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LS

Linda K. Schoenthaler

Some features on this profile are disabled
CRD#: 1241462
LS

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Linda Karsh Schoenthaler, who also goes by Linda Gutwillig, Linda Karsh, Linda Schoenthaler, was a registered financial professional .

Linda is a previously registered financial professional and started their career in finance in 1984. Linda had worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
No

Aliases

Linda Gutwillig | Linda Karsh | Linda Schoenthaler

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) INSURANCE BROKERAGE | INVESTMENT RELATED: YES | DBA NAME: N/A | POSITION HELD: AGENT | ADDRESS: 780 THIRD AVENUE, 19TH FLOOR, NEW YORK, NY 10017 | START DATE: 06/01/1983 | NATURE OF ACTIVITY: LIFE INSURANCE BROKERAGE | APPROX HRS PER MTH: LESS THAN 10 HRS | APPROX TRADING HRS PER MTH: LESS THAN 10 HRS | DESCRIPTION OF DUTIES: INSURANCE SALES AND SERVICE FOR MULTIPLE CARRIERS INCLUDING PENN MUTUAL LIFE INSURANCE COMPANY. 2) INSURANCE BROKERAGE | INVESTMENT RELATED: YES | DBA NAME: INSURANCE DECISIONS | POSITION HELD: AGENT | ADDRESS: 780 THIRD AVENUE, 19TH FLOOR, NEW YORK, NY 10017 | START DATE: 06/2013 | NATURE OF ACTIVITY: LIFE INSURANCE BROKERAGE | APPROX HRS PER MTH: 10-25 HRS | APPROX TRADING HRS PER MTH: 10-25 HRS | DESCRIPTION OF DUTIES: INSURANCE SALES AND SERVICE FOR MULTIPLE CARRIERS INCLUDING PENN MUTUAL LIFE INSURANCE COMPANY. 3) VICK FOUNDATION, INC.; INVESTMENT RELATED: YES; ADDRESS: 15 EAST POINT LANE, GREENWICH, CT. 06870; NATURE OF OBA: CHARITABLE FOUNDATION; POSITION, TITLE, RELATIONSHIP: OFFICER , SECRETARY/TREASURER; START DATE OF OBA 2000; # HOURS/MONTH: 10 MONTH; # HRS/MO DURING TRADING: 10 MONTH; DESCRIBE DUTIES: ONE ANNUAL MEETING A YEAR. 4) THE NEWCOMER FAMILY FOUNDATION, INC; INVESTMENT RELATED: YES; ADDRESS: 388 GUARD HILL ROAD, BEDFORD, NY 10506; NATURE OF OBA: CHARITABLE FOUNDATION; POSITION, TITLE, RELATIONSHIP: OFFICER , SECRETARY/TREASURER; START DATE OF OBA 2000; # HOURS/MONTH: 10 MONTH; # HRS/MO DURING TRADING: 10 MONTH; DESCRIBE DUTIES: ONE ANNUAL MEETING A YEAR.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Past

November 22, 2018 - October 9, 2024

FINANCIAL DECISIONS, LLC

RIA
CRD#: 107755
NEW YORK, NY
Past

October 21, 2010 - October 17, 2014

FINANCIAL DECISIONS, LLC

RIA
CRD#: 107755
NEW YORK, NY
Past

September 22, 1988 - December 31, 2018

HORNOR, TOWNSEND & KENT, LLC

BD
CRD#: 4031
NEW YORK, NY
Past

April 17, 1986 - December 21, 1989

CIRCLE PROPERTIES,LTD.

BD
CRD#: 14563
Past

March 22, 1984 - January 19, 1987

HORNOR, TOWNSEND & KENT, LLC

BD
CRD#: 4031

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FD
FINANCIAL DECISIONS, LLC
FINANCIAL DECISIONS INC | FINANCIAL DECISIONS, LLC

CRD#: 107755 / SEC#: 801-39858

RIA
Registered Investment Advisory firm - (10/2/1991 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams

State Security Law Exam
IAR
Series 65
Date: 11/5/1997
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 7/27/1984
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 3/17/1984
General Securities Representative Examination

Current Firm

FD
FINANCIAL DECISIONS, LLC
FINANCIAL DECISIONS INC | FINANCIAL DECISIONS, LLC

CRD#: 107755 / SEC#: 801-39858

RIA
Registered Investment Advisory firm - (10/2/1991 Approved)
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Contact information

Main Address
780 Third Avenue 18th Floor, New York, NY 10017
Mailing Address
Phone number
(212) 920-3470
Established
Firm type
Fiscal year end
# of Employees
8

SEC notice filing (7 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

PART 2A BROCHURE (6/9/2025)

Regulatory assets under management

Total Number of Accounts551
AUM (Assets Under Management)$ 321,159,838

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

FINANCIAL DECISIONS, LLC

CRD#: 107755

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