Michael H. Spencer

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CRD#: 1259884

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Michael Howard Spencer, AIF®, ChFC®, CLU® was a registered financial professional .

Michael is a previously registered financial professional and started their career in finance in 1984. Michael had worked at 11 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) 1993 - MHS ENTERPRISES T/A Spencer Financial Services Inc. PRESIDENT 100% OWNED BY ME. INSURANCE BROKERAGE IE LIFE and HEALTH and Annuity WITH VARIOUS INSURANCE COMPANIES. 20 HRS/WK. 2.) I AM A TRUSTEE OF AN IRREVOCABLE LIFE INSURANCE TRUST DATED 04/16/2010 FOR BARBARA J. VIA. I RECEIVE A GIFT EACH APRIL FROM BARABRA THEN PREPARE CRUMMY LETTERS TO BE SENT TO THE BENEFICIARIES THEN I PAY AN INSURANCE PREMIUM FOR WHICH THE TRUST OWNS ON BARBARA VIA LIFE.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Past

October 3, 2022 - November 12, 2025

TUCKER ASSET MANAGEMENT LLC

RIA

CRD#: 174844

Virginia Beach, VA

Past

October 12, 2018 - September 30, 2022

ALPHASTAR CAPITAL MANAGEMENT

RIA

CRD#: 157423

Virginia Beach, VA

Past

September 13, 2006 - October 12, 2018

SPC

RIA

CRD#: 110692

VIRGINIA BEACH, VA

Past

June 1, 2006 - October 12, 2018

PARKLAND SECURITIES, LLC

CRD#: 115368

VIRGINIA BEACH, VA

Past

July 31, 2003 - June 2, 2006

WOODBURY FINANCIAL SERVICES, INC.

RIA

CRD#: 421

VIRGINIA BEACH, VA

Past

August 7, 1992 - June 2, 2006

WOODBURY FINANCIAL SERVICES, INC.

CRD#: 421

VIRGINIA BEACH, VA

Past

November 19, 1989 - August 11, 1992

OSAIC WEALTH, INC.

CRD#: 23131

SCOTTSDALE, AZ

Past

June 25, 1986 - December 19, 1988

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CRD#: 2580

Past

June 25, 1986 - December 19, 1988

OSAIC FA, INC.

CRD#: 3978

Past

June 24, 1986 - December 19, 1988

LINCOLN NATIONAL PENSION INSURANCE COMPANY

CRD#: 10293

Past

August 16, 1984 - November 19, 1989

INTEGRATED RESOURCES EQUITY CORPORATION

CRD#: 6403

Past

April 19, 1984 - September 11, 1984

FORTH FINANCIAL SECURITIES, CORPORATION

CRD#: 14363

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

TUCKER ASSET MANAGEMENT LLC

TUCKER ASSET MANAGEMENT LLC | TUCKER WEALTH | TUCKER ASSET MANAGEMENT, LLC

CRD#: 174844 / SEC#: 801-107110

RIA

Registered Investment Advisory firm - (1/13/2016 Approved)

Colorado

Registered Investment Advisory firm - (1/28/2016 Terminated)

Georgia

Registered Investment Advisory firm - (2/12/2016 Terminated)

Iowa

Registered Investment Advisory firm - (1/26/2016 Terminated)

Louisiana

Registered Investment Advisory firm - (1/26/2016 Terminated)

Massachusetts

Registered Investment Advisory firm - (1/22/2016 Terminated)

Montana

Registered Investment Advisory firm - (1/22/2016 Terminated)

Nebraska

Registered Investment Advisory firm - (12/31/2015 Terminated)

New Jersey

Registered Investment Advisory firm - (1/22/2016 Terminated)

North Carolina

Registered Investment Advisory firm - (1/22/2016 Terminated)

Ohio

Registered Investment Advisory firm - (1/22/2016 Terminated)

Texas

Registered Investment Advisory firm - (1/22/2016 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/17/2003

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/25/1984

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/14/1984

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 2/17/1988

General Securities Principal Examination

Current Firm

TUCKER ASSET MANAGEMENT LLC

TUCKER ASSET MANAGEMENT LLC | TUCKER WEALTH | TUCKER ASSET MANAGEMENT, LLC

CRD#: 174844 / SEC#: 801-107110

RIA

Registered Investment Advisory firm - (1/13/2016 Approved)

Colorado

Registered Investment Advisory firm - (1/28/2016 Terminated)

Georgia

Registered Investment Advisory firm - (2/12/2016 Terminated)

Iowa

Registered Investment Advisory firm - (1/26/2016 Terminated)

Louisiana

Registered Investment Advisory firm - (1/26/2016 Terminated)

Massachusetts

Registered Investment Advisory firm - (1/22/2016 Terminated)

Montana

Registered Investment Advisory firm - (1/22/2016 Terminated)

Nebraska

Registered Investment Advisory firm - (12/31/2015 Terminated)

New Jersey

Registered Investment Advisory firm - (1/22/2016 Terminated)

North Carolina

Registered Investment Advisory firm - (1/22/2016 Terminated)

Ohio

Registered Investment Advisory firm - (1/22/2016 Terminated)

Texas

Registered Investment Advisory firm - (1/22/2016 Terminated)

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Contact information

Main Address

1520 West Canal Court Suite 100, Littleton, CO 80120

Mailing Address

Phone number

(303) 734-1234

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (39 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PART 2A BROCHURE (3/26/2025)

Regulatory assets under management

Total Number of Accounts	4,243
AUM (Assets Under Management)	$ 640,805,363

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael H. Spencer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

ALPHASTAR CAPITAL MANAGEMENT

SPC

PARKLAND SECURITIES, LLC

WOODBURY FINANCIAL SERVICES, INC.

WOODBURY FINANCIAL SERVICES, INC.

OSAIC WEALTH, INC.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

OSAIC FA, INC.

LINCOLN NATIONAL PENSION INSURANCE COMPANY

INTEGRATED RESOURCES EQUITY CORPORATION

FORTH FINANCIAL SECURITIES, CORPORATION

Primary Firm SEC Registration

TUCKER ASSET MANAGEMENT LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/17/2003

Series 63

Date: 5/25/1984

SIE

Date: 10/1/2018

Series 7

Date: 4/14/1984

Series 24

Date: 2/17/1988

Current Firm

TUCKER ASSET MANAGEMENT LLC

Contact information

SEC notice filing (39 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

TUCKER ASSET MANAGEMENT LLC

TRUST BUT VERIFY

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