Ferdinand J. Ruano-arroyo

FRA SERVICES

San Juan, PR 00907

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CRD#: 1165134

Professional summary

Ferdinand Jose Ruano-arroyo, who also goes by Ferdinand Jose Ruanearroyo, Ferdinand J Ruanoarroyo, Ferdinand Jose Ruanoarroyo, Ferdinand Jose Ruaño, is a registered financial advisor currently at FRA SERVICES INC. located in San Juan, .

Ferdinand is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1986. Ferdinand has worked at 6 firms and has passed the Series 65, Series 63, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ferdinand Jose Ruanearroyo | Ferdinand J Ruanoarroyo | Ferdinand Jose Ruanoarroyo | Ferdinand Jose Ruaño

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

LIFE, VARIABLE LIFE, DISABILITY INSURANCE - RUANO INVESTMENT PLANNING - INV. ADVISORY BUSINESS, INSURANCE - FINANCIAL PLANNING & ASSET MGMT. FIXED ANNUITIES, VARIABLE ANNUITIES - 100% OWNERSHIP - PRESIDENT - INSURANCE 1% TIME CONSUMPTION, IAR 99% TIME CONSUMPTION - COMMISSIONS & FEE COMPENSATION

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ferdinand Jose Ruano-arroyo's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 21, 2019 - Present

FRA SERVICES INC.

Office #1: 1225 Ponce De Leon Avenue Ste Mz-e1 Vig Tower, San Juan, PR 00907

RIA

CRD#: 292588

San Juan, PR

Past

March 20, 2007 - July 11, 2008

KESTRA INVESTMENT SERVICES, LLC

RIA

CRD#: 42046

SAN JUAN, PR

Past

March 15, 2004 - December 31, 2006

KESTRA INVESTMENT SERVICES, LLC

CRD#: 42046

SAN JUAN, PR

Past

September 15, 1997 - March 16, 2004

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

Past

August 11, 1995 - June 4, 1997

VERAVEST INVESTMENTS, INC.

CRD#: 3960

WORCESTER, MA

Past

July 29, 1987 - July 21, 1995

OSAIC FS, INC.

CRD#: 3870

FORT WAYNE, IN

Past

March 14, 1986 - July 16, 1987

PFS INVESTMENTS INC.

CRD#: 10111

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Puerto Rico
(6/21/2019)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 12/18/2013

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/1/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 2/20/1988

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 3/1/1986

Investment Company Products/Variable Contracts Representative Examination

Current Firm

FRA SERVICES INC.

CRD#: 292588 / SEC#:

Puerto Rico

Registered Investment Advisory firm - (5/1/2019 Approved)

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Contact information

Main Address

1225 Ponce De Leon Avenue Ste Mz-e1 Vig Tower, San Juan, PR 00907

Mailing Address

Phone number

(786) 536-6118

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	1
AUM (Assets Under Management)	$ 67,756,844

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Ferdinand J. Ruano-arroyo

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ferdinand Jose Ruano-arroyo's CRS (Customer Relationship Summary).

Certified licenses

Experience

KESTRA INVESTMENT SERVICES, LLC

KESTRA INVESTMENT SERVICES, LLC

WALNUT STREET SECURITIES, INC.

VERAVEST INVESTMENTS, INC.

OSAIC FS, INC.

PFS INVESTMENTS INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 12/18/2013

Series 63

Date: 3/1/1986

Series 7

Date: 2/20/1988

Series 6

Date: 3/1/1986

Current Firm

FRA SERVICES INC.

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

FRA SERVICES INC.

TRUST BUT VERIFY

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