 START DATE: 08/30/2022 ADDRESS: 15145 Woodlawn Avenue, Suite 100, Tustin CA 92780, United States DESCRIPTION: Online Educational Modules.
CRS (Client Relationship Summary) - RIA
Click below to view Cynthia Mary Couyoumjian's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Cynthia Mary Couyoumjian's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1992
Experience
Current
April 28, 2010 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 15145 Woodlawn Avenue, Suite 100, Tustin, CA 92780RIA
BD
CRD#: 7717
Tustin, CA
Current
May 3, 2010 - Present
INDEPENDENT FINANCIAL GROUP, LLC
Office #1: 15145 Woodlawn Avenue, Suite 100, Tustin, CA 92780RIA
BD
CRD#: 7717
Tustin, CA
Past
July 9, 2004 - May 11, 2010
FIRST ALLIED SECURITIES, INC.
RIA
CRD#: 32444
TUSTIN, CA
Past
July 6, 2004 - May 11, 2010
FIRST ALLIED SECURITIES, INC.
BD
CRD#: 32444
TUSTIN, CA
Past
December 12, 2003 - July 8, 2004
LPL FINANCIAL LLC
RIA
CRD#: 6413
IRVINE, CA
Past
December 12, 2003 - July 8, 2004
LPL FINANCIAL LLC
BD
CRD#: 6413
FORT MILL, SC
Past
July 8, 1997 - December 17, 2003
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
TUSTIN, CA
Past
February 13, 1986 - January 5, 2000
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES
BD
CRD#: 4039
NEW YORK, NY
Past
February 13, 1986 - December 17, 2003
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(7/16/2010)
IAR
California(4/28/2010)
RR
California(5/17/2010)
RR
Florida(8/30/2018)
RR
Georgia(5/3/2010)
RR
Idaho(5/10/2010)
RR
Indiana(8/8/2025)
RR
Maryland(2/28/2019)
RR
Michigan(11/29/2011)
RR
Missouri(6/21/2010)
RR
Nevada(7/13/2011)
RR
New Mexico(1/9/2018)
RR
New York(5/3/2010)
RR
North Carolina(5/3/2010)
RR
Ohio(1/10/2018)
RR
Oklahoma(8/8/2025)
RR
Oregon(7/30/2018)
RR
Pennsylvania(9/16/2020)
RR
South Carolina(11/23/2020)
RR
Tennessee(11/2/2018)
RR
Texas(5/1/2013)
IAR
Texas(4/10/2015)
RR
Utah(5/2/2019)
RR
Washington(5/17/2010)
RR
West Virginia(6/26/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
INDEPENDENT FINANCIAL GROUP, LLC
HAGERTY STEWART & ASSOCIATES LLC | INDEPENDENT FINANCIAL GROUP, LLC | INDEPENDENT FINANCIAL GROUP, INC | IFG FINANCIAL GROUP, LLC | HAGERTY, VAN MOURICK & LOGAN | HAGERTY, STEWART AND ASSOCIATES, INC. | HAGERTY, STEWART & ASSOCIATES, INC.
CRD#: 7717 / SEC#: 801-62667, 8-22870
RIA
Registered Investment Advisory firm - SEC (1/30/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)
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Contact information
Main Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Mailing Address
12671 High Bluff Drive Suite 200, San Diego, CA 92130
Phone number
(858) 436-3180
Established
Delaware since 07/09/2001
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
622
SEC notice filing (52 States and Territories)
FINRA licenses (53 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| INDEPENDENT FINANCIAL GROUP, INC. | OWNER | |
| DAVIS, SCOTT EARLE | CFO & FINOP | 7160800 |
| DENNEN, BRIAN | CCO BROKERAGE & ADVISORY | 3239786 |
| FISCHER, DAVID ALLEN | MANAGING DIRECTOR | 1634222 |
| HEISING, SCOTT ALLEN | CHIEF EXECUTIVE OFFICER/ MANAGING DIRECTOR | 2192259 |
| KEEFE, KEVIN MICHAEL | PRESIDENT, COO | 1869560 |
| KREISMAN, SARAH JILL | SVP & GENERAL COUNSEL | 2671706 |
| PEARSON, TROY DALE | ROSFP | 2413897 |
Regulatory assets under management
| Total Number of Accounts | 44,046 |
| AUM (Assets Under Management) | $ 11,322,059,063 |
Disclosures
| Regulatory Event | 15 |
| Arbitration | 2 |
| Bond | 1 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
