Charles S. Bean
HERITAGE FINANCIAL SERVICES | Founder and CEO
Westwood, MA 02090
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CRD#: 2152263
Professional summary
Charles Swan Bean III, who also goes by Charles S Bean III, Chuck Bean, is a registered financial advisor currently at HERITAGE FINANCIAL SERVICES located in Westwood, Massachusetts.
Charles is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1991. Charles has worked at 4 firms and has passed the Series 65, Series 63, Series 7, Series 6, Series 24 and Series 26 exams.
Biography
Heritage Financial Services was established in 1995. Since then, our Founder, Chuck Bean and the firm has built a team of over 35 professionals and a reputation as one of the finest independent wealth management firms in the country while managing more than $2 billion in assets for our clients. Over the past 25 years we’ve developed a tight-knit team and culture dedicated to transforming the financial lives of our clients with a newfound sense of calm and clarity.
Early on, our partners steered away from the impersonal layers and conflicts of interest of the big banks. Instead, they chose to align Heritage Financial’s interests tightly with those of our clients. The entire Heritage team shares the same uncompromising independent spirit. Even before we’re officially engaged, clients often tell us we’re asking important questions no one has asked before. Digging deep into the details is essential so we can craft a customized financial plan and optimize investment management results.
Life is complicated—investments, cash flow management, taxes, retirement planning, estate planning, insurance, and philanthropy are each separate disciplines that impact client planning – which all intersect. We help structure and integrate everything into one cohesive plan that encompasses big-picture strategies with detailed and customized execution. With our demonstrated expertise at designing and implementing professional financial planning and investment strategies, Heritage is a veteran at executing plans to help our client’s achieve their goals.
Question & Answer
What are your service offerings?
Financial planning
Trust & estate planning
Retirement planning
What is your current number of clients?
Greater than 100
What is your minimum asset requirement?
1M
Are you a "fiduciary"?
Yes
Aliases
Charles S Bean Iii | Chuck Bean
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. TRUSTEE FOR FAMILY TRUST, NON-INVESTMENT RELATED. 2. SOLICITOR FOR REGISTERED INVESTMENT ADVISERS; REFERS CLIENT AND RECEIVES REFERRAL FEE; INVESTMENT RELATED.
CRS (Client Relationship Summary) - RIA
Click below to view Charles Swan Bean III's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 9, 2000 - Present
HERITAGE FINANCIAL SERVICES
Office #1: 100 Lowder Brook Drive Suite 1000, Westwood, MA 02090RIA
CRD#: 127268
Westwood, MA
Past
October 4, 2001 - July 2, 2009
COMMONWEALTH FINANCIAL NETWORK
RIA
CRD#: 8032
NORWOOD, MA
Past
September 29, 1995 - July 2, 2009
COMMONWEALTH FINANCIAL NETWORK
BD
CRD#: 8032
NORWOOD, MA
Past
July 3, 1991 - October 12, 1995
JOHN HANCOCK MUTUAL LIFE INSURANCE COMPANY
BD
CRD#: 5181
BOSTON, MA
Past
July 3, 1991 - October 12, 1995
SIGNATOR INVESTORS, INC.
BD
CRD#: 468
BOSTON, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
HF
HERITAGE FINANCIAL SERVICES
HERITAGE FINANCIAL GROUP | HERITAGE INSURANCE BROKERAGE, INC. | HERITAGE FINANCIAL SERVICES, LLC | HERITAGE FINANCIAL SERVICES, INC. | HERITAGE FINANCIAL SERVICES
CRD#: 127268 / SEC#: 801-64494
RIA
Registered Investment Advisory firm - (7/19/2005 Approved)Massachusetts
Registered Investment Advisory firm - (10/18/2005 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Massachusetts(9/9/2000)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Current Firm
HF
HERITAGE FINANCIAL SERVICES
HERITAGE FINANCIAL GROUP | HERITAGE INSURANCE BROKERAGE, INC. | HERITAGE FINANCIAL SERVICES, LLC | HERITAGE FINANCIAL SERVICES, INC. | HERITAGE FINANCIAL SERVICES
CRD#: 127268 / SEC#: 801-64494
RIA
Registered Investment Advisory firm - (7/19/2005 Approved)Massachusetts
Registered Investment Advisory firm - (10/18/2005 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
100 Lowder Brook Drive Suite 1000, Westwood, MA 02090
Mailing Address
Phone number
(781) 255-0214
Established
Firm type
Fiscal year end
# of Employees
49
SEC notice filing (19 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 6,481 |
| AUM (Assets Under Management) | $ 2,989,626,797 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 08/27/2024 | ||
| 03/07/2024 | ||
| 04/18/2023 |
Red Flags
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Company Information
HERITAGE FINANCIAL SERVICES
Founder and CEOCRD#: 127268Westwood, MA 02090TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
