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Therese Jane Milad

CFP®

FINANCIAL NETWORK WEALTH ADVISORS

Murray, UT

·CRD# 1349602·41 years experience

Professional Summary

Therese Jane Milad, CFP®, who also goes by Therese J Neumann, Therese Neumann, is a registered financial advisor currently at FINANCIAL NETWORK WEALTH ADVISORS LLC located in Murray, Utah and CETERA WEALTH SERVICES, LLC located in Murray, Utah. Therese is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1985. Therese has worked at 6 firms and has passed the Series 63, SIE and Series 7...

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Therese J Neumann, Therese Neumann

Blog Corner

What Does a Financial Advisor Do? Understanding Their Role, Services, and Value

What Does a Financial Advisor Do? Understanding Their Role, Services, and Value

Do I Need a Financial Advisor? A Complete Guide to Deciding If It’s Right for You

Do I Need a Financial Advisor? A Complete Guide to Deciding If It’s Right for You

What Are Financial Values and How to Align Them With Your Financial Goals

What Are Financial Values and How to Align Them With Your Financial Goals

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

Email

xxxxx@xxxx.xxx

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®

Certified Financial Planner

Years of Experience

41 years in the financial services industry

Current & Past Employments

FINANCIAL NETWORK WEALTH ADVISORS LLC·CRD# 318842

RIA

118 West Winchester Street Suite 101, Murray, UT 84107

May 9, 2022 - Present

CETERA WEALTH SERVICES, LLC·CRD# 13572

BD

118 W Winchester St Ste 101, Murray, UT 84107

September 30, 1999 - Present

CETERA WEALTH SERVICES, LLC·CRD# 13572

RIA

Bountiful, UT

May 12, 2000 - May 3, 2022

MOMENTUM INDEPENDENT NETWORK INC.·CRD# 17587

BD

Dallas, TX

January 3, 1994 - October 1, 1999

CADARET, GRANT & CO., INC.·CRD# 10641

BD

Syracuse, NY

October 30, 1989 - December 31, 1993

INTEGRATED RESOURCES INVESTMENT CENTERS, INC.·CRD# 14338

BD

New York, NY

June 22, 1989 - October 31, 1989

INVEST FINANCIAL CORPORATION·CRD# 12984

BD

Appleton, WI

March 20, 1985 - June 26, 1989

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Current Firm

FN

FINANCIAL NETWORK WEALTH ADVISORS LLC

FINANCIAL NETWORK WEALTH ADVISORS LLC | PLAN 4 WEALTH LLC

CRD#: 318842 / SEC#: 801-123661

RIA

Registered Investment Advisory firm - SEC (4/11/2022 Approved)

Contact Information

Main Address

118 W. Winchester Street Suite 101, Murray, UT 84107

Phone Number

(801) 748-0044

# of Employees

6

SEC notice filing (11 States and Territories)

Registered to provide investment advisory services in 11 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

PART 2A BROCHURE (3/27/2026)

Regulatory Assets Under Management

Total Number of Accounts

1,828

AUM (Assets Under Management)

$515,414,028

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) FIXED INSURANCE, LIFE, HEALTH, DISABILITY, ANNUITIES, LONG-TERM CARE; ( 2) MEMBER OF THE ROTARY CLUB OF SUGARHOUSE, UT;

(3) NAME OF OTHER BUSINESS: FINANCIAL PLANNING ASSOCATION (FPA) PRO BONO COMITTEE INVESTMENT RELATED: NO ADDRESS: 118 W WINCHESTER #1 MURRAY, UT 84107 NATURE OF BUSINESS: FINANCIAL EDUCATION START DATE: 2/2017 APX NUMBER OF HOURS PER WEEK: 1 APX NUMBER OF HOURS DURING TRADING HOURS: 1 POSITION/TITLE/RELATIONSHIP: MEMBER OF PRO BONO COMMITTEE BRIEF DESCRIPTION OF DUTIES: TEACH COMMUNITY GROUPS IN ASPECTS OF FINANCIAL PLANNING

(4) NAME OF OTHER BUSINESS: N/A INVESTMENT RELATED: NO ADDRESS: 118 W WINCHESTER #1 MURRAY, UT 84107 NATURE OF BUSINESS: OFFICE RENTAL START DATE: 2/2017 APX NUMBER OF HOURS PER WEEK: 1 APX NUMBER OF HOURS DURING TRADING HOURS: 1 POSITION/TITLE/RELATIONSHIP: OWNER BRIEF DESCRIPTION OF DUTIES: MAINTAIN/UPKEEP OF OFFICE SPACE

(5) NAME OF OTHER BUSINESS: FAM3, LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: ENTITY USED FOR TAX AND BUSINESS EXPENSE PURPOSES; START DATE: 01/2018; POSITION/TITLE/RELATIONSHIP: OWNER / MANAGING MEMBER; APX NUMBER OF HOURS PER WEEK: NONE; APX NUMBER OF HOURS DURING TRADING HOURS: NONE; BRIEF DESCRIPTION OF DUTIES: BOOKKEEPING;

(6) NAME OF OTHER BUSINESS: FPA OF UTAH INVESTMENT RELATED: NO ADDRESS: 9644 SHETTLESTON CIRCLE, SOUTH JORDAN, UT 84095 NATURE OF BUSINESS: FINANCIAL EDUCATION START DATE: 1/2018 POSITION/TITLE/RELATIONSHIP: PRO BONO DIRECTOR LESS THAN ONE HOUR PER WEEK, NONE DURING TRADING HOURS. BRIEF DESCRIPTION OF DUTIES: ORGANIZE CLASSES FOR THE FPA

(7) NAME OF OTHER BUSINESS: WINCHESTER OFFICE PARK CONDOMINIUMS ; INVESTMENT RELATED: NO ADDRESS: 118 W. WINCHESTER ST #101. MURRAY UT 84107 ; NATURE OF BUSINESS: NON-PROFIT PROPERTY ; START DATE: 07/2019 ; POSITION/TITLE/RELATIONSHIP: PRESIDENT ; APX NUMBER OF HOURS PER WEEK: 2 ; APX NUMBER OF HOURS DURING TRADING HOURS: 2 ; BRIEF DESCRIPTION OF DUTIES: MANAGE PROPERTY MANAGING COMPANY, COLLECT DUES, HOLD BOARD MEETINGS. SIGNER ON BANK ACCOUNT ;

(8) NAME OF OTHER BUSINESS: PLAN 4 WEALTH LLC DBA P4 WEALTH; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 08/2019; POSITION/TITLE/RELATIONSHIP: FINANCIAL CONSULTANT; APX NUMBER OF HOURS PER WEEK: 5; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: FINANCIAL SERVICES;

(9) NAME OF OTHER BUSINESS: PLANNING PATHWAYS LLC ; INVESTMENT RELATED: NO ; ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: PASS THROUGH ENTITY ; START DATE: 05/2012 ; POSITION/TITLE/RELATIONSHIP: MANAGING MEMBER / OWNER ; APX NUMBER OF HOURS PER WEEK: NONE ; APX NUMBER OF HOURS DURING TRADING HOURS: NONE ; BRIEF DESCRIPTION OF DUTIES: PASS THROUGH ENTITY FOR PAYROLL & BUSINESS EXPENSES ;

(10) NAME OF OTHER BUSINESS: FINANCIAL NETWORK WEALTH ADVISORS LLC INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: ADVISORY SERVICES, POSITION/TITLE/RELATIONSHIP: INVESTMENT ADVISORY REPRESENTATIVE, START DATE: 05/2022, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: FINANCIAL PLANNING;

(11) NAME OF OTHER BUSINESS: F&T PROPERTIES. LLC, INVESTMENT RELATED: NO, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: REAL ESTATE, START DATE: 06/2023, POSITION/TITLE/RELATIONSHIP: MEMBER. MANAGER, APX NUMBER OF HOURS PER WEEK: 1, APX NUMBER OF HOURS DURING TRADING HOURS: 0, BRIEF DESCRIPTION OF DUTIES: MAINTAIN THE INTEGRITY OF THE BUILDING;

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FN

FINANCIAL NETWORK WEALTH ADVISORS LLC

FINANCIAL NETWORK WEALTH ADVISORS LLC | PLAN 4 WEALTH LLC

CRD#: 318842 / SEC#: 801-123661

RIA

Registered Investment Advisory firm - SEC (4/11/2022 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

RR

indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.

RR

Arizona
(5/21/2003)

RR

California
(9/30/1999)

RR

Colorado
(8/28/2014)

RR

Florida
(5/7/2013)

RR

Hawaii
(2/20/2015)

RR

Massachusetts
(4/26/2021)

RR

Michigan
(7/12/2007)

RR

Montana
(1/2/2018)

RR

Nevada
(4/3/2007)

RR

New Mexico
(8/10/2021)

RR

North Carolina
(1/2/2025)

RR

Utah
(9/30/1999)

IAR

Utah
(5/9/2022)

RR

West Virginia
(1/4/2024)

RR

Wisconsin
(9/30/1999)

RR

Wyoming
(1/4/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Apr 1985About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Mar 1985About the Series 7 exam

FINRA

SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Therese Jane Milad's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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