James R. Rukstalis

HARPER INVESTING

Santa Clara, CA 95050

Some features on this profile are disabled

CRD#: 6736220

Professional summary

James Robert Rukstalis, CFP®, ChFC®, CLU® is a registered financial advisor currently at HARPER INVESTING located in Santa Clara, California.

James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2017. James has worked at 3 firms .

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

01/2009; FREEDOM INSURANCE SOLUTIONS DBA. J.R. FINANCIAL & INSURANCE SERVICES, INVESTMENT RELATED,2005 De LA CRUZ STE 128,SANTA CLARA, CA 95050, INSURANCE SALES, PRESIDENT, APPROXIMATELY 120 HOURS PER MONTH, APPROXIMATELY 120 HOURS DURING TRADING HOURS, PRESIDENT, INSURANCE SALES-OWNER-OPERATER. 12/2016: GOOGAIN INC., INVESTMENT RELATED, 1288 KIFER ROAD #207 SUNNYVALE CA, 24086, MORTGAGE LOAN ORIGINATION-REAL ESTATE SALES, LOAN OFFICE-REAL ESTATE AGENT, 5 HOURS/MONTH, 5 HOURS/MONTH DURING TRADING HOURS, REAL ESTATE SALES-MORTGAGE LOAN ORIGINATION. Insurance Agent Real Estate Salesperson NMLS (Loan Origination) Notary Public Insurance, Real Estate, NMLS

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Robert Rukstalis's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Current

July 10, 2020 - Present

HARPER INVESTING

Office #1: 2005 De La Cruz Blvd #120, Santa Clara, CA 95050

RIA

CRD#: 309501

Santa Clara, CA

Past

October 18, 2019 - September 27, 2021

QUALIFIED PLANNING

RIA

CRD#: 304788

Santa CLara, CA

Past

January 10, 2017 - December 11, 2019

QUALIFIED PLANNING

RIA

CRD#: 152546

SANTA CLARA, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

HARPER INVESTING

ESG PLANNING | HARPER INVESTING

CRD#: 309501 / SEC#: 801-122486

RIA

Registered Investment Advisory firm - (10/8/2021 Approved)

California

Registered Investment Advisory firm - (11/10/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(7/10/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Current Firm

HARPER INVESTING

ESG PLANNING | HARPER INVESTING

CRD#: 309501 / SEC#: 801-122486

RIA

Registered Investment Advisory firm - (10/8/2021 Approved)

California

Registered Investment Advisory firm - (11/10/2021 Terminated)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

2005 De La Cruz Blvd #120, Santa Clara, CA 95050

Mailing Address

Phone number

(408) 644-8828

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (1 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ESG_PLANNING_PART2A (3/25/2025)

Regulatory assets under management

Total Number of Accounts	1,005
AUM (Assets Under Management)	$ 169,006,766

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Ashkahn Moayedi

WELLS FARGO CLEARING SERVICES, LLC

IAR

DANVILLE, CA

Ronald Guay

FALCON WEALTH PLANNING, INC.

IAR

San Jose, CA

Why Advisor Check

We're Here To Help

Advisor Monitoring

Firm Stability Insights

James R. Rukstalis

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view James Robert Rukstalis's CRS (Customer Relationship Summary).

Certified licenses

Experience

HARPER INVESTING

QUALIFIED PLANNING

QUALIFIED PLANNING

Primary Firm SEC Registration

HARPER INVESTING

State Registrations and Notice Filings

Exams

Current Firm

HARPER INVESTING

Contact information

SEC notice filing (1 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

HARPER INVESTING

TRUST BUT VERIFY

Similar Advisors