Michael J. Kelley

CHARTER ADVISORY

INDIANAPOLIS, IN 46240

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CRD#: 1021878

Professional summary

Michael Joseph Kelley, CFP® is a registered financial advisor currently at CHARTER ADVISORY CORPORATION located in Indianapolis, Indiana and LPL FINANCIAL LLC located in Winter Park, Florida.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1982. Michael has worked at 5 firms and has passed the Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. 12/30/2009 - CHARTER INSURANCE CORPORATION - INV REL - NON-VARIABLE INSURANCE - 10% TIME SPENT - PRESIDENT - INSURANCE AGENCY - INSURANCE AGENT 2. 9/9/2010 - Charter Advisory Corporation - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - IAR - Start Date: 01/1988 - 40 Hours Per Month/Time Spent 25% - I provide investment advisory services through Charter Advisory Corporation, an independent investment advisor firm. I started this business activity in 01/1998. I expect to spend approximately 40 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 3. 07/27/2011 - CHARTER COMPANIES- Business Entity For Tax/Investment Purposes Only. NOT HELD OUT TO THE PUBLIC 4. 12/14/2011 - NOTARY PUBLIC - OTHER-NOTARY PUBLIC 5. 02/08/2013 - CHARTER ADVISORY CORP - INV REL - AT REPORTED LOCATION - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) 6. 11/23/2015 - NO BUSINESS NAME - INV REL - 250 E. 9th Street, Indianapolis, IN 46240 - Mortgage/Real Estate Services - START 11/23/2015 - NO TIME SPENT - Real Estate Broker 7. 11/23/2015 - NO BUSINESS NAME - NOT INV REL - 250 E. 96th Street, Indianapolis, IN 46240 - Tax Prep/Accounting/CPA - START 11/23/2015 - NOT IEM SPENT - Certified Public Accountant 8. 01/25/2016 - OSJ Alliance LLC - INV REL - 250 E 96th Street, Suite 200, Indianapolis, IN 46240 - Business Entity For Tax/Investment Purposes Only - START 05/02/2011 - 1 HOUR PER MONTH DURING TRADING - 50% ownership in OSJ Alliance, LLC - member. 9. 10/9/2020 - Patricia W Fisher Revocable Trust - Not Investment Related - At Reported Business Location(s) - Act in a Fiduciary Capacity - Power of Attorney and Successor Trustee - Started 10/05/2020 - 6 Hours Per Month/1 Hour During Securities Trading. 10. 10/9/2020 - Michael J Kelley, CPA - Not Investment Related - At Reported Business Location(s) - Act in a Fiduciary Capacity - Power of Attorney and Successor Trustee - Started 10/05/2020 - 6 Hours Per Month During Securities Trading - Power of Attorney for James E Fisher and Successor Trustee of the James E Fisher Revocable Trust.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joseph Kelley's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1989

Experience

Current

September 30, 1999 - Present

CHARTER ADVISORY CORPORATION

Office #1: 250 E. 96th Street Suite 200, Indianapolis, IN 46240

RIA

CRD#: 113390

INDIANAPOLIS, IN

Current

September 8, 2009 - Present

LPL FINANCIAL LLC

Office #2: 250 E 96th St, #200, Indianapolis, IN 46240

RIA

CRD#: 6413

WINTER PARK, FL

Past

March 13, 2017 - March 9, 2023

LPL FINANCIAL LLC

RIA

CRD#: 6413

FORT MILL, SC

Past

March 31, 1999 - September 8, 2009

MUTUAL SERVICE CORPORATION

CRD#: 4806

INDIANAPOLIS, IN

Past

January 23, 1985 - March 31, 1999

TITAN/VALUE EQUITIES GROUP, INC.

CRD#: 6359

IRVINE, CA

Past

March 1, 1982 - January 28, 1985

WZW FINANCIAL SERVICES, INC.

CRD#: 5717

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CHARTER ADVISORY CORPORATION

CHARTER ADVISORY CORPORATION | FINANCIAL CONSULTANTS & ADVISORY CORPORATION

CRD#: 113390 / SEC#: 801-119736

RIA

Registered Investment Advisory firm - (1/12/2021 Approved)

Indiana

Registered Investment Advisory firm - (2/9/2021 Terminated)

Louisiana

Registered Investment Advisory firm - (2/11/2021 Terminated)

Missouri

Registered Investment Advisory firm - (2/5/2021 Terminated)

Ohio

Registered Investment Advisory firm - (2/5/2021 Terminated)

Texas

Registered Investment Advisory firm - (2/5/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(9/8/2009)

Alaska
(9/8/2009)

Arizona
(9/8/2009)

Arkansas
(9/8/2009)

California
(9/8/2009)

Colorado
(9/8/2009)

Connecticut
(9/8/2009)

Delaware
(9/8/2009)

District of Columbia
(3/29/2011)

Florida
(9/8/2009)

IAR

Florida
(9/26/2023)

Georgia
(9/8/2009)

Hawaii
(9/8/2009)

Idaho
(8/27/2014)

Illinois
(9/8/2009)

IAR

Indiana
(9/30/1999)

Indiana
(9/8/2009)

Iowa
(1/6/2010)

Kansas
(9/8/2009)

Kentucky
(9/8/2009)

Louisiana
(9/8/2009)

IAR

Louisiana
(8/14/2015)

Maine
(6/18/2014)

Maryland
(9/8/2009)

Massachusetts
(8/14/2013)

Michigan
(9/8/2009)

Minnesota
(9/8/2009)

Mississippi
(9/15/2010)

Missouri
(9/8/2009)

IAR

Missouri
(9/22/2015)

Montana
(7/31/2014)

Nebraska
(4/27/2010)

Nevada
(9/8/2009)

New Hampshire
(6/18/2014)

New Jersey
(9/8/2009)

New Mexico
(9/8/2009)

New York
(9/8/2009)

North Carolina
(9/8/2009)

North Dakota
(6/18/2014)

IAR

Ohio
(8/26/2009)

Ohio
(9/8/2009)

Oklahoma
(9/8/2009)

Oregon
(9/8/2009)

Pennsylvania
(9/8/2009)

Puerto Rico
(6/11/2019)

Rhode Island
(6/11/2019)

South Carolina
(9/8/2009)

South Dakota
(5/10/2011)

Tennessee
(9/8/2009)

Texas
(9/8/2009)

IAR

Texas
(4/6/2020)

Utah
(4/7/2010)

Vermont
(6/11/2019)

Virgin Islands
(6/11/2019)

Virginia
(9/8/2009)

Washington
(9/8/2009)

West Virginia
(9/8/2009)

Wisconsin
(9/8/2009)

Wyoming
(6/18/2014)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 5/3/1982

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 2/20/1982

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 5/13/1986

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

CHARTER ADVISORY CORPORATION

CHARTER ADVISORY CORPORATION | FINANCIAL CONSULTANTS & ADVISORY CORPORATION

CRD#: 113390 / SEC#: 801-119736

RIA

Registered Investment Advisory firm - (1/12/2021 Approved)

Indiana

Registered Investment Advisory firm - (2/9/2021 Terminated)

Louisiana

Registered Investment Advisory firm - (2/11/2021 Terminated)

Missouri

Registered Investment Advisory firm - (2/5/2021 Terminated)

Ohio

Registered Investment Advisory firm - (2/5/2021 Terminated)

Texas

Registered Investment Advisory firm - (2/5/2021 Terminated)

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Contact information

Main Address

250 E. 96th Street Suite 200, Indianapolis, IN 46240

Mailing Address

Phone number

(317) 844-7416

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (10 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

CHARTER WRAP BROCHURE (3/20/2025)

CHARTER ADV PART 2A (3/20/2025)

Regulatory assets under management

Total Number of Accounts	1,002
AUM (Assets Under Management)	$ 366,305,467

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Michael J. Kelley

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joseph Kelley's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

MUTUAL SERVICE CORPORATION

TITAN/VALUE EQUITIES GROUP, INC.

WZW FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

CHARTER ADVISORY CORPORATION

State Registrations and Notice Filings

Exams

Series 63

Date: 5/3/1982

SIE

Date: 10/1/2018

Series 7

Date: 2/20/1982

Series 24

Date: 5/13/1986

FINRA

Current Firm

CHARTER ADVISORY CORPORATION

Contact information

SEC notice filing (10 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

CHARTER ADVISORY CORPORATION

TRUST BUT VERIFY

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