William Bernard Spalding | Financial Professional

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

William Bernard Spalding was a registered financial professional .

William is a previously registered financial professional and started their career in finance in 1981. William had worked at 8 firms and has passed the Series 65, Series 63, Series 7 and Series 24 exams.

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

May 19, 2025 - July 7, 2026

MERIT FINANCIAL ADVISORS

RIA

CRD#: 142457

ATLANTA, GA

Past

April 21, 2011 - April 23, 2025

BILL SPALDING WEALTH MANAGEMENT

RIA

CRD#: 154998

ATLANTA, GA

Past

July 23, 2002 - October 21, 2011

SECURITIES AMERICA ADVISORS, INC.

RIA

CRD#: 110518

ATLANTA, GA

Past

July 23, 1996 - October 21, 2011

SECURITIES AMERICA, INC.

BD

CRD#: 10205

ATLANTA, GA

Past

June 24, 1996 - July 16, 1996

SECURITIES AMERICA, INC.

BD

CRD#: 10205

Past

January 28, 1995 - July 31, 1996

UBS FINANCIAL SERVICES INC.

BD

CRD#: 8174

WEEHAWKEN, NJ

Past

November 25, 1992 - January 28, 1995

KIDDER, PEABODY & CO. INCORPORATED

BD

CRD#: 7613

NEW YORK, NY

Past

May 21, 1985 - December 4, 1992

LEHMAN BROTHERS INC.

BD

CRD#: 7506

NEW YORK, NY

Past

July 29, 1981 - June 6, 1985

MORGAN STANLEY DW INC.

BD

CRD#: 7556

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

MERIT FINANCIAL ADVISORS

CRD#: 142457 / SEC#: 801-67462

RIA

Registered Investment Advisory firm - (1/31/2007 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/16/1993

Uniform Investment Adviser Law Examination

State Security Law Exam

RR

Series 63

Date: 8/7/1981

Uniform Securities Agent State Law Examination

General Industry/Product Exam

RR

Series 7

Date: 7/18/1981

General Securities Representative Examination

Principal/Supervisory Exam

RR

Series 24

Date: 1/21/1998

General Securities Principal Examination

Current Firm

MERIT FINANCIAL ADVISORS

CRD#: 142457 / SEC#: 801-67462

RIA

Registered Investment Advisory firm - (1/31/2007 Approved)

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Contact information

Main Address

2400 Lakeview Parkway Suite 550, Alpharetta, GA 30009

Mailing Address

Phone number

(678) 867-7050

Established

Firm type

Fiscal year end

# of Employees

279

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

MERIT FINANCIAL GROUP, LLC BROCHURE (9/12/2025)

MERIT FINANCIAL GROUP WRAP FEE PROGRAM BROCHURE (3/3/2025)

Regulatory assets under management

Total Number of Accounts	31,882
AUM (Assets Under Management)	$ 10,576,048,244

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

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Firm Stability Insights

William B. Spalding

Professional summary

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

BILL SPALDING WEALTH MANAGEMENT

SECURITIES AMERICA ADVISORS, INC.

SECURITIES AMERICA, INC.

SECURITIES AMERICA, INC.

UBS FINANCIAL SERVICES INC.

KIDDER, PEABODY & CO. INCORPORATED

LEHMAN BROTHERS INC.

MORGAN STANLEY DW INC.

Primary Firm SEC Registration

MERIT FINANCIAL ADVISORS

State Registrations and Notice Filings

Exams

Series 65

Date: 11/16/1993

Series 63

Date: 8/7/1981

Series 7

Date: 7/18/1981

Series 24

Date: 1/21/1998

Current Firm

MERIT FINANCIAL ADVISORS

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

MERIT FINANCIAL ADVISORS

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