Peter J. Gaughan

RETIREMENT PLANNING SOLUTIONS

Covington, KY 41011

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CRD#: 1178030

Professional summary

Peter James Gaughan, AIF®, who also goes by Peter James Gaughan III, Peter James Gaughan, is a registered financial advisor currently at RETIREMENT PLANNING SOLUTIONS, LLC located in Covington, Kentucky and SILVER OAK SECURITIES, INCORPORATED located in Louisville, Kentucky.

Peter is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1983. Peter has worked at 9 firms and has passed the Series 65, Series 63, Series 79TO, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Peter James Gaughan Iii | Peter James Gaughan

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) Retirement Planning Solution; Investment-Related; 3432 Stony Spring Circle Louisville, KY 40220; LLC; Investment Adviser Representative; Start Date: 5/19/2022; 160 hours devoted monthly; 140 hours devoted monthly during trading hours; Fee Based Compensation, Investment Management and Retirement Planning 2) Peter J, Gaughan LLC; Non-Investment Related; One Roebling Way, Suite 704, Covington, KY, 41011; LLC; Owner/President; Start Date: 11/16/2023; 5 hours devoted monthly; 0 hours devoted during trading hours; To help manage the administration, budget and day to day business

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Peter James Gaughan's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

Experience

Current

May 12, 2022 - Present

RETIREMENT PLANNING SOLUTIONS, LLC

Office #1: 105 Park Avenue, Covington, KY 41011

RIA

CRD#: 311575

Covington, KY

Current

May 26, 2022 - Present

SILVER OAK SECURITIES, INCORPORATED

Office #1: 3432 Stony Spring Circle, Louisville, KY 40220

RIA

CRD#: 46947

Louisville, KY

Past

February 13, 2013 - April 28, 2022

RAYMOND JAMES & ASSOCIATES, INC.

RIA

CRD#: 705

CINCINNATI, OH

Past

February 13, 2013 - April 28, 2022

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705

CINCINNATI, OH

Past

November 9, 2007 - February 13, 2013

MORGAN KEEGAN & COMPANY, LLC

RIA

CRD#: 4161

COVINGTON, KY

Past

November 8, 2007 - February 13, 2013

MORGAN KEEGAN & COMPANY, LLC

CRD#: 4161

COVINGTON, KY

Past

November 12, 2004 - November 14, 2007

UBS FINANCIAL SERVICES INC.

RIA

CRD#: 8174

CINCINNATI, OH

Past

November 10, 2004 - November 14, 2007

UBS FINANCIAL SERVICES INC.

CRD#: 8174

CINCINNATI, OH

Past

December 7, 1999 - November 19, 2004

CITIGROUP GLOBAL MARKETS INC.

RIA

CRD#: 7059

CINCINNATI, OH

Past

July 31, 1993 - November 19, 2004

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

NEW YORK, NY

Past

September 16, 1988 - July 31, 1993

LEHMAN BROTHERS INC.

CRD#: 7506

NEW YORK, NY

Past

April 23, 1986 - September 19, 1988

PRESCOTT, BALL & TURBEN, INC.

CRD#: 7656

Past

August 25, 1983 - April 25, 1986

MORGAN STANLEY DW INC.

CRD#: 7556

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

RETIREMENT PLANNING SOLUTIONS, LLC

CLOVER WEALTH PARTNERS | RPS ADVISORY SOLUTIONS, LLC | RETIREMENT PLANNING SOLUTIONS, LLC

CRD#: 311575 / SEC#: 801-119926

RIA

Registered Investment Advisory firm - (12/4/2020 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Colorado
(6/16/2022)

Florida
(5/27/2022)

Illinois
(6/3/2022)

Indiana
(7/28/2022)

IAR

Kentucky
(5/12/2022)

Kentucky
(5/31/2022)

New York
(6/21/2022)

North Carolina
(5/31/2022)

Ohio
(5/27/2022)

IAR

Texas
(5/25/2022)

Wisconsin
(6/1/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 12/15/1992

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 9/6/1983

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 79TO

Date: 1/2/2023

Investment Banking Registered Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/20/1983

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

RETIREMENT PLANNING SOLUTIONS, LLC

CLOVER WEALTH PARTNERS | RPS ADVISORY SOLUTIONS, LLC | RETIREMENT PLANNING SOLUTIONS, LLC

CRD#: 311575 / SEC#: 801-119926

RIA

Registered Investment Advisory firm - (12/4/2020 Approved)

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Contact information

Main Address

3432 Stony Spring Circle, Louisville, KY 40220

Mailing Address

Phone number

(502) 499-5668

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (19 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

RETIREMENT PLANNING SOLUTIONS, LLC ADV PART 2A (6/4/2025)

RETIREMENT PLANNING SOLUTIONS, LLC ADV PART 2A, APPENDIX 1 - WRAP FEE PROGRAM (3/28/2025)

Regulatory assets under management

Total Number of Accounts	2,366
AUM (Assets Under Management)	$ 376,782,414

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Peter J. Gaughan

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Peter James Gaughan's CRS (Customer Relationship Summary).

Certified licenses

Experience

SILVER OAK SECURITIES, INCORPORATED

RAYMOND JAMES & ASSOCIATES, INC.

RAYMOND JAMES & ASSOCIATES, INC.

MORGAN KEEGAN & COMPANY, LLC

MORGAN KEEGAN & COMPANY, LLC

UBS FINANCIAL SERVICES INC.

UBS FINANCIAL SERVICES INC.

CITIGROUP GLOBAL MARKETS INC.

CITIGROUP GLOBAL MARKETS INC.

LEHMAN BROTHERS INC.

PRESCOTT, BALL & TURBEN, INC.

MORGAN STANLEY DW INC.

Primary Firm SEC Registration

RETIREMENT PLANNING SOLUTIONS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 12/15/1992

Series 63

Date: 9/6/1983

Series 79TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 7

Date: 8/20/1983

FINRA

Current Firm

RETIREMENT PLANNING SOLUTIONS, LLC

Contact information

SEC notice filing (19 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

RETIREMENT PLANNING SOLUTIONS, LLC

TRUST BUT VERIFY

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