MC
Michael J. Charleton
WILLIAM JOSEPH CAPITAL MANAGEMENT
Rochester, NY 14607
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CRD#: 1048290
MC
Professional summary
Michael Joseph Charleton JR, CFP®, who also goes by Michael Joseph Jr Charleton, Michael Joseph Charleton, is a registered financial advisor currently at WILLIAM JOSEPH CAPITAL MANAGEMENT, INC. located in Rochester, New York.
Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1985. Michael has worked at 12 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6 and Series 26 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Michael Joseph Jr Charleton | Michael Joseph Charleton
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) CHARLETON FINANCIAL LLC POSITION: Insurance Agent NATURE: INDEPENDENT INSURANCE AGENT FOR VARIOUS INDEPENDENT INSURANCE COMPANIES INVESTMENT RELATED: No NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 5 START DATE: 01/01/1993 ADDRESS: 277 ALEXANDER ST, STE 307, ROCHESTER NY 14607, United States DESCRIPTION: Talk to clients, figure out their insurance needs, and propose appropriate policies. 2) MICHAEL J. CHARLETON, JR POSITION: OWNER NATURE: S CORP USED FOR PAYROLL FOR STAFF INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 40 START DATE: 01/01/1998 ADDRESS: 277 ALEXANDER ST, STE 307, ROCHESTER NY 14607, United States DESCRIPTION: Owner of the company.
CRS (Client Relationship Summary) - RIA
Click below to view Michael Joseph Charleton JR's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
November 19, 2025 - Present
WILLIAM JOSEPH CAPITAL MANAGEMENT, INC.
Office #1: 277 Alexander St, Suite 307, Rochester, NY 14607RIA
CRD#: 226535
Rochester, NY
Past
October 11, 2024 - November 19, 2025
OSAIC WEALTH, INC.
RIA
CRD#: 23131
Rochester, NY
Past
October 11, 2024 - November 19, 2025
OSAIC WEALTH, INC.
BD
CRD#: 23131
Rochester, NY
Past
July 30, 2020 - October 11, 2024
AMERICAN PORTFOLIOS ADVISORS, INC
RIA
CRD#: 112697
HOLBROOK, NY
Past
July 30, 2020 - October 11, 2024
AMERICAN PORTFOLIOS FINANCIAL SERVICES, INC.
BD
CRD#: 18487
Rochester, NY
Past
June 12, 2013 - August 17, 2020
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
RIA
CRD#: 134139
Rochester, NY
Past
June 10, 2013 - August 17, 2020
CAMBRIDGE INVESTMENT RESEARCH, INC.
BD
CRD#: 39543
ROCHESTER, NY
Past
June 16, 2011 - June 10, 2013
WALL STREET FINANCIAL GROUP, INC.
RIA
CRD#: 35830
ROCHESTER, NY
Past
June 16, 2011 - June 10, 2013
WALL STREET FINANCIAL GROUP, INC.
BD
CRD#: 35830
ROCHESTER, NY
Past
October 31, 2008 - June 20, 2011
OSAIC FA, INC.
RIA
CRD#: 3978
PITTSFORD, NY
Past
October 31, 2008 - June 20, 2011
OSAIC FA, INC.
BD
CRD#: 3978
PITTSFORD, NY
Past
April 4, 2008 - November 3, 2008
CADARET, GRANT & CO., INC.
RIA
CRD#: 10641
PITTSFORD, NY
Past
October 6, 1992 - November 3, 2008
CADARET, GRANT & CO., INC.
BD
CRD#: 10641
PITTSFORD, NY
Past
May 11, 1990 - October 6, 1992
NATHAN & LEWIS SECURITIES, INC.
BD
CRD#: 8503
NEW YORK, NY
Past
April 3, 1986 - December 24, 1986
AMERICAN EXPRESS FINANCIAL CORPORATION
BD
CRD#: 6320
Past
August 28, 1985 - May 24, 1990
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
MINNEAPOLIS, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
WJ
WILLIAM JOSEPH CAPITAL MANAGEMENT, INC.
"WJCMLLC" AND "WJCM" | WILLIAM JOSEPH CAPITAL MANAGEMENT,LLC | WILLIAM JOSEPH CAPITAL MANAGEMENT, INC. | WILLIAM JOSEPH CAPITAL MANAGEMENT LLC | WAYPOINT WEALTH PLANNING AND INVESTMENT ADVISORS | THE ROBERSON TIERNEY FINANCIAL GROUP OF WILLIAM JOSEPH CAPITAL MANAGEMENT, LLC | STATELINE FINANCIAL SERVICES GROUP | LEGACY FINANCIAL GROUP | BOLMGREN RETIREPLAN
CRD#: 226535 / SEC#: 801-119964
RIA
Registered Investment Advisory firm - (12/11/2020 Approved)Connecticut
Registered Investment Advisory firm - (12/6/2021 Terminated)Florida
Registered Investment Advisory firm - (10/29/2021 Terminated)Georgia
Registered Investment Advisory firm - (12/16/2021 Terminated)North Carolina
Registered Investment Advisory firm - (11/1/2021 Terminated)Texas
Registered Investment Advisory firm - (10/29/2021 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
New York(11/19/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Current Firm
WJ
WILLIAM JOSEPH CAPITAL MANAGEMENT, INC.
"WJCMLLC" AND "WJCM" | WILLIAM JOSEPH CAPITAL MANAGEMENT,LLC | WILLIAM JOSEPH CAPITAL MANAGEMENT, INC. | WILLIAM JOSEPH CAPITAL MANAGEMENT LLC | WAYPOINT WEALTH PLANNING AND INVESTMENT ADVISORS | THE ROBERSON TIERNEY FINANCIAL GROUP OF WILLIAM JOSEPH CAPITAL MANAGEMENT, LLC | STATELINE FINANCIAL SERVICES GROUP | LEGACY FINANCIAL GROUP | BOLMGREN RETIREPLAN
CRD#: 226535 / SEC#: 801-119964
RIA
Registered Investment Advisory firm - (12/11/2020 Approved)Connecticut
Registered Investment Advisory firm - (12/6/2021 Terminated)Florida
Registered Investment Advisory firm - (10/29/2021 Terminated)Georgia
Registered Investment Advisory firm - (12/16/2021 Terminated)North Carolina
Registered Investment Advisory firm - (11/1/2021 Terminated)Texas
Registered Investment Advisory firm - (10/29/2021 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
210 Red Stone Hill Road Suite 5, Bristol, CT 06010
Mailing Address
200 West Hartford Street #u, Milford, PA 18337
Phone number
(860) 973-3214
Established
Firm type
Fiscal year end
# of Employees
26
SEC notice filing (19 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 1,153 |
| AUM (Assets Under Management) | $ 465,072,406 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
WILLIAM JOSEPH CAPITAL MANAGEMENT, INC.
CRD#: 226535Rochester, NY 14607TRUST BUT VERIFY
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