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John Reed Finney

John Reed Finney

CFP®
Principal and Wealth Management Advisor·BEACON POINTE ADVISORS
Roseland, NJ
·CRD# 1422031·41 years experience

Professional Summary

John Reed Finney, CFP®, who also goes by Reed Finney, is a registered financial advisor currently at BEACON POINTE ADVISORS, LLC located in Roseland, New Jersey. John is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1985. John has worked at 7 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

$500K–$1M

Account Minimum

250–500

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Services Offered

  • Estate & Legacy Planning
  • Financial Planning
  • Risk Management & Insurance
  • Retirement Planning

Biography

Our mission is to help our clients live the life they want. We understand that your life is unique to you and you alone. That is why we offer each of our clients an individualized experience tailored to their life. Our team accomplishes this by: Listening and discovering client’s needs, concerns, goals, and dreams. Educating client on their options and providing advice in their best interest. Providing thoughtful insight and solutions. Regular proactive communication. Helping...

Other Aliases

Reed Finney

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

Direct

(xxx) xxx-xxxx

LinkedIn

linkedin.com/in/xxxxxx

Email

xxxxx@xxxx.xxx

Website

xxxxxxxxxx.xxx

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial PlannerSince 1989

Years of Experience

41 years in the financial services industry

Current & Past Employments

BEACON POINTE ADVISORS, LLC·CRD# 119290
RIA
103 Eisenhower Parkway Suite 202, Roseland, NJ 07068
October 16, 2023 - Present
ONEPOINT BFG WEALTH PARTNERS·CRD# 318366
RIA
Fairfield, NJ
June 27, 2022 - October 9, 2023
LPL FINANCIAL LLC·CRD# 6413
BD
Fairfield, NJ
February 25, 2015 - October 6, 2023
PRIVATE ADVISOR GROUP, LLC·CRD# 155216
RIA
Fairfield, NJ
December 19, 2014 - July 20, 2022
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC·CRD# 2881
RIA
Fairfield, NJ
June 7, 2007 - February 26, 2015
NORTHWESTERN MUTUAL WEALTH MANAGEMENT COMPANY·CRD# 109729
RIA
Milwaukee, WI
June 2, 2003 - April 30, 2007
NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC·CRD# 2881
BD
Fairfield, NJ
November 26, 1985 - February 26, 2015
ROBERT W. BAIRD & CO. INCORPORATED·CRD# 8158
BD
Milwaukee, WI
October 22, 1985 - January 1, 2002

Education

Lehigh University - College of Business and Economics

·

Finance

Finance

1981 - 1985

Mountain Lakes High School and Suffield Academy

1977 - 1981

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Current Firm

BP
BEACON POINTE ADVISORS, LLC

BEACON POINTE ADVISORS, LLC | BEACON POINTE INSURANCE SERVICES, LLC

CRD#: 119290 / SEC#: 801-60943
RIA
Registered Investment Advisory firm - SEC (2/20/2002 Approved)

Contact Information

Main Address

24 Corporate Plaza Suite 150, Newport Beach, CA 92660

Phone Number

(949) 718-1600

# of Employees

780

SEC notice filing (53 States and Territories)

Registered to provide investment advisory services in 53 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

BEACON POINTE ADVISORS, LLC FORM ADV PART 2 - APPENDIX 1 (3/31/2026)

Regulatory Assets Under Management

Total Number of Accounts

29,892

AUM (Assets Under Management)

$54,872,534,714

Accountant Surprise Examination Report

Filing DateForm ADV-E CoverForm ADV-E Report
09/26/2025Cover PageReport
12/26/2024Cover PageReport
11/28/2023Cover PageReport

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Beacon Pointe Insurance Services, LLC, Not investment-related; Address: Main office located at 24 Corporate Plaza Dr., STE., 150, Newport Beach CA 92660; Position/Title: Agent; Start Date: 10/2023; HRS/MO During trading hours: 10 hrs./Mo.; Duties: Sale of insurance products (life/health/accident).

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
BP
BEACON POINTE ADVISORS, LLC

BEACON POINTE ADVISORS, LLC | BEACON POINTE INSURANCE SERVICES, LLC

CRD#: 119290 / SEC#: 801-60943
RIA
Registered Investment Advisory firm - SEC (2/20/2002 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
IAR
New Jersey
(10/16/2023)
IAR
Texas
(2/26/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 66 — Uniform Combined State Law Examination

Passed Apr 2006About the Series 66 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Nov 1985About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Oct 1985About the Series 7 exam

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CRS (Client Relationship Summary) - RIA

BP

BEACON POINTE ADVISORS, LLC — Registered Investment Advisory firm

Version Date: Wed, Oct 02, 2024

Beacon Pointe Advisors, LLC (“we,” “our,” or “us”) is registered with the Securities and Exchange Commission as an investment adviser. Brokerage and investment advisory services and fees differ, and it is important for you to understand these differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.

We offer advisory services to retail investors. We manage a portion or all of your assets, which typically include equities, bonds, exchange-traded funds, mutual funds, or other securities. We monitor each account on an ongoing basis and make adjustments consistent with your investment objectives and goals. Additionally, we may recommend unaffiliated third-party investment managers (“Independent Managers”) to manage all or a portion of your assets. We monitor/review each Independent Manager on an ongoing basis. In some cases, we allocate a portion of your assets among individual stocks and bonds, mutual funds, exchange-traded funds, real estate investment trusts, interval funds, or private funds. We offer investment advisory services on a discretionary basis, meaning that you authorize us to hire/fire Independent Managers and choose the securities to be bought or sold, subject to your stated investment objectives and restrictions you place on the account. We will provide financial planning advice to clients upon request and subject to a minimum account size in accordance with the Advisory Agreement. Generally, our minimum account size is $1 million, but we reserve the right to reduce or waive account minimums at our discretion. We may also offer advisory services through our Unified Managed Account (“UMA”) structure on a discretionary basis, which may consist of any combination of separately managed accounts, mutual funds, exchange-traded funds, and/or third-party strategies in a single account.

Additional Information: Please also see Items 4, 5, 7 and 13 of Form ADV, Part 2A.


Questions to ask your Professional:

  • Given my financial situation, should I choose an investment advisory service? Why or why not?
  • How will you choose investments to recommend to me?
  • What is your relevant experience, including your licenses, education, and other qualifications?
  • What do these qualifications mean?

We charge a fee based on the total assets in your account, subject to a minimum quarterly program fee of $1,250. This fee is generally payable quarterly in advance. The more assets in your account, the more you will pay in fees, and we may have an incentive to encourage you to increase the assets in your account.

Fees for our financial consulting services may be fixed, hourly, or based upon a percentage of assets under supervision. The specific fee amount and the fee-paying arrangements are determined on a case-by-case basis and will be outlined in your agreement.

Our fee does not include management fees charged by Independent Managers or any applicable charges imposed by custodians, brokers or other third parties such as, platform fees, brokerage commissions, transaction fees, custodial fees, wire transfer/electronic fund fees, or other fees/taxes in connection with securities transactions in your account. The Independent Manager fees may be greater than our fees. Money market funds, mutual funds, and ETFs also charge their own internal management fees.

Additional Information: You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying. Please also see Item 5 of Form ADV, Part 2A.


Questions to ask your Professional:

  • Ask your financial professional: Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.

  • We offer our own real estate, sustainable, and credit-oriented investment funds (“Funds”) to clients. While clients do not pay additional fees for investing in the Funds, we have an incentive to grow the assets in the Funds.

  • We may also recommend that clients invest in mutual funds managed by a related adviser, or an interval fund managed by us (“Related Funds”). We have an incentive to recommend the Related Funds because we or our related adviser receive fees based on their total assets.

  • Some of our employees are licensed insurance agents of a related insurance agency and receive commissions for recommending insurance products, which creates a financial incentive. Clients will not pay both a management fee and commission for such products.

  • We participate in referral programs in which we pay custodians a portion of our fee collected from clients they refer to us. We have an incentive to recommend that clients maintain their accounts with such custodians in order to continue receiving their products/services and participating in their referral programs.

Additional Information: Please also see Items 10-12, 14 of Form ADV, Part 2A.


Questions to ask your Professional:

  • How might your conflicts of interest affect me, and how will you address them?

Our financial professionals earn salaries and, when applicable, merit bonuses for performing advisory functions. Some of our financial professionals may receive compensation that is based, at least in part, on the number or amount of client referrals or new accounts brought to the firm. Some of our financial professionals earn additional compensation from insurance or brokerage commissions. For more information regarding these activities, refer to Item 10 of Form ADV, Part 2A and your financial professional’s Form ADV, Part 2B Supplement.

Services Offered by John

  • Estate & Legacy Planning
  • Financial Planning
  • Risk Management & Insurance
  • Retirement Planning

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John Reed Finney
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