SM
Stephen M. Morman
PROVIZR
Ann Arbor, MI 48108
Some features on this profile are disabled
CRD#: 1326740
SM
Professional summary
Stephen Marcus Morman, AIF® is a registered financial advisor currently at PROVIZR located in Ann Arbor, Michigan and FOUR FINANCIAL MANAGEMENT located in Ann Arbor, Michigan.
Stephen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Stephen has worked at 4 firms and has passed the Series 66, Series 65, Series 63, SIE, Series 7, Series 9, Series 10, Series 8 and Series 4 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) 01/11/2010: Four Financial Management - DBA for LPL Business (entity for LPL business) - Investment Related - At Reported Business Location(s) (2) 06/09/2014: MKBF - Business Entity For Tax/Investment Purposes Only - Investment Related - 777 E. Eisenhower Pkwy., Suite 740, Ann Arbor, MI 48108 - Start 11/01/2008 - 0 Hr/Mo (3) 09/03/2015: KBF, LLC - Business Entity For Tax/Investment Purposes Only - Investment Related - 777 E. Eisenhower Pkwy., Suite 740, Ann Arbor, MI 48108 - Start 09/01/2015 - 10 Hr/Mo; 5 Hour(s) During Securities Trading (4) 09/08/2015: Provizr - DBA for LPL Business (entity for LPL business) - Investment Related - 777 E. Eisenhower Pkwy., Suite 740, Ann Arbor, MI 48108 - Start 09/01/2015 - 10 Hr/Mo; 5 Hour(s) During Securities Trading (5) 10/26/2016: Four Financial Management - Registered Investment Advisor Hybrid - DBA: (HYbrid) Four Financial Management - Investment Related - 777 E. Eisenhower Pkwy., Suite 740, Ann Arbor, MI 48108 - Start 07/14/2016 - 160 Hr/Mo; 160 Hour(s) During Securities Trading - I provide investment advisory services through Four Financial Management, an independent investment advisor firm. I started this business activity on 10/26/16. I expect to spend approximately 160 hours/month on this activity. Please see the advisory firm�s Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. (6) 11/4/2016: Provizr - DBA: (HYBRID) Provizr - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - Started 07/14/2016 - 50 Hours Per Month During Securities Trading - I provide investment advisory services through Provizr, an independent investment advisor firm. I started this business activity in October 2016. I expect to spend approximately 50 hours per month] on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.
CRS (Client Relationship Summary) - RIA
Click below to view Stephen Marcus Morman's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
October 21, 2016 - Present
PROVIZR
Office #1: 777 E. Eisenhower Pkwy Suite 742, Ann Arbor, MI 48108RIA
CRD#: 284252
Ann Arbor, MI
Current
October 21, 2016 - Present
FOUR FINANCIAL MANAGEMENT
Office #1: 777 E. Eisenhower Pkwy Suite 740, Ann Arbor, MI 48108RIA
CRD#: 284251
Ann Arbor, MI
Current
November 21, 2008 - Present
LPL FINANCIAL LLC
Office #1: 777 E Eisenhower Pkwy Ste 740, Ann Arbor, MI 48108RIA
BD
CRD#: 6413
Ann Arbor, MI
Past
November 25, 2008 - February 8, 2017
LPL FINANCIAL LLC
RIA
CRD#: 6413
ANN ARBOR, MI
Past
October 26, 2007 - November 25, 2008
AMERIPRISE ADVISOR SERVICES, INC.
RIA
CRD#: 5979
ANN ARBOR, MI
Past
December 19, 1984 - November 25, 2008
AMERIPRISE ADVISOR SERVICES, INC.
BD
CRD#: 5979
ANN ARBOR, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FF
FOUR FINANCIAL MANAGEMENT
FOUR FINANCIAL MANAGEMENT | MORMAN, KAPLAN, BRILLIANT AND FRANSKO, LLC
CRD#: 284251 / SEC#: 801-129305
RIA
Registered Investment Advisory firm - (1/25/2024 Approved)Michigan
Registered Investment Advisory firm - (3/27/2024 Terminated)Texas
Registered Investment Advisory firm - (3/20/2024 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(11/21/2008)
RR
California(1/7/2020)
RR
Colorado(3/24/2014)
RR
District of Columbia(2/14/2022)
RR
Florida(11/21/2008)
RR
Georgia(11/21/2008)
RR
Illinois(8/6/2012)
RR
Indiana(1/3/2019)
RR
Kentucky(11/12/2014)
RR
Massachusetts(4/8/2020)
RR
Michigan(11/21/2008)
IAR
Michigan(10/21/2016)
RR
Minnesota(2/24/2020)
RR
Nevada(11/16/2020)
RR
New York(11/12/2014)
RR
Ohio(11/21/2008)
RR
Pennsylvania(11/12/2014)
RR
South Carolina(7/24/2025)
RR
Texas(4/17/2014)
RR
Virginia(1/7/2020)
RR
Wyoming(11/12/2014)
Exams
State Security Law Exam
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
RR
Series 8
Date: 3/10/1992
General Securities Sales Supervisor Examination (Options Module & General Module)Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
FF
FOUR FINANCIAL MANAGEMENT
FOUR FINANCIAL MANAGEMENT | MORMAN, KAPLAN, BRILLIANT AND FRANSKO, LLC
CRD#: 284251 / SEC#: 801-129305
RIA
Registered Investment Advisory firm - (1/25/2024 Approved)Michigan
Registered Investment Advisory firm - (3/27/2024 Terminated)Texas
Registered Investment Advisory firm - (3/20/2024 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
777 E. Eisenhower Pkwy Suite 740, Ann Arbor, MI 48108
Mailing Address
Phone number
(734) 272-4322
Established
Firm type
Fiscal year end
# of Employees
6
SEC notice filing (3 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 575 |
| AUM (Assets Under Management) | $ 148,170,000 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
FOUR FINANCIAL MANAGEMENT
CRD#: 284251Ann Arbor, MI 48108TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
