SK
Steven E. Kramer
HORNOR, TOWNSEND & KENT
NEW YORK, NY 10007
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CRD#: 1086898
SK
Professional summary
Steven Elliot Kramer is a registered financial advisor currently at HORNOR, TOWNSEND & KENT, LLC located in New York, New York.
Steven is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1983. Steven has worked at 5 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) HEALTH CONSULTING INVESTMENT, NOT INVESTMENT RELATED,30 VESEY ST, 9TH FL, NEW YORK, NY 10007, DISABILITY/HEALTH INSURANCE CONSULTING, PROPRIETOR/OWNER. START DATE: 1/1/2012. APPROX. NUMBER OF HOURS/MONTH: 10 TO 25; THE NUMBER OF HOURS DEVOTED TO THE OUTSIDE BUSINESS ACTIVITY DURING SECURITIES TRADING HOURS: 10 TO 25. DUTIES: PROVIDING CONSULTING SERVICES TO BUSINESSES TO ASSIST IN DECISIONS REGARDING GROUP HEALTH INSURANCES. 2) INSURANCE & INVESTMENT ADVISOR | INVESTMENT RELATED: NO | DBA NAME: Q6 GROUP, LLC | POSITION HELD: PARTNER | ADDRESS: 2128 Vine Drive, Merrick NY 11566, United States | START DATE: 3/15/2019 | NATURE OF ACTIVITY: MULTI-LINE INSURANCE | APPROX HRS PER MTH: LESS THAN 10 | APPROX TRADING HRS PER MTH: LESS THAN 10 | DESCRIPTION OF DUTIES: Service and sale of financial products such as Life, Disability, Long Term Care Insurance, Health, Dental and Investment planning and services. 3) INSURANCE & INVESTMENT ADVISOR | DBA Q6 GROUP, LLC POSITION: Partner NATURE: Financial Services Insurance Brokerage INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 01/01/2019 ADDRESS: 695 Merrick Avenue, Apt. 637, Westbury NY 11590, DESCRIPTION: Service and sale of financial products such as Life, Disability, Long Term Care Insurance, Health, Dental and Investment planning and services.
CRS (Client Relationship Summary) - RIA
Click below to view Steven Elliot Kramer's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Steven Elliot Kramer's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 22, 2017 - Present
HORNOR, TOWNSEND & KENT, LLC
Office #1: 30 Vesey St 9th Floor, New York, NY 10007RIA
BD
CRD#: 4031
NEW YORK, NY
Current
August 12, 2010 - Present
HORNOR, TOWNSEND & KENT, LLC
Office #1: 30 Vesey St 9th Floor, New York, NY 10007RIA
BD
CRD#: 4031
NEW YORK, NY
Past
February 22, 1994 - September 8, 2010
NEW ENGLAND SECURITIES
BD
CRD#: 615
UNIONDALE, NY
Past
July 8, 1993 - March 18, 1994
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
WINDSOR, CT
Past
April 19, 1988 - July 7, 1993
GREEN HILL FINANCIAL SERVICE CORPORATION
BD
CRD#: 4882
Past
April 19, 1983 - September 12, 1983
YORK SECURITIES, INC.
BD
CRD#: 8056
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
HORNOR, TOWNSEND & KENT, LLC
HORNOR, TOWNSEND & KENT, INC. | PENN MUTUAL EQUITY SERVICES, INC. | HORNOR, TOWNSEND & KENT, LLC
CRD#: 4031 / SEC#: 801-56151, 8-14715
RIA
Registered Investment Advisory firm - SEC (2/25/1999 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Connecticut(8/12/2010)
RR
Delaware(8/15/2017)
RR
Florida(8/12/2010)
IAR
Florida(4/30/2025)
RR
Georgia(1/22/2021)
RR
Louisiana(6/17/2021)
RR
Minnesota(10/29/2021)
RR
Missouri(11/11/2020)
RR
New Jersey(8/12/2010)
RR
New York(8/12/2010)
IAR
New York(3/19/2021)
RR
North Carolina(12/9/2010)
RR
Oregon(9/3/2015)
RR
Pennsylvania(10/16/2019)
RR
Tennessee(8/3/2023)
RR
Utah(6/21/2024)
RR
Virginia(1/31/2018)
RR
Washington(8/25/2016)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
HORNOR, TOWNSEND & KENT, LLC
HORNOR, TOWNSEND & KENT, INC. | PENN MUTUAL EQUITY SERVICES, INC. | HORNOR, TOWNSEND & KENT, LLC
CRD#: 4031 / SEC#: 801-56151, 8-14715
RIA
Registered Investment Advisory firm - SEC (2/25/1999 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
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Contact information
Main Address
161 Washington Street Suite 1111, Conshohocken, PA 19428
Mailing Address
161 Washington Street Suite 1111, Conshohocken, PA 19428
Phone number
(215) 957-7300
Established
Delaware since 09/09/2024
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
442
SEC notice filing (51 States and Territories)
FINRA licenses (51 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| 1847 FINANCIAL LLC | SHAREHOLDER | |
| GUNZENHAUSER, RADFORD MICHAEL | FINOP | 7253452 |
| HUCKERBY, KEITH GORDON | MANAGER | 2641591 |
| MASON, ANN-MARIE | CHIEF LEGAL OFFICER AND SECRETARY | 7145020 |
| MULLER, NIKI LEE | PRINCIPAL OPERATIONS OFFICER | 7364066 |
| NAGENGAST, HEATHER JILL | PRESIDENT, MANAGER | 5300554 |
| O'MALLEY, DAVID MICHAEL | CHAIRMAN AND MANAGER | 4468593 |
| ROBINSON, VICTORIA MARIE | CHIEF COMPLIANCE OFFICER, MANAGER | 4556827 |
| WYANT, JUSTIN | MANAGER | 8146157 |
Regulatory assets under management
| Total Number of Accounts | 31,522 |
| AUM (Assets Under Management) | $ 7,753,847,039 |
Disclosures
| Regulatory Event | 11 |
| Arbitration | 6 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
