Dharam P. Kalra
ROYAL FUND MANAGEMENT
Lake Forest, CA 92630
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CRD#: 1016974
Professional summary
Dharam Paul Kalra, CFP®, who also goes by Dharam Pal Kalra, Paul Kalra, is a registered financial advisor currently at ROYAL FUND MANAGEMENT, LLC located in Lake Forest, California.
Dharam is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1982. Dharam has worked at 7 firms and has passed the Series 63, Series 66, SIE, Series 7, Series 6 and Series 22 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Dharam Pal Kalra | Paul Kalra
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) SIGNATURE AMERICA FINANCIAL & INSURANCE SOLUTIONS, INC.; INVT REL; 22956 EL TORO ROAD, LAKE FOREST CA 92630; INSURANCE; PRESIDENT; START 07/2002; 150 HRS/MO; 150 HRS/MO DURING TRADING; PROMOTE/MARKET LIFE, HEALTH, & FIXED ANNUITIES. 2) WEBSITE OWNER, EMAIL ADDRESS FACTORY/BOLLYWOOD SHAADIS.COM/RED HOT WEB GEMS; NONINVT REL; WEBSITE OWNER; START 01/2015; 10 HRS/MO; DESIGN & MARKETING. 4) EXECUTIVE GUILD OF EL TORO; CONDO OWNERS ASSOCIATION; NON INVT REL; BOARD MEMBER; 9060 IRVINE CEBTER DR IRVINE CA; START 01/2013 - 1/2019 & 02/2020 - Present ; 1 HR/MO; MEET ONCE WK TO DISCUSS MAINTENANCE & UPKEEP ISSUES 5) HINDU TEMPLE SOCIETY OF INLAND EMPIRE; NON-INVT REL; BOARD MEMBER; START 1993; 1 HR/MO; DISCUSS ISSUES SUCH A MAINTENANCE, PROGRAMS, GROWTH, ETC. 6)TAX CENTERS 360; NON-INVT REL; 22956 EL TORO ROAD, LAKE FOREST CA 92630; TAX PREPARATION; OWNER; START 03/2019; 20% OF TIME DURING TAX SEASON; COLLECT TAX DOCUMENTS FROM CLIENTS, SEND TO ACCOUNTANT, REVIEW RETURNS WITH CLIENTS AND DISCUSS TAX SAVING OPPORTUNITIES. 7) ASSET POSITIONING SERVICES, LLC DBA FAMILYESTATEDOCS.COM.; NON INVT REL; 4812 ASHEVILLE HWY, KNOXVILLE, TN 37914;7) ASSET POSITIONING SERVICES, LLC DBA FAMILYESTATEDOCS.COM.; NON INVT REL; 4812 ASHEVILLE HWY, KNOXVILLE, TN 37914; https://www.familyestatedocs.com/contact.php; Estate Plan Coordinator START 04/2024; 8 HRS/MO; 4 HRS/MO DURING TRADING; MARKET LIVING TRUSTS
CRS (Client Relationship Summary) - RIA
Click below to view Dharam Paul Kalra's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2012
Experience
Current
July 27, 2015 - Present
ROYAL FUND MANAGEMENT, LLC
Office #1: 22956 El Toro Rd, Lake Forest, CA 92630RIA
CRD#: 144434
Lake Forest, CA
Past
June 8, 2012 - August 3, 2015
GRADIENT SECURITIES, LLC
BD
CRD#: 127701
LAKE FOREST, CA
Past
August 29, 2011 - June 13, 2012
QUESTAR CAPITAL CORPORATION
BD
CRD#: 43100
RIVERSIDE, CA
Past
September 23, 2002 - October 31, 2007
QA3 FINANCIAL LLC
RIA
CRD#: 104957
RIVERSIDE, CA
Past
September 23, 2002 - October 31, 2007
QA3 FINANCIAL CORP.
BD
CRD#: 14754
RIVERSIDE, CA
Past
April 13, 1982 - May 1, 1997
JOHN HANCOCK MUTUAL LIFE INSURANCE COMPANY
BD
CRD#: 5181
BOSTON, MA
Past
April 13, 1982 - September 19, 2002
SIGNATOR INVESTORS, INC.
BD
CRD#: 468
BOSTON, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
RF
ROYAL FUND MANAGEMENT, LLC
401(K) MANEUVER | YI WEALTH MANAGEMENT | WOERNLE WEALTH MANAGEMENT, LLC | WEALTH HARMONICS | WAYFINDER WEALTH MANAGEMENT | WAGNER INVESTMENT & RETIREMENT ADVISORS | VALLEY ASSET MANAGERS LLC | TRU FINANCIAL STRATEGIES | TRIPLETT WEALTH MANAGEMENT | TRANSPARENT FINANCIAL GROUP | THE SORENSEN ADVISORY GROUP, LLC | STRATEGIC FINANCIAL GROUP | STILL WATERS FINANCIAL GROUP LLC | STANDARD CAPITAL FINANCIAL | SPROUSE INVESTMENTS LLC | SOUTHWEST RETIREMENT & WEALTH MANAGEMENT | SOLUTIONS ADVISORY SERVICES, LLC | SOLID WEALTH ADVISORS, LLC | SIGNATURE AMERICA FINANCIAL & INSURANCE SERVICES, INC | SCHLOSSER INSURANCE SERVICES LLC | SAGE RETIREMENT SERVICES, LLC | ROYAL FUND MANAGEMENT, LLC | ROYAL FUND MANAGEMENT | RIDGEBROOKE INVESTMENT PLANNING | RETIREMENT INCOME SPECIALISTS | PRIME FINANCIAL ADVISORS | PLANNING ASSOCIATES OF THE SOUTHERN TIER | PELTZ FINANCIAL SERVICES | PATRICK LYNCH FINANCIAL | NORTHSHORE PLANNING GROUP | NORTHPOINT FINANCIAL, LLC | NORRIS FINANCIAL SOLUTIONS | NEXUS FINANCIAL GROUP | NEW LIFE FINANCIAL SOLUTIONS, LLC | NEW LIFE FINANCIAL PLANNING, LLC | MCRAE INVESTMENT ADVISORY | LONG FINANCIAL | LINK RETIREMENT & FINANCIAL SERVICES | LINK FINANCIAL LLC | LIFEPLAN PARTNERS, LLC | LIFE & LEGACY ADVISORS, LLC | LEGACY RETIREMENT SERVICES, INC. | JUDY CARLSON FINANCIAL GROUP | JO-ANN HOLST ADVISERS, INC | JO-ANN HOLST ADVISERS | JH ADVISERS | JD UNDERWOOD FINANCIAL | J.D. UNDERWOOD WEALTH MANAGEMENT, INC. | IOWA WEALTH ADVISORS | INTEGRITY WEALTH MANAGEMENT SOLUTIONS | INTEGRITY INVESTMENT AND RISK MANAGEMENT | HOWELL WEALTH CONSULTANTS LLC | HAWKS FINANCIAL, LLC | HARBOUR FINANCIAL GROUP, INC. | GOVERNMENT PERSONNEL ADVISORY GROUP, LLC | GATEKEEPER INVESTMENT ADVISERS | FREDRICK ADVISORS | FREDERICK FINANCIAL GROUP | FRACTAL PROFILE WEALTH MANAGEMENT | FINGERFINANCIAL | FINANCIAL VISION & INVESTMENT SERVICES, INC. | FINANCIAL STRATEGIES, INC. | FINANCIAL ADVISORS OF THE ROCKIES, INC. | FAMILY FINANCIAL RETIREMENT SYSTEMS LLC | EDWARDS INVESTMENTS LLC | DARLING WEATLH MANAGEMENT, LLC | CORNERSTONE FINANCIAL RESOURCES, LLC | COLORADO ELITE RETIREMENT PLANNING, LL DBA SOLID WEALTH ADVISORS, LLC | CLEARPOINT FINANCIAL GROUP | CAMINO ADVISORY | BUDNICK WEALTH MANAGEMENT | BRIZENDINE ADVISOR SERVICES, LLC | BRIDGE WEALTH STRATEGIES | BLACKSTON FINANCIAL ADVISORY GROUP | BENTLEY FINANCIAL | AR WEALTH MANAGEMENT | AMERICAN ELITE RETIREMENT LLC | AMERICA DIRECT, LLC | ALTMEYER FINANCIAL INVESTMENTS, LLC | ADVANCED FINANCIAL STRATEGIES | ADAGE FINANICAL CONSULTANTS, INC.
CRD#: 144434 / SEC#: 801-77918
RIA
Registered Investment Advisory firm - (4/10/2013 Approved)Florida
Registered Investment Advisory firm - (8/26/2013 Terminated)Kentucky
Registered Investment Advisory firm - (8/27/2013 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(7/27/2015)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
RF
ROYAL FUND MANAGEMENT, LLC
401(K) MANEUVER | YI WEALTH MANAGEMENT | WOERNLE WEALTH MANAGEMENT, LLC | WEALTH HARMONICS | WAYFINDER WEALTH MANAGEMENT | WAGNER INVESTMENT & RETIREMENT ADVISORS | VALLEY ASSET MANAGERS LLC | TRU FINANCIAL STRATEGIES | TRIPLETT WEALTH MANAGEMENT | TRANSPARENT FINANCIAL GROUP | THE SORENSEN ADVISORY GROUP, LLC | STRATEGIC FINANCIAL GROUP | STILL WATERS FINANCIAL GROUP LLC | STANDARD CAPITAL FINANCIAL | SPROUSE INVESTMENTS LLC | SOUTHWEST RETIREMENT & WEALTH MANAGEMENT | SOLUTIONS ADVISORY SERVICES, LLC | SOLID WEALTH ADVISORS, LLC | SIGNATURE AMERICA FINANCIAL & INSURANCE SERVICES, INC | SCHLOSSER INSURANCE SERVICES LLC | SAGE RETIREMENT SERVICES, LLC | ROYAL FUND MANAGEMENT, LLC | ROYAL FUND MANAGEMENT | RIDGEBROOKE INVESTMENT PLANNING | RETIREMENT INCOME SPECIALISTS | PRIME FINANCIAL ADVISORS | PLANNING ASSOCIATES OF THE SOUTHERN TIER | PELTZ FINANCIAL SERVICES | PATRICK LYNCH FINANCIAL | NORTHSHORE PLANNING GROUP | NORTHPOINT FINANCIAL, LLC | NORRIS FINANCIAL SOLUTIONS | NEXUS FINANCIAL GROUP | NEW LIFE FINANCIAL SOLUTIONS, LLC | NEW LIFE FINANCIAL PLANNING, LLC | MCRAE INVESTMENT ADVISORY | LONG FINANCIAL | LINK RETIREMENT & FINANCIAL SERVICES | LINK FINANCIAL LLC | LIFEPLAN PARTNERS, LLC | LIFE & LEGACY ADVISORS, LLC | LEGACY RETIREMENT SERVICES, INC. | JUDY CARLSON FINANCIAL GROUP | JO-ANN HOLST ADVISERS, INC | JO-ANN HOLST ADVISERS | JH ADVISERS | JD UNDERWOOD FINANCIAL | J.D. UNDERWOOD WEALTH MANAGEMENT, INC. | IOWA WEALTH ADVISORS | INTEGRITY WEALTH MANAGEMENT SOLUTIONS | INTEGRITY INVESTMENT AND RISK MANAGEMENT | HOWELL WEALTH CONSULTANTS LLC | HAWKS FINANCIAL, LLC | HARBOUR FINANCIAL GROUP, INC. | GOVERNMENT PERSONNEL ADVISORY GROUP, LLC | GATEKEEPER INVESTMENT ADVISERS | FREDRICK ADVISORS | FREDERICK FINANCIAL GROUP | FRACTAL PROFILE WEALTH MANAGEMENT | FINGERFINANCIAL | FINANCIAL VISION & INVESTMENT SERVICES, INC. | FINANCIAL STRATEGIES, INC. | FINANCIAL ADVISORS OF THE ROCKIES, INC. | FAMILY FINANCIAL RETIREMENT SYSTEMS LLC | EDWARDS INVESTMENTS LLC | DARLING WEATLH MANAGEMENT, LLC | CORNERSTONE FINANCIAL RESOURCES, LLC | COLORADO ELITE RETIREMENT PLANNING, LL DBA SOLID WEALTH ADVISORS, LLC | CLEARPOINT FINANCIAL GROUP | CAMINO ADVISORY | BUDNICK WEALTH MANAGEMENT | BRIZENDINE ADVISOR SERVICES, LLC | BRIDGE WEALTH STRATEGIES | BLACKSTON FINANCIAL ADVISORY GROUP | BENTLEY FINANCIAL | AR WEALTH MANAGEMENT | AMERICAN ELITE RETIREMENT LLC | AMERICA DIRECT, LLC | ALTMEYER FINANCIAL INVESTMENTS, LLC | ADVANCED FINANCIAL STRATEGIES | ADAGE FINANICAL CONSULTANTS, INC.
CRD#: 144434 / SEC#: 801-77918
RIA
Registered Investment Advisory firm - (4/10/2013 Approved)Florida
Registered Investment Advisory firm - (8/26/2013 Terminated)Kentucky
Registered Investment Advisory firm - (8/27/2013 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1515 Buenos Aires Blvd, Lady Lake, FL 32159
Mailing Address
Phone number
(352) 750-1637
Established
Firm type
Fiscal year end
# of Employees
93
SEC notice filing (44 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 10,143 |
| AUM (Assets Under Management) | $ 1,307,115,289 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
