Thomas H. Higgins

OSAIC WEALTH

Fairport, NY 14450

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CRD#: 1125244

Professional summary

Thomas Harold Higgins, CFP® is a registered financial advisor currently at OSAIC WEALTH, INC. located in Fairport, New York.

Thomas is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1983. Thomas has worked at 3 firms and has passed the Series 63, SIE, Series 7, Series 51 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. MANAGING EXECUTIVE FOR OSAIC WEALTH, INC. 2.SALES ADVISORY REP FOR OSAIC WEALTH, INC. - MUTUAL FUNDS - STOCKS - BONDS - ADVISORY SERVICES - VARIABLE ANNUITIES 3. REVERE FINANCIAL PLANNING INC.,INSURANCE, 6819 PITTSFORD-PALMYRA ROAD, FAIRPORT, N.Y. 14450,OWNER, STARTED THIS ACTIVITY: 1997,4-6 HOURS/MONTH, 4-6 HRS. MONTHLY,SELL VARIOUS TYPES OF INSURANCE; LIFE, DISABILITY, GROUP, LONG-TERM CARE AND FIXED ANNUITIES. I HAVE A GA THROUGH RELIASTAR/ING,ACTIVELY ENGAGED IN SELLING: FIXED ANNUITIES,FIXED LIFE, HEALTH, ACCIDENT & DISABILITY, GROUP... 4. HIGGINS HENDERSON RE LLC; NOT INVESTMENT-RELATED; 6819 PITTSFORD PALMYRA RD, FAIRPORT, NY 14450; PARTNER; STARTED 09/01/2012; 4 HOURS/ 0 SECURITIES HOURS; 50% OWNER-REAL ESTATE-RENTAL PROPERTY 5. HIGGINS FINANCIAL ADVISORS POSITION: Sole proprietor/DBA NATURE: DBA/sole proprietor INVESTMENT RELATED: Yes NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 160 START DATE: 01/01/2020 ADDRESS: 6819 Pittsford Palmyra Road. Ste.100, Fairport NY 14450, United States DESCRIPTION: owner 5. MARYAK, LLC POSITION: Partner - NATURE: Limited Liability Company - INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 02/04/2010 ADDRESS: 409 S. Main Street, Geneva NY 14456, United States DESCRIPTION: I am partners with a long-term friend who is also a client. We have purchased 6 income properties and will buy more, depending on the market. I am not active in the management of these properties, partner is the active manager. Current number of properties - 6 - Income annually $18000 (mo $1500).

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Harold Higgins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Thomas Harold Higgins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1987

Experience

Current

April 15, 2008 - Present

OSAIC WEALTH, INC.

Office #1: 6819 Pittsford-palmyra Rd Suite 100, Fairport, NY 14450Office #2: 409 S Main St, Geneva, NY 14456

RIA

CRD#: 23131

Fairport, NY

Current

September 15, 1993 - Present

OSAIC WEALTH, INC.

Office #1: 6819 Pittsford-palmyra Rd Suite 100, Fairport, NY 14450Office #2: 409 S Main St, Geneva, NY 14456

RIA

CRD#: 23131

Fairport, NY

Past

November 7, 1988 - September 1, 1993

MAIN STREET MANAGEMENT COMPANY

CRD#: 547

BOSTON, MA

Past

June 6, 1983 - November 17, 1988

LESKO SECURITIES INC.

CRD#: 10091

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(6/8/2018)

Alaska
(12/12/2012)

IAR

Alaska
(12/12/2012)

Arizona
(10/21/2004)

California
(10/13/1999)

Colorado
(9/30/2002)

IAR

Colorado
(1/30/2012)

Connecticut
(10/13/1999)

IAR

Connecticut
(1/30/2012)

Delaware
(6/1/2021)

Florida
(10/19/1999)

IAR

Florida
(2/29/2012)

Georgia
(10/15/1999)

IAR

Georgia
(1/27/2012)

Idaho
(10/31/2023)

Illinois
(10/29/1999)

Indiana
(5/1/2020)

Iowa
(6/24/2014)

IAR

Iowa
(6/15/2015)

Kansas
(10/10/2023)

Kentucky
(8/24/2001)

IAR

Kentucky
(1/27/2012)

Maryland
(9/23/2002)

IAR

Maryland
(1/31/2012)

Massachusetts
(10/26/1999)

IAR

Massachusetts
(2/1/2012)

Michigan
(4/23/1999)

Minnesota
(12/26/2023)

Missouri
(6/27/2018)

IAR

Missouri
(6/27/2018)

Nebraska
(1/12/2021)

New Hampshire
(11/1/2023)

New Jersey
(11/8/1999)

New York
(9/24/1993)

IAR

New York
(4/26/2021)

North Carolina
(1/11/2001)

IAR

North Carolina
(8/2/2019)

Ohio
(12/13/1999)

Oregon
(6/24/2025)

Pennsylvania
(10/15/1999)

South Carolina
(10/14/1999)

Tennessee
(8/29/2012)

Texas
(8/3/2000)

IAR

Texas
(4/15/2008)

Utah
(9/22/2009)

IAR

Utah
(1/27/2012)

Vermont
(12/14/2016)

Virginia
(10/26/1999)

IAR

Virginia
(1/30/2012)

IAR

Washington
(7/10/2018)

Wisconsin
(3/26/2009)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 4/28/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/21/1983

General Securities Representative Examination

Principal/Supervisory Exam

Series 51

Date: 3/28/2003

Municipal Fund Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 8/31/1999

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Thomas H. Higgins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Harold Higgins's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Thomas Harold Higgins's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

MAIN STREET MANAGEMENT COMPANY

LESKO SECURITIES INC.

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 4/28/1993

SIE

Date: 10/1/2018

Series 7

Date: 5/21/1983

Series 51

Date: 3/28/2003

Series 24

Date: 8/31/1999

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

TRUST BUT VERIFY

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