Michael L. Schwartz

INDEPENDENT FINANCIAL GROUP

Washington Crossing, PA 18977

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CRD#: 1241969

Professional summary

Michael Louis Schwartz, who also goes by Michael Schwartz, is a registered financial advisor currently at INDEPENDENT FINANCIAL GROUP, LLC located in Washington Crossing, Pennsylvania.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Michael has worked at 11 firms and has passed the Series 65, Series 63, Series 99TO, SIE, Series 62, Series 6, Series 24 and Series 26 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael Schwartz

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) INSURANCE POSITION: Officer/Director NATURE: Insurance outside of IFG INVESTMENT RELATED: Yes NUMBER OF HOURS: 15 SECURITIES TRADING HOURS: 15 START DATE: 05/02/1977 ADDRESS: 1105 Taylorsville Road, Suite 321, Washington Crossing PA 18977, United States DESCRIPTION: INSURANCE AGENT PROVIDING VARIOUS TYPES OF INSURANCE (2) TAX PREP POSITION: Officer/Director NATURE: Tax Preparation/Accounting/Bookkeeping/CPA INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 5 START DATE: 02/01/1981 ADDRESS: 1105 Taylorsville Road, Suite 321, Washington Crossing PA 18977, United States DESCRIPTION: PROVIDES ACCOUNTING SERVICE AND TAX RETURN PREPARATION (3) WRITER POSITION: Officer/Director NATURE: Other: INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 08/03/2009 ADDRESS: 1105 Taylorsville Road, Suite 321, Washington Crossing PA 18977, United States DESCRIPTION: PROVIDES ARTICLES TO PUBLICATIONS ON A NUMBER OF BUSINESS SUBJECTS (4) CONSULTANT POSITION: Officer/Director NATURE: Consulting Services INVESTMENT RELATED: No NUMBER OF HOURS: 15 SECURITIES TRADING HOURS: 15 START DATE: 02/14/2013 ADDRESS: 1105 Taylorsville Road, Suite 321, Washington Crossing PA 18977, United States DESCRIPTION: BUSINESS CONSULTANT OFFERING BUSINESS VALUATIONS TO SMALL BUSINESS OWNERS (5) SCHWARTZ FINANCIAL SERVICES POSITION: Officer/Director NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 75 SECURITIES TRADING HOURS: 75 START DATE: 03/03/2003 ADDRESS: 1105 Taylorsville Road, Suite 321, Washington Crossing PA 18977, United States DESCRIPTION: 100% OWNER OF DBA SCHWARTZ FINANCIAL SERVICES USED FOR MARKETING PURPOSES

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Louis Schwartz's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Michael Louis Schwartz's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 27, 2013 - Present

INDEPENDENT FINANCIAL GROUP, LLC

Office #1: 1105 Taylorsville Road Suite 321, Washington Crossing, PA 18977

RIA

CRD#: 7717

Washington Crossing, PA

Current

September 26, 2013 - Present

INDEPENDENT FINANCIAL GROUP, LLC

Office #1: 1105 Taylorsville Road Suite 321, Washington Crossing, PA 18977

RIA

CRD#: 7717

Washington Crossing, PA

Past

June 14, 2012 - October 4, 2013

FIRST ALLIED ADVISORY SERVICES, INC.

RIA

CRD#: 137888

JENKINTOWN, PA

Past

December 17, 2007 - July 2, 2012

FIRST ALLIED SECURITIES, INC.

RIA

CRD#: 32444

JENKINTOWN, PA

Past

December 17, 2007 - October 2, 2013

FIRST ALLIED SECURITIES, INC.

CRD#: 32444

JENKINTOWN, PA

Past

January 3, 2005 - December 31, 2007

NEXT FINANCIAL GROUP, INC.

RIA

CRD#: 46214

JENKINTOWN, PA

Past

January 3, 2005 - December 31, 2007

NEXT FINANCIAL GROUP, INC.

CRD#: 46214

JENKINTOWN, PA

Past

March 11, 2004 - December 31, 2004

NATIONAL PLANNING CORPORATION

RIA

CRD#: 29604

JENKINTOWN, PA

Past

September 1, 2000 - December 31, 2004

NATIONAL PLANNING CORPORATION

CRD#: 29604

LOS ANGELES, CA

Past

June 18, 1989 - September 6, 2000

SUNAMERICA SECURITIES, INC.

CRD#: 20068

PHOENIX, AZ

Past

May 3, 1988 - June 18, 1989

SOUTHMARK FINANCIAL SERVICES, INC.

CRD#: 6518

Past

May 20, 1987 - May 20, 1988

T.H. LEHMAN SECURITIES CORPORATION

CRD#: 16283

Past

October 28, 1985 - April 27, 1987

RELIASTAR FINANCIAL MARKETING CORP.

CRD#: 4234

Past

December 27, 1984 - October 18, 1985

METROPOLITAN LIFE INSURANCE COMPANY

CRD#: 4095

Past

September 7, 1984 - December 27, 1984

RELIASTAR FINANCIAL MARKETING CORP.

CRD#: 4234

Past

March 20, 1984 - December 20, 1984

ROTHMAN SECURITIES, INC.

CRD#: 13907

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

INDEPENDENT FINANCIAL GROUP, LLC

CRD#: 7717 / SEC#: 801-62667, 8-22870

RIA

Registered Investment Advisory firm - SEC (1/30/2004 Approved)

Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Delaware
(10/1/2013)

Florida
(8/20/2021)

Maine
(5/20/2024)

Maryland
(9/26/2013)

Massachusetts
(9/26/2013)

New Jersey
(9/26/2013)

New York
(9/26/2013)

Ohio
(9/26/2013)

Pennsylvania
(9/26/2013)

IAR

Pennsylvania
(9/27/2013)

Texas
(1/15/2014)

IAR

Texas
(4/23/2014)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/29/1998

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 11/8/1985

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 62

Date: 7/17/1989

Corporate Securities Limited Representative Examination

General Industry/Product Exam

Series 6

Date: 3/19/1984

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 11/17/1989

General Securities Principal Examination

Principal/Supervisory Exam

Series 26

Date: 8/3/1988

Investment Company Products/Variable Contracts Principal Examination

SRO Registrations

FINRA

Current Firm

INDEPENDENT FINANCIAL GROUP, LLC

CRD#: 7717 / SEC#: 801-62667, 8-22870

RIA

Registered Investment Advisory firm - SEC (1/30/2004 Approved)

Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)

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Contact information

Main Address

12671 High Bluff Drive Suite 200, San Diego, CA 92130

Mailing Address

12671 High Bluff Drive Suite 200, San Diego, CA 92130

Phone number

(858) 436-3180

Established

Delaware since 07/09/2001

Firm type

Limited Liability Company

Fiscal year end

December

Firm Size

Large

# of Employees

622

SEC notice filing (52 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2B WRAP BROCHURE (9/4/2025)

FORM ADV PART 2A BROCHURE (9/4/2025)

Direct owners and executive officers

Name	Position	CRD#
INDEPENDENT FINANCIAL GROUP, INC.	OWNER
DAVIS, SCOTT EARLE	CFO & FINOP	7160800
DENNEN, BRIAN	CCO BROKERAGE & ADVISORY	3239786
FISCHER, DAVID ALLEN	MANAGING DIRECTOR	1634222
HEISING, SCOTT ALLEN	CHIEF EXECUTIVE OFFICER/ MANAGING DIRECTOR	2192259
KEEFE, KEVIN MICHAEL	PRESIDENT, COO	1869560
KREISMAN, SARAH JILL	SVP & GENERAL COUNSEL	2671706
PEARSON, TROY DALE	ROSFP	2413897

Regulatory assets under management

Total Number of Accounts	44,046
AUM (Assets Under Management)	$ 11,322,059,063

Disclosures

Regulatory Event	15
Arbitration	2
Bond	1

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael L. Schwartz

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Louis Schwartz's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Michael Louis Schwartz's CRS (Customer Relationship Summary).

Certified licenses

Experience

INDEPENDENT FINANCIAL GROUP, LLC

FIRST ALLIED ADVISORY SERVICES, INC.

FIRST ALLIED SECURITIES, INC.

FIRST ALLIED SECURITIES, INC.

NEXT FINANCIAL GROUP, INC.

NEXT FINANCIAL GROUP, INC.

NATIONAL PLANNING CORPORATION

NATIONAL PLANNING CORPORATION

SUNAMERICA SECURITIES, INC.

SOUTHMARK FINANCIAL SERVICES, INC.

T.H. LEHMAN SECURITIES CORPORATION

RELIASTAR FINANCIAL MARKETING CORP.

METROPOLITAN LIFE INSURANCE COMPANY

RELIASTAR FINANCIAL MARKETING CORP.

ROTHMAN SECURITIES, INC.

Primary Firm SEC Registration

INDEPENDENT FINANCIAL GROUP, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 9/29/1998

Series 63

Date: 11/8/1985

Series 99TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 62

Date: 7/17/1989

Series 6

Date: 3/19/1984

Series 24

Date: 11/17/1989

Series 26

Date: 8/3/1988

FINRA

Current Firm

INDEPENDENT FINANCIAL GROUP, LLC

Contact information

SEC notice filing (52 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Red Flags

Company Information

INDEPENDENT FINANCIAL GROUP, LLC

TRUST BUT VERIFY

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