Michael H. Spencer

FITZWILLIAMS WEALTH MANAGEMENT

Virginia Beach, VA

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CRD#: 1259884

Professional summary

Michael Howard Spencer, AIF®, ChFC®, CLU® is a registered financial advisor currently at FITZWILLIAMS WEALTH MANAGEMENT INC. located in Virginia Beach, Virginia.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1984. Michael has worked at 12 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Howard Spencer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Current

November 24, 2025 - Present

FITZWILLIAMS WEALTH MANAGEMENT INC.

RIA

CRD#: 312192

Virginia Beach, VA

Past

October 3, 2022 - November 12, 2025

TUCKER ASSET MANAGEMENT LLC

RIA

CRD#: 174844

Virginia Beach, VA

Past

October 12, 2018 - September 30, 2022

ALPHASTAR CAPITAL MANAGEMENT

RIA

CRD#: 157423

Virginia Beach, VA

Past

September 13, 2006 - October 12, 2018

SPC

RIA

CRD#: 110692

VIRGINIA BEACH, VA

Past

June 1, 2006 - October 12, 2018

PARKLAND SECURITIES, LLC

CRD#: 115368

VIRGINIA BEACH, VA

Past

July 31, 2003 - June 2, 2006

WOODBURY FINANCIAL SERVICES, INC.

RIA

CRD#: 421

VIRGINIA BEACH, VA

Past

August 7, 1992 - June 2, 2006

WOODBURY FINANCIAL SERVICES, INC.

CRD#: 421

VIRGINIA BEACH, VA

Past

November 19, 1989 - August 11, 1992

OSAIC WEALTH, INC.

CRD#: 23131

SCOTTSDALE, AZ

Past

June 25, 1986 - December 19, 1988

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CRD#: 2580

Past

June 25, 1986 - December 19, 1988

OSAIC FA, INC.

CRD#: 3978

Past

June 24, 1986 - December 19, 1988

LINCOLN NATIONAL PENSION INSURANCE COMPANY

CRD#: 10293

Past

August 16, 1984 - November 19, 1989

INTEGRATED RESOURCES EQUITY CORPORATION

CRD#: 6403

Past

April 19, 1984 - September 11, 1984

FORTH FINANCIAL SECURITIES, CORPORATION

CRD#: 14363

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FITZWILLIAMS WEALTH MANAGEMENT INC.

FITZWILLIAMS WEALTH MANAGEMENT | FITZWILLIAMS WEALTH MANAGEMENT INC.

CRD#: 312192 / SEC#: 801-134941

RIA

Registered Investment Advisory firm - (1/15/2026 Approved)

Florida

Registered Investment Advisory firm - (1/28/2026 Terminated)

Louisiana

Registered Investment Advisory firm - (1/28/2026 Terminated)

North Carolina

Registered Investment Advisory firm - (1/30/2026 Terminated)

Pennsylvania

Registered Investment Advisory firm - (1/29/2026 Terminated)

Texas

Registered Investment Advisory firm - (1/28/2026 Terminated)

Virginia

Registered Investment Advisory firm - (1/30/2026 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

North Carolina
(12/12/2025)

IAR

Virginia
(11/24/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/17/2003

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/25/1984

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/14/1984

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 2/17/1988

General Securities Principal Examination

Current Firm

FITZWILLIAMS WEALTH MANAGEMENT INC.

FITZWILLIAMS WEALTH MANAGEMENT | FITZWILLIAMS WEALTH MANAGEMENT INC.

CRD#: 312192 / SEC#: 801-134941

RIA

Registered Investment Advisory firm - (1/15/2026 Approved)

Florida

Registered Investment Advisory firm - (1/28/2026 Terminated)

Louisiana

Registered Investment Advisory firm - (1/28/2026 Terminated)

North Carolina

Registered Investment Advisory firm - (1/30/2026 Terminated)

Pennsylvania

Registered Investment Advisory firm - (1/29/2026 Terminated)

Texas

Registered Investment Advisory firm - (1/28/2026 Terminated)

Virginia

Registered Investment Advisory firm - (1/30/2026 Terminated)

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Contact information

Main Address

860 Greenbrier Circle Suite 101, Chesapeake, VA 23320

Mailing Address

Phone number

(757) 961-0700

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (6 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A (11/6/2025)

Regulatory assets under management

Total Number of Accounts	428
AUM (Assets Under Management)	$ 113,868,484

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Michael H. Spencer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Howard Spencer's CRS (Customer Relationship Summary).

Certified licenses

Experience

FITZWILLIAMS WEALTH MANAGEMENT INC.

TUCKER ASSET MANAGEMENT LLC

ALPHASTAR CAPITAL MANAGEMENT

SPC

PARKLAND SECURITIES, LLC

WOODBURY FINANCIAL SERVICES, INC.

WOODBURY FINANCIAL SERVICES, INC.

OSAIC WEALTH, INC.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

OSAIC FA, INC.

LINCOLN NATIONAL PENSION INSURANCE COMPANY

INTEGRATED RESOURCES EQUITY CORPORATION

FORTH FINANCIAL SECURITIES, CORPORATION

Primary Firm SEC Registration

FITZWILLIAMS WEALTH MANAGEMENT INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 7/17/2003

Series 63

Date: 5/25/1984

SIE

Date: 10/1/2018

Series 7

Date: 4/14/1984

Series 24

Date: 2/17/1988

Current Firm

FITZWILLIAMS WEALTH MANAGEMENT INC.

Contact information

SEC notice filing (6 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FITZWILLIAMS WEALTH MANAGEMENT INC.

TRUST BUT VERIFY

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