Michael J. Toay

BERGER FINANCIAL GROUP

Ft Pierce, FL

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CRD#: 1137418

Professional summary

Michael James Toay is a registered financial advisor currently at BERGER FINANCIAL GROUP located in Ft Pierce, Florida.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1983. Michael has worked at 9 firms and has passed the Series 65, Series 63, Series 3, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Eden Prairie Tax LLC, Edina Tax LLC and Chaska Tax LLC. All 3 businesses are located at: 6400 Flying Cloud Dr Suite 220 Eden Prairie, MN 55344 I am the President and 100% owner. We prepare tax returns for individuals and small business owners. These businesses operate for 90 days during the year during which they generate approximately 95% of their annual revenue.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael James Toay's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

July 11, 2024 - Present

BERGER FINANCIAL GROUP

RIA

CRD#: 308174

Ft Pierce, FL

Past

February 20, 2018 - December 17, 2024

EDEN PRAIRIE CAPITAL MANAGEMENT AND CONSULTING LLC

RIA

CRD#: 155055

EDEN PRAIRIE, MN

Past

April 15, 1993 - November 11, 1993

SECURITIES AMERICA, INC.

CRD#: 10205

Past

January 3, 1991 - April 20, 1993

OSAIC FS, INC.

CRD#: 3870

Past

September 15, 1989 - January 2, 1991

PRUDENTIAL EQUITY GROUP, LLC

CRD#: 7471

Past

August 1, 1988 - September 15, 1989

THOMSON MCKINNON SECURITIES INC.

CRD#: 829

Past

April 11, 1988 - August 8, 1988

LEHMAN BROTHERS INC.

CRD#: 7506

Past

October 2, 1984 - April 11, 1988

E. F. HUTTON & COMPANY INC

CRD#: 235

Past

May 26, 1983 - September 10, 1984

VAN CLEMENS & CO. INCORPORATED

CRD#: 6914

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BERGER FINANCIAL GROUP

CRD#: 308174 / SEC#: 801-118923

RIA

Registered Investment Advisory firm - (6/16/2020 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(10/18/2024)

IAR

Minnesota
(7/11/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 10/12/2010

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/25/1983

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 3

Date: 7/9/1986

National Commodity Futures Examination

General Industry/Product Exam

Series 7

Date: 5/21/1983

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 7/14/1993

General Securities Principal Examination

Current Firm

BERGER FINANCIAL GROUP

CRD#: 308174 / SEC#: 801-118923

RIA

Registered Investment Advisory firm - (6/16/2020 Approved)

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Contact information

Main Address

1695 State Hwy 169, Plymouth, MN 55441

Mailing Address

Phone number

(763) 746-2666

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (41 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

BERGER FINANCIAL GROUP ADV PART 2A 2024 (2/20/2025)

Regulatory assets under management

Total Number of Accounts	10,333
AUM (Assets Under Management)	$ 2,500,753,183

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael J. Toay

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael James Toay's CRS (Customer Relationship Summary).

Certified licenses

Experience

EDEN PRAIRIE CAPITAL MANAGEMENT AND CONSULTING LLC

SECURITIES AMERICA, INC.

OSAIC FS, INC.

PRUDENTIAL EQUITY GROUP, LLC

THOMSON MCKINNON SECURITIES INC.

LEHMAN BROTHERS INC.

E. F. HUTTON & COMPANY INC

VAN CLEMENS & CO. INCORPORATED

Primary Firm SEC Registration

BERGER FINANCIAL GROUP

State Registrations and Notice Filings

Exams

Series 65

Date: 10/12/2010

Series 63

Date: 5/25/1983

Series 3

Date: 7/9/1986

Series 7

Date: 5/21/1983

Series 24

Date: 7/14/1993

Current Firm

BERGER FINANCIAL GROUP

Contact information

SEC notice filing (41 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BERGER FINANCIAL GROUP

TRUST BUT VERIFY

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