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EC

Ernest A. Commins

IHT WEALTH MANAGEMENT LLC
Pensacola, FL 32503
Some features on this profile are disabled
CRD#: 1056320
EC

Professional summary


Ernest Altman Commins, CFP®, who also goes by E A Commins, Ernie Commins, is a registered financial advisor currently at IHT WEALTH MANAGEMENT LLC located in Pensacola, Florida and LPL FINANCIAL LLC located in Pensacola, Florida.

Ernest is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1982. Ernest has worked at 12 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 22, Series 6 and Series 24 exams.

top-8-questions

Question & Answer


What are your service offerings?
Retirement Planning
Retirement Income Management
Long-term Care
Investment Planning
Life Transitions
Tax Planning
Estate Planning
What is your minimum asset requirement?
250K
Are you a "fiduciary"?
Yes

Aliases


E A Commins | Ernie Commins

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. 11/29/2004 - E.A. COMMINS AND ASSOCIATES - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business). 2. 1/14/2005 - No Business Name - Investment Related - At Reported Business Location(s) - Non-Variable Insurance - SELL LIFE, HEALTH & FIXED ANNUITIES. 3. 9/3/2015 - First Protective Insurance Co. - Investment Related - At Reported Business Location(s) - Non-Variable Insurance - Agent - Started 08/25/2015 - 4 Hours Per Month/2 Hours During Securities Trading - Sell insurance non-securities products : life, long term care, linked benefits, & fixed annuities. 4. 10/1/2020 - IHT WEALTH MANAGEMENT - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - IAR - Started 08/31/2020 - 40 Hours Per Month During Securities Trading - I provide investment advisory services through IHT WEALTH MANAGEMENT, an independent investment advisor firm. I started this business activity in 08/2020. I expect to spend approximately 40 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Ernest Altman Commins's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Start date: 1987

Experience


Current

September 15, 2020 - Present

IHT WEALTH MANAGEMENT LLC

Office #1: 3298 Summit Blvd, Bldg 22 Suite C-2, Pensacola, FL 32503
RIA
CRD#: 171481
Pensacola, FL
Current

January 3, 2005 - Present

LPL FINANCIAL LLC

RIA
BD
CRD#: 6413
PENSACOLA, FL
Past

January 7, 2005 - January 13, 2021

LPL FINANCIAL LLC

RIA
CRD#: 6413
PENSACOLA, FL
Past

November 2, 1992 - January 5, 2005

OSAIC FA, INC.

RIA
CRD#: 3978
BIRMINGHAM, AL
Past

July 10, 1990 - January 5, 2005

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

BD
CRD#: 2580
FORT WAYNE, IN
Past

July 10, 1990 - January 5, 2005

OSAIC FA, INC.

BD
CRD#: 3978
FORT WAYNE, IN
Past

March 17, 1989 - August 2, 1990

DERAND/PENNINGTON/BASS, INC.

BD
CRD#: 4679
Past

January 25, 1989 - March 17, 1989

PENNINGTON/BASS EQUITIES, INC.

BD
CRD#: 13765
Past

November 21, 1988 - January 28, 1989

SOURCE SECURITIES, INC.

BD
CRD#: 8026
Past

April 28, 1987 - May 16, 1990

CONSECO EQUITY SALES, INC.

BD
CRD#: 4125
CARMEL, IN
Past

February 3, 1987 - December 6, 1988

FSC SECURITIES CORPORATION

BD
CRD#: 7461
Past

July 23, 1982 - December 24, 1986

AMERICAN EXPRESS FINANCIAL CORPORATION

BD
CRD#: 6320
Past

July 23, 1982 - February 24, 1987

AMERIPRISE FINANCIAL SERVICES, LLC

BD
CRD#: 6363
Past

July 23, 1982 - February 25, 1987

IDS LIFE INSURANCE COMPANY

BD
CRD#: 6321

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
IW
IHT WEALTH MANAGEMENT LLC
+RINGENBERG FINANCIAL GROUP | W INVESTMENTS | VENICE WEALTH PARTNERS, LLC | THRIVE LIFE 360 | THE NESSIM GROUP | TALL OAKS ADVISORS, LLC | SW ADVISERS | SUCCESS WEALTH MANAGEMENT | STONEBRIAR WEALTH MANAGEMENT | STILLWATER FINANCIAL PLANNING | STEVENS3 FINANCIAL SERVICES, LLC | SJD PARTNERS LLC | SHARD FINANCIAL SERVICES, INC. | SEWELL WEALTH MANAGEMENT | RPR FINANCIAL | ROCKY MOUNTAIN WEALTH MANAGEMENT | RIVERSTONE WEALTH MANAGEMENT | RINGENBERG FINANCIAL GROUP | RB WEALTH PARTNERS | PROVIDENT WEALTH MANAGEMENT | PRB WEALTH MANAGEMENT | PLAN WEALH CREATIVE | PINNACLE WEALTH MANAGEMENT | PEARLVEST CAPITAL LLC | NVISION WEALTH PARTNERS, LLC | NVISION WEALTH | NVISION 401(K) PLAN ADVISORS | MUELLER WEALTH GROUP LLC | MILESTONE FINANCIAL SERVICES | LPG FINANCIAL, LLC | LPG FINANCIAL | LIGHTHOUSE FINANCIAL GROUP | KONZA WEALTH ADVISORS | KMG WEALTH MANAGEMENT | KEYSTONE FINANCIAL STRATEGIES | KEITH WILLIAMS FINANCIAL SERVICES | JLS WEALTH MANAGEMENT | JEFF K. ROSS FINANCIAL | J. DAVID BARKLEY & ASSOCIATES | IRELAND WEALTH MANAGEMENT AND FINANCIAL PLANNING | IHT WEALTH MANAGEMENT LLC | HARBOR WEALTH | GREEN STONE BELT WEALTH ADVISORS, LLC | GRATITUDE WEALTH MANAGEMENT | GONGOLA FINANCIAL | EQUITY WEALTH MANAGEMENT | ECLIPSE PRIVATE WEALTH MANAGEMENT | DWF WEALTH MANAGEMENT | DEWITT WEALTH ADVISORS | CMD WEALTH PARTNERS | CHRISTOPHER R. STEIN COMPREHENSIVE WEALTH MANAGEMENT, INC. | CARRERA FINANCIAL | BRIDGE BENEFITS GROUP | BOARDWALK WEALTH SOLUTIONS | BAY AREA WEALTH MANAGEMENT | A&C MANAGEMENT GROUP

CRD#: 171481 / SEC#: 801-79769

RIA
Registered Investment Advisory firm - (5/28/2014 Approved)
Florida
Registered Investment Advisory firm - (12/6/2016 Terminated)
Illinois
Registered Investment Advisory firm - (2/24/2015 Terminated)
Texas
Registered Investment Advisory firm - (12/6/2016 Terminated)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Alabama
(1/13/2005)
RR
Arizona
(5/29/2013)
RR
California
(1/4/2010)
RR
Florida
(1/3/2005)
IAR
Florida
(9/15/2020)
RR
Georgia
(1/13/2005)
RR
Texas
(1/8/2008)
RR
Virginia
(1/13/2005)

Exams


State Security Law Exam
IAR
Series 65
Date: 11/29/1999
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
RR
Series 24
Date: 12/17/2009
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm


IW
IHT WEALTH MANAGEMENT LLC
+RINGENBERG FINANCIAL GROUP | W INVESTMENTS | VENICE WEALTH PARTNERS, LLC | THRIVE LIFE 360 | THE NESSIM GROUP | TALL OAKS ADVISORS, LLC | SW ADVISERS | SUCCESS WEALTH MANAGEMENT | STONEBRIAR WEALTH MANAGEMENT | STILLWATER FINANCIAL PLANNING | STEVENS3 FINANCIAL SERVICES, LLC | SJD PARTNERS LLC | SHARD FINANCIAL SERVICES, INC. | SEWELL WEALTH MANAGEMENT | RPR FINANCIAL | ROCKY MOUNTAIN WEALTH MANAGEMENT | RIVERSTONE WEALTH MANAGEMENT | RINGENBERG FINANCIAL GROUP | RB WEALTH PARTNERS | PROVIDENT WEALTH MANAGEMENT | PRB WEALTH MANAGEMENT | PLAN WEALH CREATIVE | PINNACLE WEALTH MANAGEMENT | PEARLVEST CAPITAL LLC | NVISION WEALTH PARTNERS, LLC | NVISION WEALTH | NVISION 401(K) PLAN ADVISORS | MUELLER WEALTH GROUP LLC | MILESTONE FINANCIAL SERVICES | LPG FINANCIAL, LLC | LPG FINANCIAL | LIGHTHOUSE FINANCIAL GROUP | KONZA WEALTH ADVISORS | KMG WEALTH MANAGEMENT | KEYSTONE FINANCIAL STRATEGIES | KEITH WILLIAMS FINANCIAL SERVICES | JLS WEALTH MANAGEMENT | JEFF K. ROSS FINANCIAL | J. DAVID BARKLEY & ASSOCIATES | IRELAND WEALTH MANAGEMENT AND FINANCIAL PLANNING | IHT WEALTH MANAGEMENT LLC | HARBOR WEALTH | GREEN STONE BELT WEALTH ADVISORS, LLC | GRATITUDE WEALTH MANAGEMENT | GONGOLA FINANCIAL | EQUITY WEALTH MANAGEMENT | ECLIPSE PRIVATE WEALTH MANAGEMENT | DWF WEALTH MANAGEMENT | DEWITT WEALTH ADVISORS | CMD WEALTH PARTNERS | CHRISTOPHER R. STEIN COMPREHENSIVE WEALTH MANAGEMENT, INC. | CARRERA FINANCIAL | BRIDGE BENEFITS GROUP | BOARDWALK WEALTH SOLUTIONS | BAY AREA WEALTH MANAGEMENT | A&C MANAGEMENT GROUP

CRD#: 171481 / SEC#: 801-79769

RIA
Registered Investment Advisory firm - (5/28/2014 Approved)
Florida
Registered Investment Advisory firm - (12/6/2016 Terminated)
Illinois
Registered Investment Advisory firm - (2/24/2015 Terminated)
Texas
Registered Investment Advisory firm - (12/6/2016 Terminated)
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Contact information


Main Address
123 N. Wacker Dr. Suite 2300, Chicago, IL 60606
Mailing Address
Phone number
(855) 295-2828
Established
Firm type
Fiscal year end
# of Employees
179

SEC notice filing (36 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

PART 2A OF FORM ADV FIRM BROCHURE (4/1/2025)

Regulatory assets under management


Total Number of Accounts23,131
AUM (Assets Under Management)$ 6,376,084,483

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


IHT WEALTH MANAGEMENT LLC

CRD#: 171481Pensacola, FL 32503

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Contact information


(xxx) xxx-xxxx
xxxxx@xxxx.xxx

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